Max Kramer is a financial advisor at Kramer Investment Advisors, Inc. with 10 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Kramer Investment Advisors since 2015. Kramer is also employed as a financial executive at Trilogy Financial Services, where he works with fixed insurance products including life and annuities. Kramer Investment Advisors provides advisory services by selecting and referring third-party money managers and offering financial planning without additional charges. The firm serves individuals, trusts, retirement plans, and institutions, primarily acting as an intermediary by evaluating third-party money managers and assisting clients with onboarding, while portfolio management and trade execution are handled by the third-party managers.

Ronald Kramer is a financial advisor at Kramer Investment Advisors, Inc. with 23 years of industry experience. He holds a Series 66 designation and has operated his own accounting firm, Kramer Accountancy Corporation, since 1993. In addition to his advisory work, he is involved in insurance services through Kramer Insurance Services and other related business activities, including accounting, tax, and business management. Kramer Investment Advisors offers advisory services primarily by selecting and referring third-party money managers and providing financial planning at no additional charge. The firm serves individuals, trusts, retirement plans, and institutions, acting as an intermediary rather than directly managing client assets or executing trades.