Max Kramer is a financial advisor at Kramer Investment Advisors, Inc., holding Series 65 and Series 63 credentials with 10 years of industry experience. He has worked at Kramer Investment Advisors since 2015. Outside of his advisory role, he is also a financial executive involved with fixed insurance products, including life and annuities, at Trilogy Financial Services. Kramer Investment Advisors provides advisory services primarily by selecting and referring third-party money managers and offering financial planning without additional charges. The firm serves individuals, trusts, retirement plans, and institutions, acting mainly as an intermediary while portfolio implementation and trade execution are handled by third-party managers.

Ronald Kramer is a financial advisor at Kramer Investment Advisors, Inc. with 23 years of industry experience. He holds a Series 66 designation and has operated his own accounting firm, Kramer Accountancy Corporation, since 1993. In addition to his advisory work, he is involved in insurance services through Kramer Insurance Services and other related business activities, including accounting, tax, and business management. Kramer Investment Advisors offers advisory services primarily by selecting and referring third-party money managers and providing financial planning at no additional charge. The firm serves individuals, trusts, retirement plans, and institutions, acting as an intermediary rather than directly managing client assets or executing trades.