Matthew Osypowski is a CFP® with four years of industry experience, currently serving as a financial advisor at Kroeger Financial Partners. His prior work includes a role at Sierra Starlight Insurance Services and experience in the hospitality sector at Golden Era Lounge. Kroeger Financial Partners provides fee-only discretionary asset management and integrated financial planning to individuals, high-net-worth clients, trusts, and small businesses. The firm’s investment approach emphasizes diversified ETFs and mutual funds, with services that include tax preparation and hourly financial consulting.

Orion Kroeger is a CFP® professional with 11 years of industry experience. He has worked at Kroeger Financial Partners since 2015 and previously at Kroeger Financial from 2004 to 2022. Both firms are based in Grass Valley, CA. Kroeger Financial Partners advises individuals, high-net-worth clients, trusts, and small businesses with fee-only discretionary asset management, integrated financial planning, and hourly consulting. The firm offers annual tax preparation services and employs diversified ETFs and mutual funds in portfolio construction, managing assets on a discretionary basis under SEC registration.