Kenneth Cala is a CFP® with 25 years of industry experience, associated with Lowery Thomas, LLC since 1999. He also operates a CPA accounting firm, Kenneth G. Cala, CPA, which shares clients with his advisory practice. Cala holds the Series 65 designation and is based in Pebble Beach, California. Lowery Thomas, LLC provides investment advisory and wealth management services to individuals, trusts, estates, and corporations. The firm employs a primarily technical, long-term investment approach using low-cost mutual funds and ETFs, along with individual equities and bonds, tailoring portfolios to client goals, risk tolerance, and tax considerations.

Mark Vicencio is a financial advisor at Lowery Thomas, LLC with 26 years of industry experience. He holds a Series 65 designation and has served at Lowery Thomas since 1999. In addition to his advisory role, Vicencio operates an accounting firm, where he spends approximately 25% of his professional time. Lowery Thomas, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm employs a long-term investment strategy complemented by technical analysis, offering customized portfolio construction and ongoing account monitoring.

David Lowery is a financial advisor at Lowery Thomas, LLC in Pebble Beach, CA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Lowery Thomas, LLC since 1999. Lowery Thomas, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, and corporations. The firm employs a long-term investment strategy combined with technical analysis and offers customized portfolio construction using diversified mutual funds, ETFs, and occasionally individual securities.