Joseph Lowry Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been a co-owner and principal at Lowry & Lowry, Inc. since 2008. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and back-office support, including investment management, compliance, and technology services, enabling advisors to construct client portfolios from a broad selection of securities and insurance products.

Joseph Lowry is a ChFC® with 44 years of experience in the financial services industry. He is the president and co-owner of Lowry Financial Advisors and has held leadership roles at related entities including Lowry & Lowry, Inc. Lowry is also the author of the book "Thanks Mom." Lowry Financial Advisors is a small, three-advisor firm that provides financial planning and wealth management services to individuals, families, and retirement plans. The firm emphasizes planning-driven advice using portfolio analysis tools and offers project-based or ongoing retainer engagements rather than discretionary asset management.

Cale Flage is a CFP® professional with 11 years of industry experience, currently serving as an advisor at Lowry Financial Advisors since 2017. His prior experience includes roles at Commonwealth Financial Network and Cetera Advisors LLC. Outside of his advisory work, he operates a business consulting practice based in Gainesville, FL. Lowry Financial Advisors is a small, three-advisor firm providing financial planning and wealth management services to individuals, families, and pension or profit-sharing plans. The firm emphasizes a planning-centric approach using portfolio analysis tools like Monte Carlo simulations and modern portfolio theory, and it primarily operates through project-based or retainer engagements rather than discretionary asset management.