Timothy Pehl is a CFP® with over 20 years of experience at Luther Forest Wealth Advisors, L.L.C., where he has worked since 2006. He is also a member of Kumlander, Donofrio, Hay & Pehl, CPAs, LLP, an accounting firm providing personal, estate, and trust tax services. Luther Forest Wealth Advisors, LLC serves retail investors, including high-net-worth individuals, offering investment advisory, financial planning, and consulting services such as cash flow planning and asset and debt restructuring. The firm employs a goal- and risk-based approach to build long-term financial plans and tailored portfolios using mutual funds, ETFs, and individual securities.

Robert Roback Jr. is a CFP® professional with 15 years of experience at Luther Forest Wealth Advisors, L.L.C. in Malta, NY. He has been with the firm since 2011. Luther Forest Wealth Advisors, LLC is an SEC-registered adviser serving retail investors, including high-net-worth and individual clients, providing investment advisory, financial planning, and related consulting services. The firm focuses on goal- and risk-based planning, building tailored portfolios without recommending proprietary products or earning commissions.