Michael Sharp is a financial advisor at Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses with 23 years of industry experience. He has been with Merrill Lynch since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Erin Sanchez is a financial advisor at Merrill with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2009. Prior to her current role, she has also been affiliated with Bank of America, N.A. since 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Todd Helfrich serves as a Private Wealth Advisor at Merrill Private Wealth Management, where he works with clients and their advisors in the Midwest and across the country to develop and execute integrated wealth plans aligned with tailored financial and philanthropic goals. He focuses on family wealth management strategies, philanthropic planning, portfolio management services, and socially responsible investing. Todd joined Merrill after eight years advising ultra-high net worth families and managing charitable foundations at J.P. Morgan Private Bank. Prior to that, he spent over six years in national security service for the United States and began his career in investment banking, specializing in mergers and acquisitions, leveraged buyouts, and debt capital markets transactions at Deutsche Bank Securities. He graduated cum laude from Princeton University with a B.A. in Politics and earned an M.B.A. with honors in Finance from Georgetown University. Todd holds the Personal Investment Advisor (PIA) designation. He is also a member of the Board of Advisors at the University of St. Mary of the Lake. Todd is married with three daughters and resides in Lake Bluff, Illinois. His personal interests include football, golfing, spending time with his family, and traveling.

Jennifer Wanchisn is a financial advisor at Merrill with 18 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2011 and Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gary Rubin is a Financial Advisor with Merrill Lynch Wealth Management and Co-Founder of The Six Bridges Group. With thirty years of experience, he offers expertise in managing complex wealth situations for wealthy families and business owner clients. Gary has guided clients through multiple market cycles, maintaining a focus on discipline and long-term outcomes. He is known for his calm and thoughtful approach, helping clients navigate uncertainty with clarity and confidence. Central to his work is a commitment to building lasting relationships based on trust, listening closely, simplifying complexity, and guiding families through important financial decisions over time. Gary holds a Bachelor's Degree from Northwood University and a Personal Investment Advisor (PIA) designation. He resides outside of Portland, Maine, with his wife Carolyn and their dog, Layla. He participates in swimming, cycling, and pickleball, and serves on the board of the Orr's and Bailey Island Fire Department.

Candy Raven is a financial advisor with Merrill in South Bend, Indiana, holding a Series 66 designation and 28 years of industry experience. She has been with Merrill since 1996. Outside of her advisory role, she holds an Indiana real estate broker’s license in referral status with Berkshire Hathaway Home Services Northern Indiana. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Gregory Cole is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on building customized financial strategies tailored to clients' specific needs, drawing on a comprehensive understanding of their personal circumstances beyond purely financial data. He works closely with clients to help them pursue their long-term wealth management objectives amid varying market conditions and life events. Gregory's expertise encompasses family wealth management strategies, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's degree from Auburn University. Outside of his professional responsibilities, Gregory is involved in the community as a youth sports coach. He also has interests in football, reading, soccer, traveling, and spending time with his family.

Michael Cook is a financial advisor with Merrill in Winter Park, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Bank of America and Merrill since 2010. Outside of his advisory role, he serves on the budget review committee for St. James Cathedral Catholic School in Orlando, focusing on budget allocation and tuition management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Fallas is a Series 66-licensed advisor with Merrill, based in Pennington, NJ, bringing 19 years of industry experience. He has worked at Bank of America, N.A. since 2011 and Merrill Lynch since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Perryman III is a financial advisor with Merrill based in Farmington Hills, MI. He holds Series 63 and Series 65 licenses and has 31 years of industry experience. He has worked at Merrill Lynch Pierce, Fenner & Smith Inc. since 2002 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maryury Burbano Montano is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in goals-based financial planning, seeking to align clients' financial lives with their personal values to optimize outcomes. Her approach involves creating personalized, dynamic financial plans that are continuously monitored and adjusted as clients' priorities evolve. Her areas of expertise include education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. She utilizes comprehensive evaluation techniques across investment management, cash-flow management, debt management, risk management, estate planning, tax minimization strategies, and healthcare cost planning to support her clients' financial goals. Maryury holds a Bachelor's Degree from George Mason University and the Personal Investment Advisor (PIA) professional designation. She is fluent in English and Spanish. Outside of her professional role, she enjoys dancing, music, spending time with her family, traveling, and watching movies.

James H. Newcomb is the Senior Resident Director and Wealth Management Advisor at Merrill, serving the Abilene area. He leads the Abilene Merrill Office and focuses on developing personalized wealth management strategies tailored to clients’ specific financial goals. His client expertise includes family wealth management, legacy planning, managing new wealth, services for endowments, foundations and non-profits, personal retirement planning, portfolio management, and advising women and wealth. Jim joined Merrill in 1994 after six years in commercial banking. He holds a Bachelor of Business Administration degree in Finance from Hardin Simmons University (1986) and a Master of Business Administration from Texas Tech University (1990). He maintains FINRA registrations Series 7, 63, 65, 9, and 10, and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Since 2004, he has served as the Resident Director of Merrill’s Abilene office and attained the title of Senior Resident Director. Outside of his professional role, Jim is active in the community, having served on various non-profit boards and coaching youth sports. He currently serves as Texas Wildlife Association Region 2 Director, and sits on the boards of Hardin Simmons University School of Business Advisory and Ben Richey Boys Ranch. Jim enjoys antiquing, fishing, golfing, music, reading, and spending time with his wife Michele and their two children.

Kelly Stephenson is a financial advisor at Merrill with 14 years of industry experience. He holds the Series 66 designation and has been with Merrill since 1999. He also serves as a Successor Trustee in a separate capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Kenneth Cylkowski is a financial advisor with Merrill, holding Series 63, Series 65, and Series 66 designations and 26 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing a variety of model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Jonathan Wong is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2012. Outside of his advisory role, he is a signer for a family-owned retail clothing business in Honolulu. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Philip Verhaeghe serves as a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, where he founded The Verhaeghe Group. He leads a team of ten professionals who manage over $1 billion in client assets as of June 2025. Philip specializes in working with affluent families, primarily those with $5 million or more in net worth, assisting them in navigating the complexities of significant wealth. His approach focuses on integrated planning, clarity, and stewardship, addressing interconnected aspects such as investments, legacy planning, liquidity events, business transitions, and philanthropy. Philip's expertise includes preserving purchasing power across generations and coordinating closely with estate and tax professionals. He builds tailored frameworks to simplify complexity and clarify outcomes for his clients. His work has been recognized by Forbes, listing him among the Best-in-State Wealth Advisors from 2018 to 2020 and 2022 to 2025, and by Barron's in 2018 as one of the Top 1,200 Financial Advisors. He holds a Bachelor's Degree from Kansas State University and has earned the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. In his personal life, Philip enjoys mountain biking, fly fishing, and spending time with his family.

Gabriela Tamakloe is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her work history includes roles at Money at Work, LLC, Drew University, Leslie Law Firm, LLC, and Kristin Sostowski. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Darius Bahador is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their personal financial goals and develops tailored strategies to address their short-, mid-, and long-term objectives. His responsibilities include providing guidance on general investing, retirement planning, and preparing for unexpected financial needs. He also facilitates access to specialists from Bank of America for services related to banking, credit, home financing, and small business solutions. Darius holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's Degree from McMaster University. His approach emphasizes getting to know clients and understanding what matters most to them, which informs his ongoing advice and guidance as their needs evolve.

Kirk Weichsel is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on integrating multiple aspects of clients' financial lives by developing customized financial strategies and investment portfolios tailored to clients' objectives. His client focus areas include family wealth management, institutional investment consulting, services for endowments, foundations, and non-profits, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Kirk holds multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), and Certified Plan Fiduciary Advisor® (CPFA®). He earned his MBA from Duke University and a bachelor's degree in mechanical engineering from Texas A&M University. Prior to joining Merrill Lynch Wealth Management in 2005, Kirk spent fifteen years as a management consultant developing trading and risk management capabilities for major investment banks and global energy companies. He is active in the Charleston sailing community and a member of the Charleston Ocean Racing Association. Kirk enjoys boating, tennis, fly fishing, and spending time with his family in Mt. Pleasant, South Carolina.

Benjamin Furfari is a financial advisor at Merrill with 3 years of industry experience. He holds a Series 66 designation and previously worked at the University of Massachusetts Amherst and Regional Tire and Service. Outside of finance, he was involved with Distinctive Creations Inc. for six years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.