Brittney Louise Bell is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2010. The firm, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Adam White is a Series 66-licensed financial advisor at Merrill with three years of industry experience. He has worked at Bank of America N.A. and Merrill since 2019. Prior to his advisory career, his background includes roles in construction and university recreational sports. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Kevin Nagasawa is a financial advisor at Merrill with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley for nine years before joining Merrill in 2025. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard Williams Jr. is a financial advisor at Merrill with 27 years of industry experience. He holds Series 65 and Series 66 credentials and has worked at both Merrill and Bank of America since the late 1990s and 2009, respectively. Merrill serves a broad range of clients including individuals, retirement plans, corporations, pension and profit-sharing plans, charities, and institutions. The firm offers managed account programs, discretionary portfolio management, brokerage execution, and custody services, supported by a range of program strategies and a CIO-governed platform for manager selection and oversight.

Aaron Berger is a Wealth Management Advisor based in Arizona with a career in financial advisory services since 1994. He specializes in creating customized financial strategies aimed at helping clients simplify their financial lives and pursue long-term goals. Aaron works closely with clients' families across generations, as well as their attorneys and CPAs, to maintain collaborative support in managing wealth. His areas of focus include employee financial health, legacy planning, liquidity management, retirement income, tax minimization, philanthropic planning, and socially responsible investing. Aaron earned a Bachelor's Degree in Finance from Arizona State University in 1993 and a Master's Degree from the University of Phoenix. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Chartered Retirement Planning Counselor (CRPC) professional designations. He is also recognized as a Personal Investment Advisor (PIA). Aaron has been active in the Arizona community, serving on the Board of Directors for Lura Turner Homes and contributing as a Foundation Giving Member of the Delta Sigma Pi Leadership Foundation. He is an active distance runner and member of the Arizona Road Racers, volunteering regularly at trail races across the Southwest. Aaron’s professional approach focuses on developing personalized financial strategies through one-on-one collaboration, with a commitment to addressing clients' unique objectives and involving relevant advisors as needed.

Carl Guillory is a Wealth Management Advisor with Merrill Lynch Wealth Management. He leads The Guillory Group, which manages wealth for families, executives, high net-worth individuals, and small businesses. The group focuses on building long-term client relationships by addressing priorities such as retirement, investment strategy, college planning, and estate planning services. Their approach includes implementing customized investment strategies based on asset allocation models and conducting regular reviews to evaluate clients' progress. With over 25 years of experience, Carl has developed expertise in asset allocation, retirement planning, alternative investments, and estate planning. His practice emphasizes consistent performance, regular communication, and superior service. Carl holds the Personal Investment Advisor (PIA) designation and the Series 7 FINRA registration. He earned a bachelor's degree from Nicholls State University. In addition to his professional work, Carl is involved with St Cecilia Church and the Knights of Columbus. His client focus areas include college education planning, liquidity management, personal retirement planning, and retirement income.

Dylan Haines is a Financial Advisor with Merrill Lynch Wealth Management. He works with individuals, families, and business owners to provide structure and clarity in their financial lives. Dylan aims to understand what matters most to his clients—whether it be building wealth, preparing for retirement, navigating major life transitions, or creating long-term financial security—and develops strategies aligned with those goals. His areas of expertise include investment strategy and portfolio management, retirement planning and income planning, planning around major financial decisions and transitions, aligning personal and business financial priorities for owner-led businesses, and managing risk to prepare for unexpected events. Dylan focuses on simplifying complexity and providing ongoing guidance as circumstances and markets evolve, helping clients make informed and confident decisions over time. Dylan holds a Bachelor's Degree from The Ohio State University and a Master of Business Administration (MBA) from Ashland University. He carries professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, Dylan enjoys basketball, boxing, football, golfing, hiking, music, pickleball, running, spending time with his family, and traveling.

Stasie Jones is a financial advisor with Merrill in Melville, NY, holding a Series 66 designation and six years of industry experience. Prior to joining Merrill and Bank of America in 2025, Jones worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA from 2019 to 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Juan Anton Velarde is a financial advisor with Merrill in New York, NY. He holds a Series 66 credential and has four years of industry experience. Prior to joining Merrill in 2021, he worked at Bank of America N.A. from 2017 to 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jorge Idrovo Fernandez is a Financial Advisor at Merrill Lynch Wealth Management with 18 years of experience in banking and financial services. He focuses on helping individuals, families, and business owners navigate important financial decisions, providing services such as legacy planning, personal retirement planning, and portfolio management. Jorge leverages his extensive background in banking, lending, investments, and relationship management to offer a well-rounded perspective tailored to each client's circumstances and priorities. Previously, Jorge held roles at JPMorgan Chase including Relationship Banker, Chase Private Client Banker, and Branch Manager, where he developed lasting client relationships while addressing their banking, lending, and investment needs. He holds both a Bachelor of Science and a Master of Science in Accounting from Kean University. His academic background combined with his professional experience equips him to understand the broader factors that influence a client's financial picture. Outside of his professional responsibilities, Jorge enjoys traveling and experiencing different cultures. He is a longtime Yankees fan and values attending the team's Opening Day game annually with his family. He holds the Personal Investment Advisor (PIA) designation.

Kevin Botsford is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. His work history includes tenures at UBS Financial Services and Bank of America, along with over 20 years at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lindsay Lehn is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2014. Outside of her advisory role, she serves on the Board of Directors for The Stranahan House, a historic preservation nonprofit in Fort Lauderdale, where she participates in event planning and fundraising. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nicholas Reifschneider is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes positions at Heritage Insurance and involvement with Bo’s Ice Cream. He also has academic experience from the University of Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marcus Ranalli is a financial advisor at Merrill with 18 years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch since 2008. Outside of his advisory role, he serves as Treasurer and a Board Member of the Warren Hills Youth Baseball Association, a charitable organization in his hometown. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Stevens is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 66 licenses and having 13 years of industry experience. He has worked at Merrill since 2013 and is also associated with Bank of America, N.A. and Legend Securities, Inc. His career spans both institutional and retail financial services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm employs model-based and discretionary strategies developed by internal and third-party managers and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patricia Orantek is a financial advisor at Merrill with 20 years of industry experience. She has held her current role at Merrill since 2009 and holds Series 63 and Series 66 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

April Ylvisaker Tardiff serves as a Resident Director and Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, she develops personalized financial strategies for individuals, families, and business owners, focusing on areas such as retirement planning, wealth transfer strategies, and investment management. Beginning her financial services career in 2004, April holds several professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Plans Specialist (CRPS), and Certified Plan Fiduciary Advisor (CPFA). She earned her Bachelor's Degree from the University of Maine System and is affiliated with Merrill Lynch Wealth Management. Outside her professional duties, April dedicates time to supporting organizations such as Opera Maine, Portland Ovations, Portland Symphony Orchestra, and the University of Southern Maine Alumni Association.

Erik Pelletier is a Financial Advisor with the Carcieri & Bock Group at Merrill Lynch Wealth Management in Providence, Rhode Island. He transitioned into financial advising after a career as an engineer in the automotive and aerospace & defense industries. Erik applies engineering principles such as system analysis, evaluating tradeoffs, and planning for uncertainty to help clients achieve their financial goals in a structured and thoughtful way. He specializes in assisting executives, STEM professionals, business owners, and families with complex financial decisions. His areas of focus include executive compensation planning, tax-efficient strategies, equity compensation and concentrated stock planning, business exit strategy, retirement planning, and multi-generational wealth and legacy planning. His clientele often face decisions related to executive compensation, equity awards, stock positions, tax planning, retirement, business ownership, and legacy considerations. Erik holds a Bachelor of Science in Mechanical Engineering and a Bachelor of Science in German Language from the University of Rhode Island. He is a Chartered Financial Analyst (CFA) and a Personal Investment Advisor (PIA). He remains active in professional communities as a member of the German American Business Council of Boston and the Tau Beta Pi Engineering Honor Society.

Wenqin Sun is a financial advisor at Merrill with seven years of industry experience. Sun holds Series 63 and Series 66 licenses and has worked previously at J.P. Morgan Securities LLC and Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sheila Stoutamire is a financial advisor with Merrill in Panama City, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Merrill since 1987. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.