Beatriz Gomez is a financial advisor with Merrill in Wayne, PA, holding a Series 66 designation and six years of industry experience. She has been with Merrill since 2001 and worked at Bank of America, N.A. since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Michele Rizzuto is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. She works with accomplished individuals and families to provide disciplined portfolio strategy and thoughtful planning geared toward long-term clarity, confidence, and legacy. Michele's approach as a Senior Portfolio Advisor includes managing discretionary custom investment strategies and selecting from a range of Merrill model and third-party investment portfolios. Michele's client focus areas include college education planning, family wealth management strategies, LGBT wealth planning, personal retirement planning, small business strategies, women and wealth, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. She holds the Personal Investment Advisor (PIA) designation and earned her high school diploma from Melbourne High School. Outside of her professional practice at Baker Rizzuto & Associates Wealth Management, Michele is involved with several organizations, including the International Woman's Flag Football Association, the American Cancer Society, Build Bright Foundation INC, and St Jude Children's Research Hospital. Her personal interests include basketball, biking, boating, football, hiking, pickleball, spending time with family, tennis, traveling, and yoga.

John Bridgers is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has focused his career on asset management, legacy planning, and trust services, employing a planning-based approach that addresses both individual financial objectives and broader life goals. His client work often involves inter-generational planning, serving families across multiple generations. John collaborates with Bank of America Private Bank to provide trust services and access to lending solutions. John began his wealth management career with Merrill Lynch in 2000, concentrating on high-net-worth individuals and families. His practice emphasizes portfolio diversification and careful planning to help clients achieve their life and legacy objectives. He holds a Bachelor's Degree from the University of Florida, a Master's Degree from Columbia University, and has attended Oxford University. John holds the Personal Investment Advisor (PIA) professional designation. Outside of his professional responsibilities, John enjoys biking, boating, fishing, golfing, music, and reading.

Thomas Travers IV is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has been with Bank of America and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Jessica Stewart is a financial advisor with Merrill, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal Chief Investment Office teams and third-party managers for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Riter is the Senior Resident Director of Merrill Lynch Wealth Management’s Batavia, New York office and managing partner of the RGRWT Group. He began his career as a financial advisor in 1987 after earning a bachelor's degree from the John Wiley Jones School of Business at SUNY Geneseo. John holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. As managing partner of the RGRWT Group, John leads a team of six financial advisors, an investment associate, and three client service associates, collectively bringing over 135 years of experience. The group serves clients across 35 states and seven countries, focusing on family wealth management strategies, personal retirement planning, and small business strategies. John’s approach combines the resources of a global organization with personalized service rooted in small-town values. John has a longstanding commitment to his community, including over 30 years of involvement with the GLOW YMCA in Batavia, where he is currently chairing the initiative to build a new facility that will anchor a Healthy Living Campus. He has also been a member of the Batavia Rotary Club for more than 20 years, serving on its board of directors multiple times. John and his wife Liz have been married for 33 years and have two adult children, Mitchell and Kathryn.

Jack Balkey is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1976 and joined the current team in 2023. Jack holds the Professional Investment Advisor (PIA) designation. He earned both his Bachelor of Science in Finance and his Master of Business Administration from the University of Illinois. With decades of experience, Jack has focused on serving clients and maintaining long-term relationships, supporting multiple generations of clients.

Catherine Garcia is a financial advisor at Merrill with eight years of industry experience and a Series 66 designation. Her prior roles include positions at Edward Jones, Thrivent Financial, and Transamerica Financial Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Chassidy Wynne is a financial advisor at Merrill with two years of industry experience and holds the Series 66 designation. Her prior experience includes roles at Wells Fargo Institutional Retirement and Trust and Extraco Banks. She has also worked in academic settings at Texas Woman University and Tarleton State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Peter Kelly is a Financial Advisor with Merrill Lynch Wealth Management. He collaborates with clients to understand their goals and create personalized wealth management strategies that reflect what matters most to them. His approach includes providing investment guidance and access to Merrill's portfolio management resources, as well as leveraging the products and services offered by Bank of America to address clients' entire balance sheets. Peter has over 20 years of experience in the financial industry, having worked with firms such as Wachovia Securities, AIG Securities Lending, and Charles Schwab in various roles including Repo Trading Product Supervisor, Securities Lending Trader, Institutional Fixed Income Sales, Regional Bond Specialist, and Financial Consultant. His areas of expertise include employee benefits planning, family wealth management strategies, institutional investment consulting, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Originally from Huntington, New York, Peter grew up in Manhasset, New York and earned a Bachelor of Science degree in Business Administration from the University of Richmond. He holds the Personal Investment Advisor (PIA) designation and is associated with Merrill Lynch Wealth Management. Peter moved to Florida in 2010 and currently resides in Vero Beach. He has three children and enjoys golfing, snow skiing, and spending time at the beach.

Omprakash Singh is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 2001 and Bank of America, N.A. since 2009. Outside of his advisory role, he owns Singh Realty Group, which invests in commercial real estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Bradford is a Senior Financial Advisor specializing in personalized wealth management strategies at Merrill Lynch Wealth Management. He focuses on creating flexible financial plans tailored to clients' unique goals and changing market conditions, leveraging the investment insights of Merrill and the banking and lending solutions of Bank of America. James holds a Bachelor's Degree from Augusta College and has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He follows the Merrill tradition of community involvement and dedicates time to volunteering with local organizations. His approach centers on working one-on-one with clients to develop financial strategies designed to help pursue their long-term goals.

Michael Greenstone is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been a registered Financial Advisor since June 1980 and has held positions with Drexel Burnham Lambert, Prudential Securities, PaineWebber, UBS Financial Services, and Morgan Stanley throughout his career. Michael and his team joined Merrill Lynch in 2017, operating from the Glen Rock, New Jersey office. Michael’s expertise includes a wide range of client focus areas, such as college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, and portfolio management services. He holds licenses in Life and Health Insurance, Managed Futures, and General Securities across multiple states. Michael earned the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute™ after completing the educational program at the University of Pennsylvania Wharton School of Business. He also holds the Certified Plan Fiduciary Advisor® (CPFA) designation from the National Association of Plan Advisors, part of The American Retirement Association. Additionally, he completed the Master’s Program at PaineWebber and the 60-module Wealth Management Program at UBS Financial Services. His educational background includes a Bachelor’s Degree in Economics from George Washington University. Outside of his professional work, Michael enjoys spending time with his family, traveling, golfing, tennis, cycling, platform tennis, playing the piano, reading, biking, chess, cooking, and watching movies. He and his wife Amy support various community organizations, including The Melanoma Foundation, Ridgewood AM Rotary, Birthright, The Center for Hearing and Communication, The YMCA of Ridgewood, Breast Cancer Society of America, The New York City Ballet, and The Pink Agenda.

Alexander Friedrich serves as a Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 2015. He is part of the Mitchell Miller Group, a team with over 100 years of combined experience in finance, founded by Kim Mitchell and Elizabeth Miller. The team's mission focuses on the care and protection of their families through comprehensive financial services. Mr. Friedrich's expertise includes executive compensation, equity compensation services, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and retirement income. He is committed to helping individuals and families manage their financial lives through thorough financial planning aimed at supporting various aspects of life such as family, health, and home. He holds a Bachelor's Degree from Bradley University and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Alexander participates in several organizations, including the Metamora Germantown Hills Rotary Club, Metamora Area Business Association (MABA), and Peoria Riverfront Association (PRA). In his personal time, he enjoys spending time with family and friends and watching movies.

Meagan Moran is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. She has worked at Merrill since 2021, with prior roles at Christopher's Kitchen, Blue Marlin, Brenton Point Wealth Advisors, and Benjamin's Raw Bar. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Meredith Lovelace is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2019, following prior roles at Morgan Stanley, Wells Fargo Clearing, and Wells Fargo Advisors. Outside of her advisory work, she is employed as a cashier at a local grocery store in Wichita Falls, TX. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Margaret Molli Alvey is a financial advisor at Merrill with 31 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2004. Outside of her advisory work, she serves as the treasurer for Girl Scouts San Diego Troop 4968. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Jenny Pace is a financial advisor at Merrill with 14 years of industry experience. She has held her Series 63 and Series 66 designations and previously worked at A.J. Pace & Co., Inc. for 16 years before joining Merrill in 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Aimee Barnes is a Senior Financial Advisor with Merrill Lynch Wealth Management, where she applies her extensive experience in developing personalized wealth management strategies. Since joining Merrill Lynch in 2018, she has focused on advising individuals, families, and businesses to meet their short- and long-term financial goals. Her expertise areas include college education planning, divorce transition planning, executive compensation, family wealth management strategies, and retirement income planning. Aimee holds a Bachelor's Degree from Auburn University and possesses several professional designations including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She leverages her 16 years of experience in risk management, estate transfer, and portfolio strategies to create customized wealth management approaches. Aimee is involved in coordinating with attorneys and CPAs to provide integrated client service. Beyond her professional work, Aimee is active in her community and participates in several organizations. She and her family reside in Birmingham, where they support the McWane Science Museum, Oak Mountain Schools, and St. Mark's Catholic Church. Aimee has held roles such as a founding member of the Women's Business Council in the Greater Shelby County Chamber of Commerce and membership in the Birmingham United Soccer Association.

Donna Gaudy is a financial advisor with Merrill in Rochester, NY, holding a Series 66 designation and seven years of industry experience. She has been with Merrill since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.