Alan Lubner is a Private Wealth Advisor with Merrill Private Wealth Management, headquartered in Bellevue, Washington. He serves a select group of individuals and families, focusing on unifying multiple aspects of their financial lives. His client base primarily consists of senior executives, entrepreneurs, and business owners, many of whom he has advised for decades. Alan's practice emphasizes deep analysis, precise execution, and strategic direction tailored to the significant wealth and unique challenges his clients face. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). Alan earned his Bachelor's Degree from the University of Witwatersrand. In recognition of his work, Forbes named him one of the Best-in-State Wealth Advisors in 2020 and 2021. Beyond his advisory role, Alan participates actively in his community. He serves on the board of an artist residency program, Willapa Bay AiR, and volunteers with local food banks and organizations aiding the homeless. Personal interests include sailing, where he competes in offshore races such as the Tranpac and Pacific Cup, car collecting, and spending time with his family.

Daniel Straub is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining the firm in 2017, he has worked alongside his mother, Elizabeth Shepard, to serve multiple generations of families, accomplished entrepreneurs, and professionals. Daniel's advisory approach focuses on addressing the complex financial issues faced by the career-building generation, emphasizing risk management, diversification, and personalized investment strategies. Daniel's expertise includes education planning, equity compensation services, family wealth management strategies, legacy planning, and socially responsible investing. He employs a systematic investment process that prioritizes quality investments and long-term planning. His commitment to outstanding client service is reflected in his goal to be the primary point of contact for all clients' wealth management needs. He earned dual bachelor's degrees in Psychology and Politics from Brandeis University. Outside of his professional work, Daniel is involved with Fizz Apparel. His personal interests include cooking, gardening, golfing, hiking, knitting and crocheting, music, singing, skydiving, traveling, and woodworking.

Richard Lavold is a financial advisor with Merrill in Chandler, Arizona, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Merrill since 2013 and concurrently at Bank of America, N.A. since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Reese Gneiting serves as a Wealth Management Advisor at Merrill Lynch Wealth Management, where he is a partner on a team that develops tailored financial strategies for entrepreneurs, business owners, executives, and their families. He focuses on guiding clients to achieve their financial objectives through a transparent and disciplined process. His areas of expertise include executive compensation and equity awards, business sales and exit planning, portfolio management, retirement accumulation and income-planning strategies, lending through Bank of America, trust and estate planning services, and 401Ks and pension plans. Before joining Merrill Lynch in Las Vegas in 2014, Reese spent two years in Los Angeles as part of a wealth management team overseeing assets for high net worth clients including company founders, celebrities, professional athletes, and members of the Forbes 400 list. His professional experience also includes internships with Merrill, JPMorgan Private Bank, and Atlantic Trust. Reese earned his Bachelor of Science degree in Finance from Brigham Young University and holds the CERTIFIED FINANCIAL PLANNER (CFP) certification. He also holds designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional career, Reese enjoys basketball, volleyball, hiking, boating, and spending time with his wife and their three children. He is involved in the Salvation Army and is bilingual in English and Spanish.

Robert Santos is a Financial Advisor at Merrill Lynch Wealth Management in the Indian Wells office. He began his career with Merrill Lynch Wealth Management in March 2020, having previously served as a Wealth Management Banking Specialist within the enterprise. In his current role as a Senior Portfolio Advisor, Robert manages and customizes investment strategies on a discretionary basis, selecting from a range of Merrill Lynch Wealth Management model portfolios and third-party investment strategies. He leverages investment insights from Merrill Lynch alongside banking resources from Bank of America to deliver comprehensive financial services. Robert’s experience includes assisting clients with managing new wealth, personal retirement planning, portfolio management services, and retirement income. His approach centers on reviewing clients’ financial situations to provide solutions aligned with their liquidity, income, and growth expectations. He works primarily with active and retired professionals who appreciate direct communication delivered with kindness and an invested interest in their success. Robert earned a bachelor's degree in finance from the University of Washington. Prior to his financial services career, he served seven years in the United States Army. He holds the Personal Investment Advisor (PIA) designation and is fluent in English and Spanish. Outside of work, Robert enjoys basketball, football, hiking, and pickleball.

Sheena Mccall is a Wealth Management Advisor and Vice President at Merrill Lynch Wealth Management in Knoxville, Tennessee. She has extensive experience in wealth management, having served in her current role for many years after beginning her career as an Investment Analyst in London, UK. Sheena specializes in family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and portfolio management services. Sheena holds a Master's Degree and a Bachelor's Degree from the University of Glasgow in Scotland. She is also designated as a Personal Investment Advisor (PIA). Drawing upon decades of financial experience, she works closely with clients to develop personalized financial strategies that align with their long-term goals, emphasizing the importance of discipline during market volatility. She is actively involved in the Knoxville community, serving on the boards of the Knoxville Symphony, Knoxville Jazz Orchestra, Marble City Opera, and Knoxville Opera. Previously, she has held leadership roles with the Knoxville Museum of Art, Helen Ross McNabb Mental Health Center, University of Tennessee Clarence Brown Theatre Advisory Board, and the University of Tennessee School of Music Advisory Board. Sheena has a passion for the arts and enjoys attending concerts and theatre productions locally and internationally. In her personal time, she enjoys boating on the Tennessee River.

Daniel Avram is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions (SPS) Program to Bank of America fiduciary clients. The firm provides model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Lynch is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America N.A. Lynch is also involved in coaching and advising high school athletes through his ownership of Shamrock Soccer Camps. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage execution supported by an extensive platform and integration with Bank of America affiliates.

Wooseok Chang is a financial advisor with Merrill based in Palo Alto, CA, holding a Series 66 designation. He has experience working at Bank of America and Merrill since 2026, along with prior roles in various industries including aviation, food service, and rideshare companies. His background includes entrepreneurial activities in the restaurant sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Solarana is a financial advisor at Merrill with Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Bank of America, Primerica Advisors, and Hornor, Townsend & Kent LLC, as well as experience outside finance at Alliance Laundry Systems and Opuscare. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Xiao Xia Zhen is a Senior Financial Advisor at Merrill Lynch Wealth Management based in Boston. She specializes in helping clients develop personalized financial strategies tailored to their individual goals, focusing on areas such as college education planning, family wealth management, legacy planning, and retirement planning. She also provides guidance on philanthropic planning, portfolio management, tax minimization, and addressing the needs of women and wealth. Xiao Xia Zhen holds a Bachelor's Degree from George Washington University and a Master's Degree from the University of Massachusetts System. She has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is fluent in English, Mandarin, and Yue (Cantonese). In addition to her professional work, Xiao Xia Zhen participates in community volunteer activities in line with the Merrill tradition. Her personal interests include boating, cooking, hiking, traveling, and yoga.

Matthew Roache is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving as a member of The Miranda Wealth Management Group. He began his career in investment and financial services in 2007 and joined Merrill Lynch in 2014. His background includes retail investment operations and trading, which supports his service-oriented approach to helping clients achieve their financial objectives. Matthew's areas of focus include education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, socially responsible and ESG investing, individual and corporate investment strategies, tax minimization, and retirement income. He holds a Bachelor of Science degree in Business Management from Farmingdale University and maintains several professional designations and licenses, including FINRA Series 7 and 66 registrations, Life Accident & Health License, Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional role, Matthew enjoys golfing, hiking, spending time with his family, surfing, swimming, and playing tennis.

Pedro Trejo III is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, J.P. Morgan Securities, and Unit21. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies utilizing internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kristen Largay is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Before joining Merrill in 2022, she held roles at Ernst & Young and in athletics at American University. Outside of finance, she works part-time at Jaco Juice and Taco Bar in Washington, DC, where she prepares juices and smoothies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Connor Lilley is a Financial Advisor with Merrill Lynch Wealth Management and a member of the Lilley-Liapis Group. He works with individuals, families, and business owners to assist with retirement planning, wealth accumulation, risk management, and legacy strategies. Connor's approach emphasizes personalized and thoughtful financial planning tailored to each client's unique goals and priorities. He holds the Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA) designations. Connor attended Hudson Valley Community College without earning a degree and holds a High School Diploma from Bethlehem Central High School. His expertise includes personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategies, tax minimization, and retirement income. Connor lives in Albany, New York, with his fiancée Mia and their cat, Omar. Outside of his professional role, he enjoys golfing, traveling, watching movies, listening to music, playing chess, and spending time with his family. He is also involved in the American Foundation for Suicide Prevention's R.I.T.A Walk community event.

Stephen Szczublewski is a financial advisor with Merrill in Stuart, FL, holding Series 63 and Series 65 licenses and accumulating 32 years of industry experience. He has worked at Merrill since 1996 and has been affiliated with Bank of America since 2009. Outside of his advisory role, he holds a power of attorney position related to a fiduciary entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Seth Boehmer is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. His prior work history includes roles at UBS Financial Services, TransAmerica, and Bank of America, among others. Outside of finance, Boehmer has been involved with Skeleton Sports. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Matthew Brogan is a financial advisor with Merrill in Paramus, NJ, holding Series 63 and Series 65 designations and 26 years of industry experience. He has been with Merrill and its parent Bank of America since 2013. Outside of his advisory role, he holds a power of attorney position for an entity named F A B based in Beach Haven, New Jersey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Theodore Jones is a financial advisor at Merrill with Series 63 and Series 66 credentials and four years of industry experience. He previously worked at Bank of America, The Prudential Insurance Company of America, Pruco Securities LLC, Key Investment Services, KeyBank, and PNC Bank. Outside of his advisory role, he is involved in real estate as a realtor and works with the City of Columbus Recreation and Parks in a maintenance capacity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Antony Muthangya is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. He has been with Merrill since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.