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Ryan B

Series 65

Tinley Park, IL

Midwest Financial Network, LLC

Ryan Biniak is a financial advisor at Midwest Financial Network, LLC with eight years of industry experience. He holds the Series 65 designation and has worked previously at EverGreen Capital Management and RK Advisors. Outside of his advisory role, Biniak is also an insurance agent, spending a portion of his time on insurance sales and service. Midwest Financial Network serves individual investors, businesses, and retirement-plan sponsors, providing financial planning, portfolio management, and retirement plan consulting. The firm employs a Core + Satellite investment approach combining passive and active strategies and places a notable emphasis on client education through seminars.

Cash flow / budgeting Debt management College savings (529s, UTMA, etc.) General retirement planning Retirement withdrawal strategies Founder/Business Owner Retired Self-Employed Parents Sandwich Generation
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Raymond K

Series 63, Series 65

Tinley Park, IL

Midwest Financial Network, LLC

Raymond Kozicki is a financial advisor at Midwest Financial Network, LLC with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including EverGreen Capital Management and Horter Investment Management. In addition to his advisory role, he operates as an independent insurance agent. Midwest Financial Network serves individual investors, businesses, and retirement-plan sponsors, offering financial planning, portfolio management, and retirement plan consulting. The firm employs a Core + Satellite investment approach that combines passive and active strategies, and places a notable emphasis on client education through workshops.

Cash flow / budgeting Debt management College savings (529s, UTMA, etc.) General retirement planning Retirement withdrawal strategies Founder/Business Owner Retired Self-Employed Parents Sandwich Generation
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