John Arao is a financial advisor with Mine & Arao Wealth Creation and Management, LLC, holding a Series 65 designation and 27 years of industry experience. He has worked at Mine & Arao Wealth Creation & Management since 1999 and is also a partner in Mine & Arao, LLP, a certified public accounting firm offering tax preparation, planning, and related services. Mine & Arao Wealth Creation & Management serves individual investors, pension plans, and businesses, primarily drawing clients from its affiliated CPA practice. The firm provides discretionary investment management alongside financial planning and tax, retirement, and estate planning, using a comprehensive asset allocation approach that integrates investment advice with tax and bookkeeping services.

Bud Mine is a financial advisor at Mine & Arao Wealth Creation and Management, LLC, with 27 years of industry experience. He holds a Series 65 designation and has been working at Mine & Arao Wealth Creation and Management since 1999. In addition to his advisory role, Mr. Mine is a partner at Mine & Arao, LLP, a certified public accounting firm providing tax preparation, planning, and bookkeeping services. Mine & Arao Wealth Creation and Management serves individual investors, pension plans, and businesses, largely drawing clients from its affiliated CPA tax practice. The firm offers discretionary investment management combined with financial, tax, retirement, and estate planning services, emphasizing comprehensive asset allocation and integration of investment advice with accounting services.