Andrew Karban is a financial advisor with Nations Financial Group, Inc. in Memphis, TN, holding a Series 66 designation and three years of industry experience. He previously worked at FedEx Services for seven years. Outside of his advisory role, he serves as a client services representative for Atkins Capital Management, LLC, where he performs administrative duties. Nations Financial Group, Inc. provides investment advisory services to a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm offers a range of portfolio management strategies and consulting services, with investment approaches tailored to client objectives through a combination of proprietary model portfolios and selected outside managers.

Steven Loesch is a financial advisor with Nations Financial Group, Inc. in Cedar Rapids, IA, holding Series 63, 65, and 66 licenses and bringing 31 years of industry experience. He has been with Nations Financial Group since 2012. Outside of his advisory role, Mr. Loesch officiates high school girls volleyball games throughout Iowa and is involved as a partner or owner in several local retail and service businesses. Nations Financial Group provides investment advisory services to a diverse client base including individuals, high-net-worth investors, and institutional clients. The firm offers a range of portfolio management strategies and financial consulting services, utilizing proprietary model portfolios combined with outside manager options tailored to client objectives and risk tolerances.

Kevin Dietzel is a financial advisor at Nations Financial Group, Inc. with 17 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Steele Capital Management, Global Portfolio Strategies, and Prudential Investment Management. Outside of his advisory role, he serves as a trustee for an assisted living facility’s endowment board. Nations Financial Group, Inc. offers advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs a range of portfolio management strategies and permits its advisors to offer both fee-based and commission-based services through its dual registration.

Aaron Tank is a financial advisor with Nations Financial Group, Inc. in Cedar Rapids, IA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His prior roles include positions at TD Ameritrade Investment Management, LLC, TD Ameritrade, Inc., and Scottrade. Outside of finance, he owns a catering business and coaches sports. Nations Financial Group, Inc. provides investment advisory services to a diverse client base, including individuals, high-net-worth investors, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing proprietary model portfolios and outside managers to tailor investment strategies according to client objectives and risk tolerance.

Maureen Kozak is a Certified Financial Planner® with 33 years of industry experience. She has been with Nations Financial Group, Inc. since 2009. Outside of her advisory role, she is an owner of St Joseph Realty Partners, LLC, where she maintains books and records. Nations Financial Group, Inc. provides investment advisory services to a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm’s investment approach utilizes proprietary model portfolios combined with outside manager options, tailored by its advisers to client objectives, risk tolerance, and liquidity needs.

Ross Devalois is a financial advisor with Nations Financial Group, Inc. in Iowa City, IA, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. He has been with Nations Financial Group since 1998 and also serves as an instructor at Kirkwood Community College. Outside of his advisory role, he owns a photography business. Nations Financial Group, Inc. provides investment advisory services to a diverse client base including individuals, high-net-worth investors, pension plans, trusts, charitable organizations, and businesses. The firm offers a range of portfolio management and consulting services, utilizing proprietary model portfolios combined with tailored recommendations based on client objectives and risk tolerance.

William Moore V is a CFP® and holds a Series 66 designation with 27 years of industry experience. He is currently with Nations Financial Group, Inc., where he has worked since 2022, following 13 years at Wells Fargo Advisors Financial Network LLC. Outside of his advisory role, he serves as a director on the finance committee for Christian Brothers High School in Memphis, TN. Nations Financial Group, Inc. provides advisory services to a diverse client base, including individuals, pension plans, trusts, and corporate clients. The firm offers a range of portfolio management strategies, pension consulting, and customized financial solutions using various investment approaches and both fee-based and commission-based options.

Gary Costarella is a financial advisor with Nations Financial Group, Inc. in Chicago, IL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Prior to joining Nations Financial Group in 2025, he worked for Wells Fargo Advisors Financial Network LLC for 16 years. He is also the owner of C & R Capital Management, through which he provides investment and advisory services. Nations Financial Group, Inc. offers investment advisory services to a diverse client base, including individuals, high-net-worth investors, pension plans, trusts, and charitable organizations. The firm’s investment approach combines proprietary model portfolios with the option to select outside managers, tailoring strategies to client objectives, risk tolerance, and liquidity needs.

Kyle Winter is a financial advisor with Nations Financial Group, Inc. and holds a Series 66 designation. He has 23 years of industry experience, including prior roles at BankIowa and CUNA Brokerage Services, Inc. Outside of his advisory work, he owns a photography business. Nations Financial Group, Inc. serves a diverse client base, including individuals, pension plans, trusts, and corporate clients. The firm offers discretionary and non-discretionary portfolio management and employs a variety of investment methods, including in-house model portfolios and third-party manager options, to address different risk profiles.

Leslie Miller is a Series 66 licensed financial advisor with Nations Financial Group, Inc., based in Cedar Rapids, IA, and has 13 years of industry experience. Miller has worked at Nations Financial Group in two periods totaling 17 years, with a one-year tenure at Aegon Asset Management in between. Outside of advisory work, Miller is a partner in a farming business. Nations Financial Group, Inc. provides investment advisory services to a diverse client base including individuals, high-net-worth investors, and institutional clients. The firm employs a range of proprietary model portfolios and offers both discretionary and non-discretionary management tailored to client objectives and risk tolerance.

Robert Seamans III is a CFP® professional with 27 years of industry experience, currently serving at Nations Financial Group, Inc. since 2020. He previously worked for Wells Fargo Advisors Financial Network LLC for 11 years. Outside of financial advising, he owns and operates Salt River Solar, Inc., a company involved in alternative energy construction. Nations Financial Group, Inc. provides investment advisory services to a diverse client base, including individuals, high-net-worth investors, pension plans, trusts, and businesses. The firm’s approach combines proprietary model portfolios with the option to select outside managers, tailoring strategies to client objectives and risk tolerance.

Ryan Ruffcorn is a financial advisor with Nations Financial Group, Inc. in Cedar Rapids, IA, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has worked at Nations Financial Group since 2016 and BankIowa since 1996. Outside of his advisory work, he serves as a golf coach for the Independence Community School District and is a board member of the Heartland Acres Agribation Center & Event Center. Nations Financial Group, Inc. provides advisory services to a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate clients. The firm offers portfolio management, pension consulting, third-party manager programs, and other financial consulting services, employing a variety of investment strategies across multiple risk profiles.

Aaron Sanstrum is a financial advisor at Nations Financial Group, Inc. with 26 years of industry experience. He holds a Series 66 designation and has been with Nations Financial Group since 2005. In addition to his advisory role, he owns a CPA and tax consulting business and operates a farming enterprise involving animal care and property management. Nations Financial Group, Inc. provides investment advisory services to a diverse client base, including individuals, high-net-worth investors, pension plans, trusts, and charitable organizations. The firm’s investment approach combines proprietary model portfolios with the option to select outside managers, allowing advisors to tailor strategies based on client objectives, risk tolerance, and liquidity needs.

Joseph Schuessler is a financial advisor at Nations Financial Group, Inc. with Series 66 registration and one year of industry experience. His prior work includes roles at Hy-Vee Corporation, Donahues Carpet Cleaning, and the Iowa City Community School District. Schuessler has also been involved with educational institutions such as the University of Iowa and Kirkwood Community College. Nations Financial Group, Inc. provides advisory services to a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate clients. The firm offers a range of portfolio management and consulting services, utilizing various investment strategies and a selection of in-house and third-party managed portfolios across multiple risk profiles.

Roman Leniw is a financial advisor at Nations Financial Group, Inc. with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Realta Investment Advisors, Inc., Realta Equities Inc., and Wells Fargo Advisors Financial Network LLC. Outside of his advisory role, he is a partner and owner of Key Client Financial Advisors, where he offers investment and advisory services. Nations Financial Group, Inc. provides investment advisory services to a wide range of clients including individuals, high-net-worth investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm’s investment approach combines proprietary model portfolios with outside manager options, allowing advisor representatives to tailor strategies based on client objectives, risk tolerance, and liquidity needs.

Ramon Fracchia Jr. is a financial advisor with Nations Financial Group, Inc. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. Prior to joining Nations Financial Group in 2022, he spent 13 years with Wells Fargo Advisors Financial Network LLC. He is also the owner of ATKINGS CAPITAL MGMT LLC, an investment-related advisory business. Nations Financial Group serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate clients. The firm offers a range of advisory services from discretionary and non-discretionary portfolio management to pension consulting and model portfolios, utilizing various investment strategies and a combination of in-house and third-party managers.

Thomas McGroarty is a financial advisor with Nations Financial Group, Inc., holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. He previously worked at Wells Fargo Advisors for eight years before joining Nations Financial Group in 2023. McGroarty is also the owner of McGroarty Investment Group, which offers investment and advisory services. Nations Financial Group, Inc. provides investment advisory services to a diverse client base, including individuals, high-net-worth investors, pension plans, trusts, and charitable organizations. The firm uses proprietary model portfolios combined with outside managers, allowing advisors to tailor strategies based on client objectives, risk tolerance, and liquidity needs.

Michael Cover is a financial advisor at Nations Financial Group, Inc. He holds a Series 66 designation and has recently begun his career in the industry. His prior experience includes roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of finance, he has worked at Highland Meadows Golf Course. Nations Financial Group, Inc. provides advisory services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business clients. The firm offers a range of portfolio management options, including in-house model portfolios and third-party manager programs, using various investment strategies tailored to different risk profiles.

Rochelle Henry Ernberger is a financial advisor with Nations Financial Group, Inc. in Cedar Rapids, IA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Nations Financial Group since 2011. Ernberger also owns Ernberger Financial, an S-Corp, and serves as an agent offering insurance and fixed annuities through Platinum Advisory Group. Nations Financial Group provides advisory services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate clients. The firm offers a range of portfolio management options, pension consulting, third-party manager programs, and employs a variety of investment strategies across in-house and external models.

Christopher Clauson is a financial advisor at Nations Financial Group, Inc. with 17 years of industry experience. He holds the Series 66 designation and has previously worked at U.S. Bancorp Investments, Inc., JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. Nations Financial Group, Inc. provides investment advisory services to a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm’s investment approach involves proprietary model portfolios and tailored recommendations by its investment adviser representatives based on client objectives and risk tolerance.