Chester Cowart is a financial advisor at Nelson Advisory Services, Inc. in Winter Park, FL, holding a Series 66 designation with three years of industry experience. His career includes roles at Nelson Ivest Brokerage Services, Inc. and Nelson Investment Planning Services, Inc., as well as positions outside finance at Valencia College and in the restaurant industry. Nelson Advisory Services, Inc. offers investment management and financial planning services with a focus on diversification and long-term investing in dividend-paying companies, utilizing Morningstar analysis and a combination of non-discretionary management and sub-adviser allocations.

Kristin Kalley is a CFP® professional with seven years of experience in the financial services industry. She currently works at Nelson Advisory Services, Inc. and has prior experience at RSM US LLP. Ms. Kalley is also a CPA and prepares individual tax returns seasonally during business hours each year. Nelson Advisory Services, Inc. provides investment management and financial planning services emphasizing diversification, consistency, and long-term investment histories. The firm serves individuals, trusts, pension plans, and institutional clients using various fee arrangements and employs a mix of non-discretionary management and third-party advisers.

Joel Garris is a CFP® with 27 years of industry experience and is currently affiliated with Nelson Advisory Services, Inc. He has held roles at multiple related entities since 1998, including Nelson Financial Planning, Inc. and Nelson Investment Planning Services, Inc. Outside of advisory work, he serves as president and owner of Garris Investments, LLC, a non-investment entity, and acts as trustee or executor for several trusts and estates. Nelson Advisory Services, Inc. offers investment management and financial planning services, focusing on diversification and long-term investments in large, dividend-paying companies. The firm operates on a non-discretionary basis and uses third-party sub-advisers for discretionary management, serving individual, trust, pension plan, and institutional clients.