Kimberly Schneider is a CFP® with 16 years of industry experience. She is the principal advisor at Oars Capital, where she has worked since 2026. Her prior roles include positions at The Vanguard Group and New York Life Insurance Company. Oars Capital provides discretionary investment management and wealth-planning services to individuals and families, serving both retirement-age and working-age clients. The firm employs ETF-based asset allocation and tactical security-selection strategies, and its use of derivatives as hedging tools distinguishes it within its peer group.

Marc Smith is a financial advisor at Oars Capital with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Red Wave Investments and operated his own firm, Marc Smith Investments. Oars Capital serves individual and family clients with discretionary investment portfolio management and integrated financial planning. The firm manages approximately $360 million in assets, employing ETF-based asset allocation and tactical value-oriented security selection strategies within a total-portfolio framework.