Michael Higgins is a financial advisor at OSAIC with 28 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. His prior experience includes roles at Woodbury Financial Services Inc and Fidelity Brokerage Services LLC. Higgins also advises on fixed annuity and insurance solutions. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations through an extensive network of affiliated advisors and platforms. The firm provides integrated brokerage and advisory services with a focus on diversified portfolio construction using various asset classes and third-party money managers.

William Larkin Jr. is a financial advisor at OSAIC with 27 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials and previously worked at American Portfolios Financial Services, Inc. for nine years. Outside of his advisory work, he has been a basketball official since 2010. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to multiple investment platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diversified portfolios across various asset classes.

Jeramie Shamp is a financial advisor at Osaic with 11 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors Corporation for 10 years. In addition to his advisory role, he has served with the Fort Wayne Fire Department since 2000. Osaic Wealth, Inc. serves a diverse group of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides brokerage and investment advisory services through a wide network of advisers, utilizing asset-allocation tools, multiple investment products, and both discretionary and non-discretionary management options.

Jeffery Gunderson is a financial advisor at OSAIC with 41 years of industry experience and holds the ChFC® and Series 63 designations. He has previously worked at Securities America Advisors, Inc. and Securities America, Inc. for 10 years. Gunderson also engages in the sales and servicing of fixed annuities, life insurance, long-term care insurance, and Medicare supplements. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a comprehensive range of financial services incorporating brokerage, investment advisory, financial planning, retirement consulting, and access to third-party money managers and managed-account solutions.

Austin Watts is a CFP® with seven years of industry experience, currently advising at OSAIC since 2019. His prior work includes roles at Pittman Financial Group, the Mississippi State Department of Recreation, Birmingham Barons, and Mississippi State University. He serves as Vice President of BNI Power Partners, a local independent business networking group, where he helps facilitate weekly meetings. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of portfolio management tools and multiple advisory platforms.

Jonathan Royal is a CFP® with 34 years of industry experience, currently serving as a financial advisor at OSAIC since 2017. Prior to joining OSAIC, he spent nine years with RBC Capital Markets Corporation. He also owns a sole proprietorship providing life insurance services to clients as needed. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a variety of investment platforms and employs asset-allocation tools and third-party solutions to manage portfolios across multiple asset classes.

Ian Staley is a financial advisor with OSAIC in Pleasanton, CA, holding a Series 66 designation and possessing 26 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously at Signator Investors, Inc. from 2016 to 2018. He is also the sole proprietor of Staley Financial Services, specializing in life insurance sales, case design, and planning. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services with a range of portfolio management strategies and third-party solutions.

Lucas Lawson is a financial advisor with Osaic Wealth, Inc. based in Lewisville, TX, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He worked at Signator Investors, Inc. for 13 years before joining Osaic in 2018. Lawson is also a founding partner of NFOCUS Financial Partners, a registered investment-related business. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, including high-net-worth individuals and corporations, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage diversified portfolios and supports multiple advisory platforms and third-party managed account solutions.

Spencer Jung is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors, O'Brien Wealth Partners, and Grantham, Mayo & Van Otterloo. Outside of investment advising, he is also licensed to offer fixed insurance products, including health and traditional life insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers, employing various tools and automated processes to construct and manage diversified portfolios.

Sean O'Brien is a CFP®-designated financial advisor with 18 years of industry experience. He is currently affiliated with OSAIC and has prior experience at Securities America Advisors, Inc. He also operates Glenwood Advisors, a sole proprietorship providing financial and insurance planning services. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services across multiple platforms. The firm employs asset-allocation tools and third-party managers to construct diversified portfolios, with flexible account management options.

Kelli Newman is a financial advisor at OSAIC with four years of industry experience and holds a Series 66 designation. Her work history includes roles at Alliance Financial Planning, Commonwealth Financial Network, and LPL Financial. She is also co-owner of New Era Insurance, LLC, an insurance business outside of her advisory role. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services utilizing various asset-allocation tools and third-party platforms to manage portfolios across multiple asset classes.

Richard Gibson Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc. for eight years. Outside of his advisory role, he is involved in insurance sales and service through L&M Group. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and nonprofits. The firm provides integrated brokerage and advisory services utilizing advanced portfolio construction tools, third-party money managers, and various managed account solutions.

Easton Chaffee is a financial advisor at Osaic with a Series 66 credential and has been in the industry since 2026. His prior work experience includes roles in various sectors such as energy, retail, education, and sports officiating. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, offering integrated brokerage and advisory services with multiple platforms. The firm employs firm-provided tools for asset allocation, risk assessment, and portfolio management, and supports both discretionary and non-discretionary accounts.

Paul Smith is a financial advisor at OSAIC with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at OSAIC since 2006, with prior experience at Sanders & Smith Limited and National Planning Corporation. His other business activities include roles as a registered representative and investment adviser representative at Osaic Wealth, Inc., where he provides investment management and financial planning services. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services utilizing advanced asset-allocation tools and manages portfolios that include a range of investment types on both discretionary and non-discretionary bases.

Kanon Ream is a financial advisor at OSAIC with six years of industry experience and holds a Series 66 designation. Prior to joining OSAIC in 2025, Ream was associated with Good Life Advisors, LLC and LPL Financial LLC. Outside of OSAIC, Ream serves as a Senior Financial Strategist for Faithward Advisors. OSAIC provides services to a broad range of clients, including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes various advisory platforms and tools to construct diversified portfolios across multiple asset classes, offering both discretionary and non-discretionary management options.

Scott Long is a financial advisor with OSAIC who holds a Series 66 designation and has 14 years of industry experience. His prior roles include positions at SagePoint Financial, American Wealth Strategy Group, Securian Financial Services, and The Prudential Insurance Company of America. In addition to his advisory work, he is the owner of American Wealth Strategy Group, a fixed insurance business. OSAIC serves a diverse client base ranging from individual investors to institutional clients, offering integrated brokerage and advisory services with a focus on asset allocation and portfolio construction using tools such as risk tolerance assessments and automated rebalancing.

Daniel Gardner is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 25 years of industry experience. He has worked at FSC Securities Corporation and Century Financial Advisors, Inc. prior to joining OSAIC. Gardner is also a partner in Builders MEP Group, a business focused on marketing 401(k) plans. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios that may include a variety of investment products.

Leigh Ritchey is a financial advisor at OSAIC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Valic Financial Advisors and Agia. He serves as Director of Young Professionals for the Baltimore Chapter Society of Financial Service Professionals. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and nonprofits, offering integrated brokerage and advisory services with a variety of investment and portfolio management solutions.

John Robinson is a financial advisor at Osaic with 14 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Osaic in 2024, he worked at Woodbury Financial Services, Sharebuilder 401k, Capital One Sharebuilder, and Capital One Financial Advisors. He is also active as an insurance agent. OSAIC serves a broad mix of retail and institutional clients, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and risk-tolerance analysis to construct diversified portfolios, with access to third-party managers and wrap programs.

Michael Gillespie is a Series 66-credentialed financial advisor with eight years of industry experience. He is currently with OSAIC and has previously worked at Woodbury Financial Services, Tax Management Services, MML Investors Services, and MassMutual Life Insurance. Gillespie is involved with Gillespie & Associates Financial Services, where he analyzes and recommends life, disability, and long-term care insurance products, as well as funeral trusts and annuities. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a broad range of investment options and uses various tools and platforms to construct and manage client portfolios.