Michelle Heffel is a financial advisor at Osaic Advisory Services, LLC with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including Pacific Capital Resource Group, Royal Alliance Associates, and Foresters Financial Services. Heffel also serves in compliance and supervisory roles within affiliated advisory groups. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and municipal entities. The firm offers a range of services such as investment management, financial planning, retirement plan consulting, and third-party manager oversight, using multiple program models and both proprietary and third-party platforms.

Kevin Wiley is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 designation and one year of industry experience. Prior to joining Osaic, he worked at Amazon Web Services for nine years. Wiley also serves as a financial advisor at Aeon Wealth Management, a branch office under Osaic, where he works directly with clients on financial reviews and planning. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement consulting, and other related services through multiple program models, using both proprietary guidance and third-party platforms.

Todd Darnold is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. He has worked at Securities America, Inc. prior to joining Osaic Advisory Services in 2024. In addition to his advisory role, he has been a faculty member at Creighton University since 2008, where he teaches and conducts academic research in management and entrepreneurship. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models, utilizing proprietary guidance and third-party platforms.

Kathryn Emling is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 66 credentials and possessing 38 years of industry experience. Her prior roles include positions at Triad Hybrid Solutions, Securities America, and SSN Advisory. She serves as president of the Byrnwyck Community Association homeowners board, organizing committees for local swim, tennis, and social activities. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base that includes individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models, utilizing both proprietary and third-party platforms.

Robert Bockel is a financial advisor at Osaic Advisory Services, LLC with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including OneDigital Investment Advisors LLC, Triad Advisors, Hornor, Townsend & Kent, Inc, and Penn Mutual Life Insurance Company. Outside of his advisory role, he serves as lead strategist for BXY Financial Network and OneDigital, and is involved with Pinnacle Planning Group. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and public entities. The firm provides a broad range of services including investment management, financial planning, retirement consulting, and third-party manager oversight, utilizing multiple program models and custodian arrangements primarily through Schwab and Fidelity.

Jacob Nelson is a financial advisor at Osaic Advisory Services, LLC in Portland, OR, holding a Series 66 designation with two years of industry experience. His prior work includes roles at Securities America, Inc. and the NorthWest Investment and Retirement Group. Before entering the financial industry, he held positions in the hospitality sector. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm provides a range of services such as investment management, financial planning, retirement plan consulting, and related advisory offerings through multiple program models and a variety of proprietary and third-party platforms.

Alexander Brinkman is a financial advisor at Osaic Advisory Services, LLC with nine years of industry experience. He holds a Series 66 designation and has previously worked at firms including Fidelity Investments, Bank of America, Merrill, and Securities America. In addition to his advisory role, he serves as a Senior Operations Leader at Kerins Hendrickson Wealth Management. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension plans, corporations, trusts, charitable organizations, and governmental entities. The firm provides a range of services including investment management, financial planning, retirement plan consulting, and third-party manager oversight, delivering advisory programs through multiple models and utilizing both proprietary and third-party platforms.

Mark Wren is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Arbor Point Advisors, Securities America Advisors, Voya Financial Advisors, and other firms. In addition to his advisory work, he owns Third Day Business Advocates, an LLC focused on financial analysis to improve business cash flow and debt structure. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension and profit-sharing plans, corporations, trusts, and nonprofit entities. The firm provides investment management, financial planning, retirement plan consulting, and related services using a variety of program models and third-party platforms.

Todd Shivers is a CFP® and ChFC® with 25 years of industry experience. He is currently with Osaic Advisory Services, LLC and has prior experience at Sigma Financial Corp and SPC. He is also president of Todd Shivers Financial Services, Inc., which offers sales of life, health, long-term care insurance, and annuities. Osaic Advisory Services, LLC provides investment management and financial planning to a broad range of clients, including individuals, pension plans, corporations, and charitable organizations. The firm offers multiple advisory program models and access to alternative investments, with custody primarily arranged through Schwab and Fidelity.

George Breeden II is a financial advisor with Osaic Advisory Services, LLC and holds a Series 66 designation. He has 26 years of industry experience, including prior roles at Arbor Point Advisors, Securities America, and LPL Financial. Outside of his advisory work, he serves as Vice President of the Eastern District Police Community Relations Council, volunteers on several community boards, and manages entrepreneurial ventures including BSquared Ventures, LLC, which involves product development and digital media. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of services such as investment management, financial planning, and retirement plan consulting, employing multiple program models and utilizing both proprietary and third-party platforms for portfolio management.

Wilmer Fernandez Dominguez is a financial advisor at Osaic Advisory Services, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including United Capital Financial Advisers, Cetera Advisor Networks, and Triad Advisors. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension plans, corporations, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models using a combination of proprietary and third-party platforms.

John Koyle is a financial advisor at Osaic Advisory Services, LLC with 25 years of industry experience. He holds a Series 66 credential and has worked at firms including Arbor Point Advisors, Securities America, Red Cedar Wealth, and Cetera Advisors. He is also involved in several holding companies related to his advisory practice. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm provides a range of services including investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and custodian relationships primarily with Schwab and Fidelity.

Christopher Bush is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior roles include positions at PFS Investments Inc and Primerica Financial Services. He is also the owner of Christopher W Bush LLC, an entity used for managing his business expenses and operations. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services delivered through multiple program models with custody primarily arranged through Schwab and Fidelity.

Garrett Rohrbaugh is a financial advisor at Osaic Advisory Services, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Triad Advisors and Wealthcare Advisory Partners, LLC. Outside of his advisory role, he serves as a board member and chair of the Public Relations Committee for the Rotary Club of Gettysburg and is secretary of the Thurmont Historical Society, where he assists with communications and event advertising. He is also an owner and registered associate at Kampstra Wealth Management. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm offers a variety of advisory services across multiple program models, managing portfolios through both proprietary and third-party platforms with custody arranged primarily through Schwab and Fidelity.

Robert Reynolds is a financial advisor at Osaic Advisory Services, LLC with 20 years of industry experience. He holds a Series 66 designation and has worked previously with Arbor Point Advisors, Securities America, Inc., and KMS Financial Services, Inc. Outside of advisory services, he is involved in supported living services for individuals with developmental disabilities and owns an insurance agency focused on Medicare-related products. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension plans, corporations, and nonprofit organizations. The firm provides comprehensive investment management and financial planning services through multiple program models, utilizing both proprietary and third-party platforms.

Jeffery Briggs is a CFP® professional with over 33 years of experience in the financial advisory industry. He is currently with Osaic Advisory Services, LLC and has previously worked at Arbor Point Advisors, Securities America, and Cetera Advisors, among others. Outside of finance, he teaches trumpet lessons and performs with local symphony and brass ensembles in Bend, Oregon. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, pension and profit-sharing plans, corporations, trusts, and charitable organizations. The firm offers a range of services such as investment management, financial planning, and retirement plan consulting through multiple program models, utilizing proprietary and third-party platforms.

Conner Hartman is a financial advisor at Osaic Advisory Services, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Osaic, Hartman worked at American Portfolios Financial Services and Nuveen Asset Management. Outside of finance, he has experience working with TaskRabbit and has a background that includes roles at The Vanguard Group and Catawba College. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, retirement plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models, utilizing proprietary and third-party platforms for portfolio management.

Lester Jones is a financial advisor with Osaic Advisory Services, LLC in Atlanta, GA, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. His career includes long tenures at Primerica Financial Services and Primerica Advisors, and more recent roles with Triad Advisors and Triad Hybrid Solutions. Outside of his advisory work, he is involved with Duo Wealth Advisors LLC, focusing on investment management and retirement planning. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and government entities. The firm provides a range of services including investment management, financial planning, and retirement plan consulting, utilizing multiple advisory program models and a combination of proprietary and third-party platforms.

Amy Centanni is a financial advisor at Osaic Advisory Services, LLC with 21 years of industry experience. She holds a Series 66 designation and has worked at firms including Lincoln Financial Advisors and Capital One Financial Advisors. Outside of her advisory role, she is an agent offering fixed insurance products such as fixed annuities, long-term care, and traditional life insurance. Osaic Advisory Services is an SEC-registered investment adviser serving a broad range of clients including individuals, corporations, trusts, and charitable organizations. The firm offers diversified advisory programs with investment management, financial planning, retirement consulting, and other services supported by proprietary and third-party platforms.

Gary Gaulden is a CFP®-certified advisor with over 33 years of experience in financial services. He has worked at Osaic Advisory Services, LLC since 2024 and previously held roles at Securities America, Inc., Arbor Point Advisors, and Ameriprise Financial Services, Inc. He operates a satellite office in Atlantic Beach, North Carolina, under Gaulden & Associates. Osaic Advisory Services, LLC is an SEC-registered firm serving a diverse client base that includes individuals, pension plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and other related services through multiple program models, utilizing a combination of proprietary guidance and third-party platforms.