Erica Dunbar is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Her prior roles include positions at Sage Point Financial and Questar Capital Corporation. Outside of her advisory work, she serves as a co-leader for a Girl Scouts junior troop and as secretary of a local school PTO board. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including high-net-worth individuals, pension plans, corporations, trusts, and charitable organizations. The firm offers comprehensive investment management and financial planning services through various program models, utilizing both proprietary and third-party platforms.

Adriel Gaines is a financial advisor at Osaic Advisory Services, LLC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with Arbor Point Advisors, Securities America, KMS Financial Services, and Cetera Advisors. Gaines is also president of A. Gaines Financial, where he manages life, health, and long-term care insurance services. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, retirement plans, corporations, trusts, charitable organizations, and public entities. The firm offers a range of investment management and consulting services delivered through multiple program models and utilizes both proprietary and third-party platforms to build and monitor client portfolios.

James Bell is a financial advisor at Osaic Advisory Services, LLC with 31 years of industry experience. He holds Series 63 and Series 65 registrations and has worked previously with firms including Securities America, Arbor Point Advisors, and Cetera Advisors. Bell maintains a licensing arrangement to service pre-existing fixed insurance policies for clients. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension plans, corporations, and nonprofit organizations. The firm provides a range of services such as investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and custodial arrangements with Schwab and Fidelity.

John Hachey is a financial advisor at Osaic Advisory Services, LLC with 24 years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at Triad Hybrid Solutions, Triad Advisors, and Wells Fargo Advisors. In addition to his advisory role, he is involved with Hachey Wealth Management, LLC and occasionally assists clients with fixed life insurance options. Osaic Advisory Services, LLC serves a diverse client base including individuals, retirement plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models and utilizes both proprietary and third-party platforms to construct client portfolios.

Dwight O'hara is a financial advisor at Osaic Advisory Services, LLC with 33 years of industry experience. He holds a Series 63 designation and has previously worked with Arbor Point Advisors, Securities America, Inc., Cetera Advisors LLC, and KMS Financial Services. O'hara serves as a director for the Kohrs Library Foundation and the Foundation for the Diocese of Helena, where he is involved in managing or overseeing investment portfolios. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension plans, corporations, and charitable organizations. The firm provides investment management, financial planning, retirement consulting, and other services through multiple program models, utilizing a combination of proprietary and third-party platforms.

Joshua Griffin is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Parkland Securities and Triad Advisors. He is also involved with Ascent Financial Group, where he serves as a financial advisor and sells life and long-term care insurance. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension plans, corporations, trusts, charitable organizations, and municipal entities. The firm offers investment management, financial planning, retirement consulting, third-party manager oversight, and related services through multiple program models and utilizes a combination of proprietary and third-party platforms for portfolio management.

Matthew Brand is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at Arbor Point Advisors, Securities America, Inc., FSC Securities Corp, and LPL Financial. Outside of his advisory work, Brand coaches varsity tennis at Bloomfield Hills High School and provides tennis instruction at The Sports Club of West Bloomfield. He is also the CEO and owner of multiple wealth management and retirement planning businesses serving individuals and corporate clients. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, pension and profit-sharing plans, corporations, trusts, and charitable organizations. The firm offers a range of services such as investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple advisory program models with custody primarily through Schwab and Fidelity.

Alison Rodriguez is a financial advisor at Osaic Advisory Services, LLC with 17 years of industry experience. She holds a Series 66 designation and has worked previously at Woodbury Financial Services Inc. for 10 years before joining Osaic. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, pension plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models, utilizing both proprietary and third-party platforms.

Aaron Jensen is a financial advisor at Osaic Advisory Services, LLC with 18 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Osaic Wealth and Osaic Advisory Services in 2024, he worked at Sigma Financial Corporation from 2006 to 2024. Jensen is a passive partner in several LLCs that hold interests in local restaurant and sports bar ventures in the Ann Arbor area. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm provides investment management, financial planning, and retirement plan consulting through multiple program models, utilizing proprietary and third-party platforms and managers.

Shannon Barry is a financial advisor with Osaic Advisory Services, LLC and has 21 years of industry experience. Prior to joining Osaic in 2024, Barry worked at Arbor Point Advisors, Cedar Brook Financial Partners, Securities America Advisors, and other firms. Barry’s background includes corporate retirement plan design, implementation, and management. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and public entities. The firm offers a range of services including investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and a combination of proprietary and third-party platforms.

Robert Sandberg is a CFP® with 28 years of industry experience and is currently affiliated with Osaic Advisory Services, LLC. His prior roles include positions at Arbor Point Advisors and Verus Capital Partners, among others. He is the president and owner of Freedom Point Financial, which provides branding, marketing, and business consulting services to insurance agents and registered representatives. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a variety of clients, including individuals, pension plans, corporations, trusts, and charitable organizations. The firm offers comprehensive investment management and financial planning services through multiple program models, utilizing both proprietary and third-party platforms.

Wesley Frierson is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 designation and bringing 23 years of industry experience. His career includes roles at Triad Hybrid Solutions, Triad Advisors, and Voya Financial Advisors. Frierson is also the owner and president of Frierson Capital Management and Frierson Financials, LLC, and serves as an independent insurance agent. Outside of advisory work, he is a board member of the South Carolina Governor's Cup Billfishing Series, a nonprofit promoting billfish tournaments and marine conservation. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm provides comprehensive investment management and financial planning through multiple program models, utilizing both proprietary guidance and third-party platforms.

Kurt Jonson is a CFP® professional with over 32 years of experience in the financial services industry. He is currently with Osaic Advisory Services, LLC and has held positions at Pacific Capital Resource Group, Inc., Penn Mutual Life Insurance Company, and Hornor, Townsend & Kent, Inc. Jonson is owner and CEO of Pacific Capital Resource Group, an insurance brokerage company, and is involved in several other insurance and advisory-related business entities. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension and profit-sharing plans, corporations, trusts, and charitable organizations. The firm offers a range of services such as investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and custodians like Schwab and Fidelity.

Clayton McKenzie is a CFP® with six years of industry experience currently serving at Osaic Advisory Services, LLC. His previous roles include positions at Arbor Point Advisors, Securities America, Inc., and Ameriprise Financial Services, Inc. He is also commissioned in insurance sales and holds a notary public designation. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, pension and profit-sharing plans, corporations, trusts, and charitable organizations. The firm provides a range of services such as investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and custody arrangements primarily through Schwab and Fidelity.

John Cvach is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. He has worked at firms including Arbor Point Advisors and Securities America, Inc. In addition to his advisory role, he serves as president of Cvach Financial Services, a tax preparation and bookkeeping business, and treasurer of the nonprofit Goodwill Fire Company Inc. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension plans, corporations, and nonprofits. The firm provides investment management, financial planning, retirement consulting, and third-party manager services delivered through multiple program models, with custodial relationships primarily through Schwab and Fidelity.

Michael Mc Guire is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Securities America, Inc., PJ Robb Variable Corp, Crump Life Insurance Services, and Bankers Life. Outside of his advisory work, he is involved in selling sports cards on eBay and operates as a member of McGuire Enterprises LLC, a partnership with his wife. Osaic Advisory Services, LLC is a registered investment adviser serving a diverse clientele, including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of services such as investment management, financial planning, and retirement plan consulting, utilizing multiple program models and a variety of proprietary and third‑party platforms.

Justin Russo is a CFP® professional with nine years of industry experience, currently affiliated with Osaic Advisory Services, LLC. His career includes roles at Sigma Financial Corporation, Mass Mutual, Raymond James, and Triad Advisors. He serves as Board President of Life Skills Centers, Inc., a nonprofit organization. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, pension plans, corporations, and nonprofits. The firm offers a range of investment management and financial planning services, utilizing multiple program models and third-party platforms to build and monitor client portfolios.

Ryan Jotkoff is a CFP® professional with 25 years of experience in the financial services industry. He is currently with Osaic Advisory Services, LLC, where he has worked since 2024, and has previous experience with firms including Triad Advisors, Inc. and Hanlon Investment Management, Inc. Outside of his advisory role, he is a CPA at Jotkoff & Associates, PA, where he prepares tax returns and payroll forms for clients. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension plans, corporations, trusts, and charitable organizations. The firm provides investment management, financial planning, retirement consulting, and related services, utilizing a combination of proprietary and third-party platforms to tailor portfolios to client needs.

Latrica Birgan is a financial advisor at Osaic Advisory Services, LLC with six years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Triad Advisors, PFS Investments Inc., and Primerica Financial Services. Outside of advising, she teaches mathematics at Calhoun Community College and Liberty University and serves on the board of directors for The Rouge Foundation. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension plans, corporations, trusts, charitable organizations, and governmental entities. The firm offers a range of services including investment management, financial planning, retirement consulting, and third-party manager oversight, utilizing multiple program models and both proprietary and third-party platforms.

Marco Bronzini is a CFP® professional with 34 years of experience in the financial industry. He is currently with Osaic Advisory Services, LLC and has previously worked at Arbor Point Advisors, Securities America, Inc., and Foothill Securities, Inc. He also serves as Vice-President of Omni-Prestige Insurance Services, Inc., which provides life, long-term care, health, and group insurance. Additionally, he acts as Co-Trustee on his father's estate for estate planning purposes. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension plans, corporations, trusts, and charitable organizations. The firm offers a range of services such as investment management, financial planning, and retirement plan consulting, delivering advisory services through multiple program models and utilizing various third-party platforms and managers.