Michael Mazman is a CFP® professional with five years of experience at Pathways Advisory Group, Inc. in Fresno, CA, where he has worked since 2021. Prior to joining Pathways, he held positions at Dick's Sporting Goods and Expo Event Productions. Pathways Advisory Group provides fee-only financial planning and investment advisory services to individuals, families, trusts, retirement plan sponsors, and business entities. The firm manages approximately $388 million across about 165 clients using diversified, evidence-based portfolios primarily composed of low-cost institutional mutual funds and ETFs, operating largely on a non-discretionary basis.

Jeffrey Karst is a financial advisor with Pathways Advisory Group, Inc. in Fresno, CA. He holds a Series 65 designation and has 14 years of industry experience, including over 16 years with Pathways. Pathways Advisory Group provides financial planning and investment advisory services to individuals, trusts, retirement plan sponsors, and business entities. The firm employs an evidence-based, asset-allocation approach focused on low-cost, broadly diversified mutual funds and ETFs, operating primarily on a non-discretionary basis with regular portfolio monitoring and quarterly reporting.

Dustin Smith is a CFP® professional with 22 years of industry experience. He has been with Pathways Advisory Group, Inc. in Fresno, CA since 2008 and previously worked at Portfolio Advisors, Inc. from 2004 to 2011. Pathways Advisory Group is a fee-only firm serving individuals, families, trusts, retirement plan sponsors, and businesses. The firm employs a non-discretionary, evidence-based investment approach using low-cost institutional mutual funds and ETFs, managing approximately $388 million across about 165 clients.

Michelle Bedsted is a CFP® with 18 years of experience and has been with Pathways Advisory Group, Inc. in Fresno, CA since 2008. She holds a Series 65 license and works as part of a five-advisor team. Pathways Advisory Group provides fee-only financial planning and investment advisory services to individuals, families, trusts, retirement plan sponsors, and business entities. The firm focuses on diversified, evidence-based portfolios using low-cost institutional mutual funds and ETFs, primarily managing assets on a non-discretionary basis to allow clients final trade approval.

Whitney Kelley is a CFP® and Series 65 professional with six years of industry experience, currently serving at Pathways Advisory Group, Inc. in Fresno, CA. She has been with Pathways Advisory Group for over a decade, contributing to the firm’s team of five advisors. Pathways Advisory Group provides fee-only financial planning and investment advisory services to individuals, families, trusts, retirement plan sponsors, and business entities. The firm emphasizes diversified, evidence-based portfolios using low-cost institutional-class mutual funds and ETFs, managing most assets on a non-discretionary basis to allow clients final trade approval.