Richard Clement is a financial advisor with Pebble Management Group, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been with Pebble Management Group and Pebble Asset Management since 2009. Clement also serves as a FINRA arbitrator and is involved in commodity pool operations as president of Pebble Asset Management. Pebble Management Group is a state-registered investment adviser providing discretionary investment supervisory services and money management to a range of clients, including high-net-worth individuals, trusts, and retirement plans. The firm employs a top-down investment approach focusing on quality securities, diversification, and lower portfolio volatility, managing portfolios for allocation and tax efficiency.

Michele Von Hoven is a financial advisor at Pebble Management Group with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Realty Executives International since 2011. In addition to her advisory role, she performs duties as a civil law notary, notarizing legal documents and handling incorporations and wills. Pebble Management Group is a state-registered investment adviser serving individuals, trusts, estates, retirement plans, and various business entities. The firm employs a top-down investment approach focused on quality securities, diversification, and lower portfolio volatility, tailoring portfolios to client goals and tax considerations.