Michael Pensinger is the sole advisor at Pensinger Financial, Inc. in Lemont, IL, holding a Series 65 designation with 12 years of industry experience. He has led Pensinger Financial, LLC since 2014. Outside of financial advising, he is involved in real estate development through Denanson Development LLC Series Drexel Manor. Pensinger Financial provides investment advisory and financial planning services to individuals, high-net-worth clients, and small businesses. The firm’s approach is based on efficient market theory and modern portfolio theory, focusing on long-term investing primarily through indexed mutual funds and ETFs.

Brian Bardachowski is an advisor at Pensinger Financial, Inc. with Series 63 and Series 65 credentials and one year of industry experience. He is also the owner and mortgage loan originator at Wisdom Financial, Inc., where he provides residential mortgage services. Pensinger Financial offers investment advisory and financial planning services to individuals, high-net-worth clients, and small businesses. The firm follows an investment approach based on efficient market theory and modern portfolio theory, focusing on long-term investing through indexed equities and fixed income.