Frederick Schmalkuche is a partner at Pinnacle Wealth Strategies, LLC with 25 years of industry experience and holds the CFP®, PFS™, and Series 66 credentials. He has also been affiliated with Latitude Advisors, LLC and GWN SECURITIES, Inc. since 2011. Additionally, he is a partner at the CPA firm Foster & Schmalkuche, PC, where he dedicates the majority of his professional time. Pinnacle Wealth Strategies provides comprehensive financial planning and consulting services to individuals, families, and businesses. The firm delivers written financial plans focused on asset allocation and client goals, while clients maintain execution and investment management through custodians or advisors outside the firm.

Sharon Merkle is a financial advisor with Pinnacle Wealth Strategies, LLC, holding a Series 66 designation and 27 years of industry experience. She also operates a law practice specializing in estate planning, business law, employment law, elder law, commercial contracts, and real estate. Merkle has worked at Pinnacle Wealth Strategies since 2002 and holds roles at GWN Securities, Inc. and Latitude Advisors, LLC. Pinnacle Wealth Strategies provides comprehensive financial planning and consulting services to individuals, families, and business clients through a multi-meeting process that results in written financial plans. The firm focuses on individualized, asset-allocation centered plans and does not manage client assets directly, leaving implementation to clients or third-party managers.

Howard Goldson is a financial advisor at Pinnacle Wealth Strategies, LLC with 25 years of industry experience. He holds a Series 66 designation and has worked at Latitude Advisors, LLC and GWN Securities, Inc. He is also a licensed independent insurance agent specializing in life insurance and annuities. Pinnacle Wealth Strategies provides comprehensive financial planning and consulting services to individuals, families, and business owners, delivering written, asset-allocation focused plans without direct asset management, allowing clients to implement recommendations through custodians or other firms.