Creighton Hardy is a CFP®, AEP®, CEPA® and ChFC® with 11 years of experience in the financial services industry. Our fees are based upon the value that we can create and complexity not assets necessarily unless we engage in asset management services. He is currently a Partner & Wealth Advisor at WestPac Wealth Partners after Exiting his own firm Hardy Wealth Management WestPac Wealth Partners an OSJ with Park Avenue Wealth Management, a subsidiary of Guardian Life, and previously worked at Northwestern Mutual for several years. Hardy is a Licensed Broker outside of Guardian

Jonathan Codispoti is a financial advisor with Legacy Wealth strategies based in Columbus, OH, with 20 years of industry experience. Outside of his advisory work, he serves as Treasurer on the Dublin Football League Board and is a member of the OhioHealth Foundation Executive Committee. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage, advisory, financial planning, and consulting services. The firm employs a variety of investment strategies through proprietary and third-party portfolios and supports both discretionary and non-discretionary account management.

Mark is the Director of Advanced Planning at Legacy Wealth Strategies, a Lifetime Financial Growth Company (LFG). LFG is a regional privately held wealth management firm established in 1969 with offices in 6 states and 10 major metropolitan cities in the mid-central United States. The firm ranks among the top financial services firms in the Guardian Network, with over 300 Financial Professionals, servicing more than 79,000 clients. Mark started his career at Lifetime Financial Growth’s Pittsburgh office in 2012 after graduating from Duquesne University. Mark’s passion is creating holistic and comprehensive planning solutions tailored to his clients’ unique goals and objectives. He is recognized as a Five Star Wealth Manager featured in Fortune Magazine. Mark is also a Retirement Income Certified Professional® (RICP®), a designation earned through The American College of Financial Services. Over the past decade, Mark has been providing comprehensive planning strategies and customized services for medical professionals and closely held businesses. His focus is on preservation of capital, wealth creation, and tax minimization strategies. Mark believes that a truly comprehensive plan requires coordination across all financial domains and areas of someone’s life. With the use of cutting-edge financial technology and innovative financial product design, Mark and his team bring the very best in financial solutions to the clients they serve. Mark has been a guest speaker at medical conferences, medical residency programs, universities, and physician groups. While in Pittsburgh he has served on the board and held the seat as president for his local Chamber of Commerce and Alumni Association. Mark has also performed many leadership roles within LWS and LFG.

Fred Kettler is a mindful, holistic financial coach and independent financial professional serving Miami, Florida and Southern California, with nearly four decades of experience helping individuals, families, and business owners gain greater clarity, confidence, and peace of mind around their financial lives. Since beginning his career in 1987, Fred has focused on helping clients think beyond products, market returns, or isolated financial decisions. His planning approach is built around four key areas: cash-flow awareness, income and family protection, broadly diversified long-term investing, and retirement income planning. Fred’s work is centered on helping clients better understand where they are today, where they want to go, and how to build a more thoughtful roadmap for the future. His process emphasizes education, stewardship, long-term discipline, and creating dependable income strategies designed to support clients through every stage of life, especially as they approach or move through retirement. Rather than focusing solely on assets under management, Fred helps clients explore the bigger picture: how their savings, investments, insurance, income sources, and retirement goals can work together more effectively. His goal is to help people make more confident decisions, protect what matters most, and move forward with greater financial peace of mind. Fred Kettler is associated with Kettler Financial and has served clients for many years through a personal, relationship-driven planning process. His work is especially suited for individuals and families seeking a thoughtful financial chat, a clearer retirement income strategy, and a more holistic approach to long-term financial wellbeing.

Andrew Altenbach is a CFP® professional with seven years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities in Needham, MA. He works with clients for wealth management, income protection and advanced estate planning strategies. For business owners, Andrew helps owners retain and reward key employees and facilitate exit strategies. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients.

Kristin Manna is a financial advisor at Guardian Life with one year of industry experience. She holds a Series 66 designation and has worked previously at Consolidated Planning Holdings, Inc. and Charleston County School District. Outside of her advisory role, she is an author and publisher of books including The Basketball Coach's Notebook and works as a math tutor for high school students. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides tailored client solutions through a combination of advisor-led discretionary management, model-based strategies, and access to proprietary and third-party platforms.

David Greenberg is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He serves as president of Integrated Planning Concepts LLC, where he advises clients on health insurance matters, and acts as an ambassador for the Morris County Chamber of Commerce. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, businesses, and organizations, combining advisor-led management with model-based strategies and offering a range of financial planning and consulting solutions.

Kenneth Detz is a financial advisor with Guardian Life in Parsippany, NJ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Guardian Life since 2014. In addition to his advisory role, he is involved in the sale of long-term care insurance, fixed annuities, group medical insurance, and life insurance outside of Guardian. Guardian Life's subsidiary, Park Avenue® Wealth Management, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of tailored financial planning and consulting services, combining advisor-led discretionary management with model-based strategies supported by proprietary and third-party platforms.

Gavin Taylor is a financial advisor at Guardian Life with four years of industry experience. He holds a Series 66 designation and previously worked as a part-time engineer for the Department of Defense for seven years. Taylor is also involved in a family partnership business, GCK Family Enterprises, LLC. Guardian Life, through its subsidiary Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and proprietary investment solutions.

Nicholas Schwitzgebel is a financial advisor at Guardian Life with a Series 66 designation and one year of industry experience. His prior roles include positions at MyShyft, Butler University, Dartmouth College, and Keyfactor. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of Guardian Life, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with financial planning, consulting, and access to proprietary and third-party advisory solutions.

Brenna Mullaney is a financial advisor with Guardian Life and holds a Series 66 license. She has one year of industry experience and has worked with Park Avenue Securities and Guardian Life Insurance Company. Prior to her advisory career, she held positions at Papa Johns and was involved with UCF and YMCA. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to insurance and alternative investment products.

Ryan Gibbons is a financial advisor at Guardian Life with four years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Morgan Stanley, First Republic Securities Company, and Rockefeller Financial LLC. Gibbons has also been involved with Sequent (Florida) LLC in wealth planning and investment-related roles. Guardian Life's Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, including high-net-worth clients, retirement plan sponsors, and businesses. The firm offers a combination of advisor-led discretionary management, model-based strategies, and a range of proprietary and third-party solutions tailored by investment adviser representatives.

Joel Lerner is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and over 27 years of industry experience. His career includes roles at MetLife Securities and Massachusetts Mutual Life Insurance Company. He serves as assistant treasurer and board member for Congregation Adath Jeshurun. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies, providing tailored client relationships and access to a broad range of proprietary and third-party investment solutions.

John Hersey is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses, with four years of industry experience. He has worked in roles at both Guardian Life and Park Avenue Securities since 2022. Outside of his advisory work, he serves as Vice President of the Austin Spartans Alumni Club and is a member of the BNI Executive Referrals Membership Committee. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a mix of advisor-led discretionary management and model-based strategies, combining proprietary programs with third-party platforms and including access to insurance products and alternative investments.

William Sjem is a CFP® professional with 12 years of experience in the financial services industry. He is affiliated with Guardian Life and Park Avenue Securities, where he has held various roles over the past several years. His prior experience includes positions at SFIS, Cavalier Advisory & Insurance, and Mohawk Ambulance. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, and charitable organizations. The firm provides a range of financial planning and investment management solutions, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party programs.

Jennifer Mc Grogan is a financial advisor at Guardian Life with a Series 66 designation and four years of industry experience. She has worked with Park Avenue Securities and Guardian Life Insurance Company since 2020. Outside of her advisory role, she is a co-owner of an e-commerce business and leads the Young Philanthropists group at Impact 100, organizing networking events and hosting quarterly meetings. Guardian Life, through its subsidiary Park Avenue Wealth Management, provides brokerage and advisory services to individuals, retirement plan sponsors, and charitable organizations. The firm offers customized financial planning and investment management using proprietary and third-party platforms, combining advisor-led discretionary management with model-based strategies.

Timothy Murray is a financial advisor with Guardian Life who holds Series 63 and Series 65 licenses and has 12 years of industry experience. His prior work includes over a decade at Commerce One Financial before joining Guardian Life and Park Avenue Securities. Outside of his advisory role, he is active as a musician in a band and serves on the boards of the New York Terps and the Long Beach Chamber of Commerce. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment management solutions, combining advisor-led discretionary management with model-based strategies and digital advisory options.

Mitchell Mancusi is a financial advisor at Guardian Life and Park Avenue Securities with a Series 66 designation. He has one year of industry experience. Prior to his current role, Mancusi worked for the Oregon School District and has been involved with Dairy Queen since 2018. Park Avenue Securities, a subsidiary of Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored financial planning, discretionary and non-discretionary management, and access to proprietary and third-party advisory solutions.

Donald Stonecipher is a financial advisor with Guardian Life in Atlanta, GA, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. He has been with Guardian Life since 1999 and has prior experience at Peachtree Planning Advisors, Inc. Stonecipher is also involved outside of his advisory role as a member of Aristoboulos Racing, LLC. Guardian Life, through its subsidiary Park Avenue Wealth Management, offers brokerage and investment advisory services to individuals, corporate clients, retirement plan sponsors, and nonprofits. The firm combines advisor-led discretionary management and model-based strategies, providing a range of financial planning, consulting, and investment solutions tailored to client needs.

Milos Vranic is a financial advisor with Guardian Life in Saint Louis, MO, holding a Series 66 credential and nine years of industry experience. He previously worked at Bank of America and Merrill Lynch Pierce Fenner & Smith from 2017 to 2023. Outside of his advisory role, he is an agent for Pre-Paid Legal Services, Inc. Guardian Life’s Park Avenue® Wealth Management subsidiary offers brokerage and investment advisory services to individuals, corporations, and charitable organizations. The firm provides a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party platforms.