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Mark V

CFP®, Series 63, Series 65

San Diego, CA

Guardian Life

Mark Vannatta is a CFP® with 43 years of industry experience, currently serving at Guardian Life in San Diego, CA. He has held various roles at Guardian Life and its affiliated firms, including Park Avenue Securities, since 2004. Guardian Life’s wholly owned subsidiary, Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party investment solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Mark S

ChFC®, Series 66

Fort Collins, CO

Guardian Life

Mark Saunders is a ChFC® and Series 66 registered advisor with Guardian Life, based in Fort Collins, CO. He has two years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he serves as a small group leader and participates on a local financial review board. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporations, retirement plan sponsors, and nonprofit organizations. The firm provides tailored client solutions combining advisor-led management, model-based strategies, and access to proprietary and third-party investment platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Daniel S

Series 66

Buffalo, NY

Guardian Life

Daniel Schlein is a financial advisor at Guardian Life with seven years of industry experience. He holds a Series 66 designation and has worked at Park Avenue Securities and Guardian Life Insurance Company since 2017. Outside of his advisory role, he is involved in additional insurance activities unrelated to Guardian Life. Park Avenue Securities LLC, where he practices, is a subsidiary of The Guardian Life Insurance Company of America that provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, alongside various financial planning and consulting services tailored to client needs.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Robert R

Series 66

Southfield, MI

Guardian Life

Robert Runco is a financial advisor with Guardian Life based in Southfield, Michigan. He holds the Series 66 designation and has one year of industry experience, including roles at Park Avenue Securities and Lifetime Financial Growth. Prior to his advisory career, he attended the University of Michigan. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers a blend of advisor-led discretionary management and model-based strategies through proprietary programs and third-party platforms, with access to insurance products and alternative investments.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Lucas M

Series 66

Florham Park, NJ

Guardian Life

Lucas Murphy is a financial advisor at Guardian Life with a Series 66 designation and three years of industry experience. He has worked at Guardian Life and Park Avenue Securities since 2022 and previously was employed at Northeast Private Client Group. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to alternative investments and integrated lending options.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Robert H

ChFC®, Series 63

Raritan, NJ

Guardian Life

Robert Hardgrove is a ChFC® and Series 63 designated advisor with 43 years of industry experience. He has been with Guardian Life and its affiliated firms since 1999 and previously worked at Park Avenue Securities from 2019 to 2021. In addition to his advisory work, Hardgrove serves as President of the Foundation of the Rotary Club of Somerville and Bridgewater. He is affiliated with Park Avenue® Wealth Management, a subsidiary of Guardian Life that provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, leveraging proprietary and third-party platforms to tailor client relationships.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Steven F

Series 63

Woodcliff Lake, NJ

Guardian Life

Steven Fishman is a financial advisor with Guardian Life in Woodcliff Lake, NJ, holding a Series 63 designation and 42 years of industry experience. His career includes long-term roles at Kestra Financial Services and Kestra Investment Services, along with multiple periods at Park Avenue Securities and Guardian Life. Fishman is involved with the Jewish Community Foundation of Metrowest, NJ, assisting in the management of life insurance policies donated to the foundation. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides a range of financial planning and consulting services tailored to client needs.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Thomas P

Series 63

Melville, NY

Guardian Life

Thomas Palmeri is a financial advisor at Guardian Life with 40 years of industry experience. He holds a Series 63 designation and has been with Guardian Life since 2010. Outside of his advisory role, he volunteers as a kitchen manager at The INN @ St Francis soup kitchen in Patchogue, NY, and serves as president-elect of the Patchogue Rotary Club, where he also previously held the positions of sergeant of arms and secretary. He is the treasurer on the NAIFA New York State Executive Committee and Board. Guardian Life, through its subsidiary Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers financial planning, discretionary and model-based portfolio management, and a variety of proprietary and third-party advisory solutions, with access to insurance products and alternative investments.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Therese Frances C

Series 63, Series 66

Tampa, FL

Guardian Life

Therese Frances Cutter is a financial advisor with Guardian Life in Tampa, FL, holding Series 63 and Series 66 licenses and having 33 years of industry experience. She has been with Guardian Life or its affiliated companies since 1990. Cutter serves as Co-Chair of the Floridian Club, a community organization. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a combination of advisor-led discretionary management and model-based strategies, with tailored client relationships and access to proprietary and third-party investment solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Cole V

Series 63, Series 65

Houston, TX

Guardian Life

Cole Vanassche is a financial advisor with Guardian Life, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He previously worked for New York Life Insurance Company for 10 years before joining Guardian Life in 2024. Outside of his advisory role, Vanassche teaches and helps individuals prepare for the CLTC designation exam. Guardian Life, through its subsidiary Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, including high-net-worth clients, as well as corporate and retirement plan sponsors. The firm combines advisor-led discretionary management with model-based strategies delivered via proprietary and third-party platforms, providing tailored financial planning and consulting solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Christine L

Series 63, Series 65

Irvine, CA

Guardian Life

Christine Lapidus is a financial advisor at Guardian Life with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at both Guardian Life and its subsidiary Park Avenue Securities in various roles since 2016. Outside of her advisory work, she is involved in selling fixed life, health, and disability insurance products through companies other than Guardian. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides tailored client solutions through advisor-led discretionary management, model-based strategies, and a digital advisory platform, combining access to insurance products and alternative investments with integrated lending and business consulting tools.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Klara M

Series 63

Lynbrook, NY

Guardian Life

Klara Muratova is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 license and bringing 30 years of industry experience. She has worked with Guardian Life since 2010 and with Park Avenue Securities since 2020. Outside her advisory role, she serves as assistant treasurer on a condominium board of directors. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm provides tailored financial planning and investment management through a combination of advisor-led discretionary management and model-based strategies, with access to proprietary and third-party solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Joshua D

Series 66

Kahului, HI

Guardian Life

Joshua Dutcher is a financial advisor with Guardian Life and holds a Series 66 designation. He has six years of industry experience and has previously worked at Park Avenue Securities and WestPac Wealth Partners. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary and third-party advisory solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Jason F

CFP®, ChFC®, Series 63, Series 65

Las Vegas, NV

Guardian Life

Jason Frederico is a CFP® and ChFC® with 18 years of experience in the financial services industry. He has been with Guardian Life since 2011. In addition to his advisory role, he serves as president of The Gentleman's League, a charitable nonprofit organization, and is co-owner of Candlesense, a fire retardant gel business. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, retirement plan sponsors, and charitable organizations. The firm offers a range of financial planning and consulting services through a combination of advisor-led discretionary management and model-based strategies.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Sandra W

ChFC®, Series 66

San Diego, CA

Guardian Life

Sandra Williams is a ChFC® with seven years of experience in the financial services industry. She is currently associated with Guardian Life and Park Avenue Securities, LLC. Outside of her advisory work, she is a business coach at The W Coaching Group, Inc. and a published author. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers customized financial planning and a range of investment solutions, including proprietary wrap programs, model-based discretionary management, and digital advisory services.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Jack C

Series 63, Series 65

Costa Mesa, CA

Guardian Life

Jack Chou is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior work includes roles at MML Investors Services LLC and MassMutual Life Insurance Company. Outside of his advisory work, he serves as a trustee for his parents’ investment accounts. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers customized client solutions through advisor-led discretionary management, model-based strategies, proprietary wrap programs, third-party advisory options, and a digital advisory platform.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Ernest G

ChFC®, Series 63, Series 65

Saugerties, NY

Guardian Life

Ernest Guerriero is a ChFC® credentialed financial advisor with 36 years of industry experience, currently with Guardian Life and Park Avenue Securities. His career includes roles at multiple financial services firms dating back to 2007. He serves on the board of The Society of Financial Service Professionals and works as an independent contractor for The American College. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and investment management solutions, combining advisor-led discretionary and model-based strategies with access to proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Taylor W

Series 66

Honolulu, HI

Guardian Life

Taylor Wong is a financial advisor at Guardian Life with a Series 66 designation and 13 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Co. since 2011. Outside of his advisory role, Wong manages several rental properties in Texas. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party advisory solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Eric T

Series 66

Paramus, NJ

Guardian Life

Eric Tarlo is a financial advisor with Guardian Life and holds a Series 66 designation. He has prior experience at Park Avenue Securities, Certified Financial Services, Thatcher McGhee's, Wise Music Group, and Valley Stables. Guardian Life's subsidiary, Park Avenue Wealth Management, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses, offering a range of financial planning and advisory services with both discretionary and model-based investment strategies.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Nichole M

CFP®, Series 66

Big Bear Lakes, CA

Guardian Life

Nichole Mayer is a CFP®-certified financial advisor with 11 years of industry experience, currently with Guardian Life. She has held roles at Guardian Life and Park Avenue Securities since 2014. Mayer serves as Professional Development Co-Chair for the Society of Women Engineers. She is part of Park Avenue Wealth Management, a subsidiary of The Guardian Life Insurance Company of America, which provides brokerage and advisory services to individuals, corporations, and charitable organizations. The firm offers tailored financial planning and investment management through a combination of discretionary and model-based strategies supported by proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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