Stephen Kelly is a CFP® with 10 years of industry experience, currently affiliated with Guardian Life in San Diego, CA. He has worked at Guardian Life and Park Avenue Securities since 2016. Outside of his advisory role, he is involved with Liberty ID, a business focused on identity restoration. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, retirement plan consulting, and a range of investment advisory programs through proprietary and third-party models.

Salvatore Giorgio is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation. He has over three years of industry experience, including five years at Shore Marketing Group and two years with Guardian Life Insurance Company. Prior to his financial services career, he worked at Sheraton Eatontown Hotel for six years. Park Avenue Securities LLC operates as a dually registered broker-dealer and SEC-registered investment adviser, serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage, financial planning, retirement plan consulting, and investment advisory programs.

Richard Belofsky is a CFP® and ChFC® with 39 years of industry experience. He is currently affiliated with Primerica Advisors and has held roles at Guardian Life Insurance Company, Park Avenue Securities, and The Bulfinch Group LLC. He teaches adult education classes on retirement-related topics in Arlington, MA. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing proprietary and third-party investment strategies across multiple platforms.

Emma Brandt is a financial advisor with Primerica Advisors in Charlotte, NC, holding a Series 66 designation and two years of industry experience. Her prior work includes positions at Guardian Life Insurance Company and Equitable Advisors, as well as roles in academia and event management. Primerica Advisors is part of Park Avenue Securities LLC, which serves a diverse retail client base with brokerage and advisory services, including financial planning and retirement consulting. The firm offers a range of investment strategies through proprietary and third-party platforms, managing approximately $15 billion in regulatory assets under management.

Donald Sestrich is a Series 66-licensed financial advisor with 24 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company of America since 2005. Park Avenue Securities LLC serves a broad retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing a mix of proprietary model portfolios, third-party managers, and digital advice solutions.

Joel Greenberg is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 35 years of industry experience. He has worked at Primerica Advisors and Guardian Life Insurance Co of America since 2009 and has been involved with B & B Financial Services since 2000. In addition to his advisory role, he sells non-Guardian health and term insurance. Primerica Advisors is part of Park Avenue Securities LLC, which serves individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services through various proprietary and third-party investment programs, combining traditional and digital solutions.

Evan Tepper is a financial advisor with Primerica Advisors, holding a Series 63 designation and 22 years of industry experience. He has been with Primerica Advisors and Guardian Life Insurance Co of America since 2010. Outside of his advisory role, he sells fixed annuities independently of Guardian Life. Primerica Advisors serves a diverse retail client base through brokerage and advisory services, offering financial planning, retirement-plan consulting, and business consulting. The firm employs a range of investment strategies, including proprietary model portfolios and third-party managers, and supports various account-level services such as lending solutions and donor-advised funds.

Lynsey Freeman is a financial advisor with Primerica Advisors based in Las Vegas, NV, holding Series 63 and Series 65 licenses and having 10 years of industry experience. She has worked at Park Avenue Securities and Guardian Life Insurance since 2017 and previously at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. Outside of her advisory role, she organizes monthly networking brunches for women in Las Vegas through the group Gals That Brunch. Park Avenue Securities serves a diverse retail client base including individual and high-net-worth investors, offering brokerage and advisory services alongside financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party model portfolios and provides various account-level services such as lending solutions and donor-advised funds.

William Hess is a financial advisor at Guardian Life and Park Avenue Securities with a Series 66 designation and industry experience beginning in 2023. His prior work includes eight years at John Manser State Farm Office and various roles at firms such as Alliance Advisory Group and YPCmedia. He also holds an insurance-related side activity outside of Guardian Life. Park Avenue Securities LLC is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm provides brokerage services, financial planning, and investment advisory programs through both proprietary and third-party strategies.

Richard Elliott is a financial advisor with Primerica Advisors and holds a Series 63 designation. He has 16 years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he is a mortgage broker and occasionally pursues compensated musical activities. Park Avenue Securities LLC serves a broad retail client base with brokerage and advisory services, offering proprietary and third-party investment programs alongside financial and retirement planning. The firm manages approximately $15 billion in regulatory assets under management and supports a range of investment strategies and account-level services.

Angelica Rosenstein is a financial advisor with Primerica Advisors and holds a Series 66 designation. She has five years of industry experience and has previously worked at Park Avenue Securities, Guardian Life Insurance Company, Bank of America, Merrill, and Wells Fargo Bank. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing a mix of proprietary and third-party investment strategies.

Matthew Streeter is a financial advisor at Guardian Life with a Series 66 credential. He has experience working at several firms, including Park Avenue Securities and PBO Advisory Group. Streeter is based in San Diego, CA, and has been with Guardian Life since 2026. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients.

Joseph Holinka IV is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and one year of industry experience. His prior work experience includes roles at Financial Growth Partners and North Star Resource Group, among others. Outside of his advisory work, he operates Green Cloud Consulting LLC, which provides back-office and administrative services. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and a combination of proprietary and third-party investment advisory programs.

Laura Davis is a financial advisor at Park Avenue Securities with 40 years of industry experience. She holds the ChFC® and Series 63 designations and previously worked at Primerica Advisors and Guardian Life Insurance Company. Outside of her advisory role, she operates Advanced Strategies & Design, LLC, focusing on wealth accumulation and preservation strategies. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services with a range of proprietary and third-party investment programs. The firm combines a large-scale integrated model with multiple investment management approaches and specialized account services.

Lisa Valli Steliotes is a financial advisor with Primerica Advisors in Pittsburgh, PA, holding a Series 63 designation and over 41 years of industry experience. She has worked at Primerica Advisors since 1999 and concurrently with The Guardian Life Insurance Company since 1994 and Aetna Life & Casualty since 1980. Outside of her advisory work, she writes fiction and romance stories. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, offering transaction-based brokerage and fee-based advisory services alongside financial planning and consulting. The firm employs a mix of proprietary and third-party investment strategies and supports both discretionary and non-discretionary account management.

Robert Newman is a ChFC® credentialed financial advisor with 18 years of industry experience. He is associated with Primerica Advisors and has worked at Park Avenue Securities, Guardian Life Insurance Company, and National Planning Corp. Newman is involved with several community organizations, including serving as Treasurer for Jewish Community Services of South Florida and participating in the Great Miami Jewish Federation. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services along with financial and business consulting. The firm uses a variety of investment strategies through proprietary and third-party portfolios and supports both discretionary and non-discretionary account management.

Daniel Anerella Jr. is a financial advisor with Primerica Advisors based in Holmdel, NJ. He holds the Series 66 designation and has five years of industry experience. His prior work includes positions at Guardian Life Insurance Company and Park Avenue Securities. Park Avenue Securities LLC serves a broad retail client base, offering brokerage and advisory services alongside financial planning and consulting. The firm employs a variety of investment strategies through proprietary and third-party portfolios and supports multiple account-level services including lending solutions and donor-advised funds.

Samuel Oceguera is a financial advisor with Primerica Advisors, holding a Series 66 designation and 18 years of industry experience. His prior work includes 17 years at MML Investors Services and Mass Mutual Life Insurance, followed by roles at Park Avenue Securities and Guardian Life Insurance Company. He serves on the State Council of Developmental Disabilities-Regional Advisory Committee. Park Avenue Securities LLC serves a diverse retail client base with brokerage and advisory services, offering proprietary and third-party investment programs and a range of financial planning and consulting solutions. The firm manages approximately $15 billion in regulatory assets and supports a variety of investment strategies through discretionary and non-discretionary accounts.

Raymond Master is a financial advisor with Guardian Life and holds Series 65 and Series 63 credentials. He has six years of industry experience, including roles at OneAmerica Securities and American United Life. Outside of his advisory work, he serves as President and a board member of the Rise Foundation, a nonprofit organization, and teaches at Financial Peace University. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients.

Jeremy Martin is a financial advisor at Primerica Advisors with Series 66 credentials and one year of industry experience. He has held positions at Park Avenue Securities, Guardian Life Insurance Company, Boxed Inc., and Ross Stores Inc. prior to his current role. Primerica Advisors is an enterprise firm serving a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types and supports lending solutions and donor-advised funds.