Joseph Maleh is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of industry experience and previously worked at Park Avenue Securities and Guardian Life Insurance Company. Outside of advising, he consults for a men’s jewelry business, Man of the World LLC, and Planning Alliance Consulting LLC. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, providing financial planning, education, and access to proprietary and third-party advisory programs.

Darrell Dawes is a financial advisor at Guardian Life with 43 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior roles include positions at Peachtree Planning Advisors, Inc. and New England Securities. Guardian Life, through its wholly owned subsidiary Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning, advisory, and consulting services, combining advisor-led management with model-based strategies and a variety of proprietary and third-party programs.

David Culler is a financial advisor with Guardian Life and Park Avenue Securities, holding the ChFC® designation and Series 63 and 65 licenses. He has 36 years of industry experience, including roles at Integrated Financial & Insurance Services and a long tenure at Guardian Life. He also sells insurance products on a part-time basis. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services alongside advisory solutions that combine discretionary management with model-based strategies.

Elie Engler is a CFP®, ChFC®, and Series 66 licensed advisor with Guardian Life and Park Avenue Securities, bringing 16 years of industry experience. He has worked at Park Avenue Securities since 2010 and has also been affiliated with Guardian Life and Ashford Advisors since 2009. Engler serves on the board and multiple committees of the Jewish Federation of Greater Atlanta. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment management solutions, combining advisor-led discretionary management with model-based strategies through proprietary and third-party platforms.

Kurt Schaffer is a financial advisor with Guardian Life and holds the PFS™ designation along with Series 63 and Series 66 licenses. He has 20 years of industry experience and has been associated with Park Avenue Securities and Guardian Life Insurance Company since 2006. Outside of his advisory role, he provides CPA consulting and tax advice to a small client base and serves as president of a homeowners association. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management under Guardian Life, offers brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies, providing tailored client solutions that include financial planning, subscription consulting, and access to proprietary and third-party investment platforms.

Katherine Jamil is a CFP® professional at Guardian Life with 16 years of industry experience. She has held roles at Park Avenue Securities, Mutual Securities, Cornerstone Wealth Group, LPL Financial, Kestra Investment Services, and NRP Advisors. Her firm, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, including high-net-worth clients, corporate and retirement plan sponsors, and charitable organizations. The firm utilizes a combination of advisor-led discretionary management and model-based strategies, offering tailored financial planning, consulting, and access to both proprietary and third-party investment programs.

John Spottke is a financial advisor at Guardian Life with 39 years of industry experience. He holds the ChFC® and Series 63 designations and has worked at Mass Mutual Life Insurance Company since 1986 and at Park Avenue Securities since 2016. Outside of his advisory role, he serves as Director Emeritus and Chairman of the Annual Golf Outing for the Jersey Shore Chamber of Commerce. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client relationships through a mix of advisor-led discretionary management, model-based strategies, and digital advisory solutions.

Kenneth Sotherlund is a financial advisor at Guardian Life with a Series 65 credential. He has experience working at Park Avenue Securities and several insurance companies, including Mutual of Omaha and Aflac. He has also been involved in outside insurance sales since 2024. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers both discretionary and model-based investment management, financial planning, and access to proprietary and third-party advisory solutions.

Austin Saffer is a Series 66-licensed financial advisor with Guardian Life, based in Tampa, FL. He has one year of industry experience and previously worked at Westshore Financial and Global Jet Sales. Outside of his advisory role, he serves as an adviser to the treasurer for the Phi Delta Theta fraternity and participates as a community builder with BNI. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, businesses, and charitable organizations. The firm offers a range of financial planning, consulting, and discretionary management solutions combined with proprietary and third-party investment platforms.

Gerald Clericuzio is a financial advisor with Guardian Life, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Guardian Life since 2010 and is the chairman and owner of Planning Alliance LLC. He also owns Planning Alliance Consulting, providing consulting services to businesses and estates. He is affiliated with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, which offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to insurance and alternative investment products.

John Ware is a financial advisor with Guardian Life in Raleigh, NC, holding the ChFC® designation and Series 63 and 65 licenses. He has 24 years of industry experience, including roles at Park Avenue Securities since 2012 and Guardian Life Insurance Company since 2010. Outside of his advisory work, he serves as executor for the estates of his parents and stepfather. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning and consulting solutions tailored by investment adviser representatives.

John Rutkowski is a financial advisor with Guardian Life in Beachwood, OH, holding a Series 63 designation and 19 years of industry experience. He has been with Guardian Life since 2009 and previously worked at MSI Financial Services, Inc. in 2008. In addition to his advisory role, he acts as an independent insurance agent placing life insurance through a brokerage outside of Guardian Life. Guardian Life, through its subsidiary Park Avenue Wealth Management, provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and investment management solutions that include advisor-led discretionary management, model-based strategies, and access to proprietary and third-party platforms.

Lars Ronten is a financial advisor with Guardian Life based in San Diego, CA, holding a Series 66 designation and seven years of industry experience. He has worked at several firms, including Northwestern Mutual Wealth Management Company and Edward Jones. Guardian Life’s Park Avenue® Wealth Management provides brokerage and advisory services to individuals, businesses, and organizations, combining advisor-led discretionary management with model-based strategies and a range of proprietary and third-party solutions.

Yafeng Wu is a financial advisor with Guardian Life and Park Avenue Securities, holding the CFA® designation and Series 66 license. Wu has professional experience including a decade at Bloomberg LP and ongoing roles at Next Ridges LLC since 2023. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client relationships through advisor-led discretionary management, model-based strategies, and access to proprietary and third-party advisory solutions.

Vladimir Sasic is a CFP® and ChFC® with 20 years of industry experience, currently affiliated with Guardian Life in Honolulu, HI. He has worked extensively at Park Avenue Securities and Guardian Life Insurance Company since 2010. Outside of his advisory role, he is involved in multiple business ventures including ownership in a bookkeeping firm, minority ownership in a construction company, and a business assisting foreign nationals in establishing operations in the U.S. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, access to proprietary and third-party advisory solutions, and specialized financial planning and consulting services.

Michael Acosta is a CFP® and ChFC® with nine years of experience in financial advisory roles at Guardian Life and Park Avenue Securities. His career also includes four years at Diamonds Direct and Adhesion Wealth Advisor Solutions. He serves on the NexGen Board of the Charlotte chapter of the Financial Planning Association and is a member of the Wingate University Alumni Advisory Board as well as The American College of Financial Services NextGen Advisory Task Force. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, high-net-worth clients, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management, model-based strategies, and a digital advisory solution, combining proprietary programs with third-party platforms to tailor client relationships.

Sotirios Panageas is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has 37 years of industry experience, including ten years at Guggenheim Securities and his current role at Park Avenue Securities, a subsidiary of Guardian Life. Park Avenue Securities offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary programs, third-party advisory solutions, and integrated lending options.

Jeffrey Bryant is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 designations and bringing eight years of industry experience. His prior career includes 16 years at S. Emerson Group, Inc. He serves as a secondary executor of a client’s will, an activity outside typical advisory duties. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning and consulting services tailored to client needs.

Corey Clark is a financial advisor with Guardian Life in Columbus, Ohio, holding 13 years of industry experience. He previously worked at Principal Financial Services before joining Guardian Life, where he has spent the majority of his career. Outside of his advisory role, Clark is a co-owner of Advisors Accelerated, LLC, a life insurance-focused business, and he owns an automotive equipment business. Guardian Life provides brokerage and investment advisory services to individuals, corporations, and organizations, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party programs. The firm’s offering includes financial planning, retirement plan services, and a range of specialized solutions tailored by its investment adviser representatives.

Robert Depalo Jr. is a financial advisor with Guardian Life in New York, NY, holding Series 63 and Series 66 credentials and having 19 years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance since 2016. In addition to his advisory work, he provides legal services in trust and estates as well as corporate law through his own firm. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers brokerage and investment advisory services combining advisor-led discretionary management with model-based strategies, providing tailored client relationships and access to insurance and alternative investment products.