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Michael M

Series 66

Florham Park, NJ

Guardian Life

Michael Millman is a financial advisor with Guardian Life in Florham Park, NJ, holding a Series 66 designation and eight years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company since 2017. Outside of advisory services, he is involved in insurance solutions for client needs not met by Guardian Life. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, retirement plan sponsors, and charitable organizations. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party investment solutions, including a digital advisory platform.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Chad W

Series 66

San Diego, CA

Guardian Life

Chad Wilson is a financial advisor at Guardian Life with six years of industry experience. He holds the Series 66 designation and has worked at Park Avenue Securities, Guardian Life Insurance Company, Westpac Wealth Partners LLC, and the Stapleton Group. His career includes roles at both brokerage and advisory firms in the San Diego, CA area. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, retirement plan sponsors, and charitable organizations. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to insurance and alternative investment products through its connection with Guardian Life.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Christopher V

Series 66

Florham Park, NJ

Guardian Life

Christopher Viola is a financial advisor with Guardian Life and holds the Series 66 designation. He has eight years of industry experience, including roles at JP Morgan Chase and Park Avenue Securities. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and advisory services to individuals, retirement plans, and organizations. The firm provides tailored financial planning and investment management through a combination of advisor-led discretionary strategies and model-based programs, supported by multiple proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Timothy G

CFP®, Series 66

Campbell, CA

Guardian Life

Timothy Garner is a CFP® professional with 24 years of experience in the financial services industry. He is currently affiliated with Guardian Life and Park Avenue Securities, having previously worked at Mass Mutual Investors Services, MetLife Securities, and Ameriprise. In addition to his advisory role, he provides tax preparation services for Intuit TurboTax customers. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party advisory solutions, including insurance products and alternative investments.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Pablo I

Series 63, Series 66

Berkeley Heights, NJ

Guardian Life

Pablo Idrovo is a financial advisor with Guardian Life and holds Series 63 and Series 66 licenses. He has five years of industry experience, including prior roles at JPMorgan Securities and Forest Hills Financial Group. Outside of his advisory work, he assists clients with buying and selling real estate. Guardian Life’s subsidiary, Park Avenue Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, and charitable organizations. The firm offers a mix of advisor-led discretionary management and model-based strategies, with access to proprietary programs, third-party solutions, and integrated lending options.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Kristen S

ChFC®, Series 63, Series 65

Danielsville, PA

Guardian Life

Kristen Skowronek is a financial advisor at Guardian Life with the ChFC® designation and Series 63 and Series 65 licenses. She has eight years of industry experience, including prior roles at Ernst & Young and The Prudential Insurance Company of America. Skowronek is affiliated with Park Avenue® Wealth Management, a subsidiary of Guardian Life that serves individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers both brokerage and advisory services with a range of investment strategies, including advisor-led discretionary management, model-based programs, and digital advisory solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Jessica L

Series 66

New York, NY

Guardian Life

Jessica Lin is a financial advisor with Guardian Life and holds a Series 66 designation. She has two years of industry experience, including roles at Park Avenue Securities and Ares Management. Lin is part-owner of a restaurant business, Linro Nanxiang INC. Guardian Life, through its Park Avenue® Wealth Management subsidiary, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of investment strategies and financial planning solutions, combining advisor-led discretionary management with model-based approaches and access to proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Andrew M

Series 63

New York, NY

Guardian Life

Andrew Miller is a financial advisor with Guardian Life in New York, NY, holding a Series 63 designation and 37 years of industry experience. He has worked at Guardian Life and its affiliates since 2008 and Park Avenue Securities since 2022. Outside of his advisory role, Miller serves as treasurer for the Ocean Beach Volunteer Firemen's Benevolent Association and is involved with the management of 111 East 56th Street Corporation. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, businesses, and organizations. The firm provides a range of financial planning and investment solutions, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Jon F

ChFC®, Series 63, Series 66

Waterford, WI

Guardian Life

Jon Frederickson is a financial advisor with Guardian Life and holds the ChFC® designation along with Series 63 and Series 66 licenses. He has 24 years of industry experience, including roles at PRUCO Securities and Park Avenue Securities. Guardian Life’s Park Avenue® Wealth Management, where Frederickson practices, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses with brokerage and advisory services. The firm blends advisor-led discretionary management and model-based strategies, offering tailored client solutions that include financial planning, consulting, and access to insurance and alternative investment products.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Craig C

Series 63

Woodcliff Lake, NJ

Guardian Life

Craig Castner is a financial advisor with Guardian Life and holds a Series 63 designation. He has 24 years of industry experience, including roles at Park Avenue Securities, Cetera Advisor Networks, and American Funds. Additionally, he manages Actuarial Retirement Services LLC, which provides 401(k) plan setup and maintenance for small business owners. Park Avenue Securities LLC, a subsidiary of Guardian Life, offers brokerage and advisory services to individuals, retirement plan sponsors, charities, and businesses. The firm delivers tailored client solutions through advisor-led discretionary management and model-based strategies, combining proprietary programs with third-party platforms and providing access to insurance products and alternative investments.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Julian S

Series 66

Spokane, WA

Guardian Life

Julian Stewart is a Series 66-licensed financial advisor with Guardian Life, based in Spokane, WA, and has three years of industry experience. He previously worked at Edward Jones for three years and has experience in other fields including healthcare and fitness. Stewart serves as a board member of the Tamarack Center in Spokane, where he participates in monthly meetings addressing a range of organizational matters. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and investment advisory services to individual, corporate, retirement, and charitable clients. The firm combines advisor-led discretionary management with model-based strategies and provides a range of financial planning, consulting, and educational services tailored to client needs.

College savings (529s, UTMA, etc.) Divorce financial planning General estate planning guidance Retirement income strategy General retirement planning Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Reagan W

ChFC®, Series 63, Series 65

Atlanta, GA

Guardian Life

Reagan Wolfe is a ChFC® with 14 years of industry experience, currently serving as a financial advisor at Guardian Life in Atlanta, GA. He has worked at Park Avenue Securities and Guardian Life Insurance Company throughout his career. Wolfe is involved in several community organizations, including serving as Immediate Past Chairman of the McCallie Atlanta Alumni and as a board member of NAIFA Atlanta. Guardian Life, through its Park Avenue® Wealth Management subsidiary, provides brokerage and investment advisory services to a diverse client base including individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers advisor-led discretionary management combined with model-based strategies and access to proprietary and third-party advisory solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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William G

CFP®, Series 66

Tallahassee, FL

Guardian Life

William Green is a CFP® with 26 years of industry experience, currently serving at Guardian Life. He has worked with Guardian Life and Park Avenue Securities during his career. Outside of his advisory role, Green is a published author and serves on the board of the TMH Foundation. Guardian Life, through its subsidiary Park Avenue Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm employs a combination of advisor-led discretionary management and model-based strategies, offering tailored client solutions that include access to proprietary and third-party investment programs.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Cole S

Series 66

Greenwood Village, CO

Guardian Life

Cole Stephenson is a financial advisor with Guardian Life holding a Series 66 designation and beginning his advisory career in 2025. His prior experience includes roles at Silicon Mountain Technologies and several positions in the hospitality industry. Guardian Life, through its subsidiary Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a combination of advisor-led discretionary management and model-based strategies, supported by proprietary programs, third-party platforms, and a digital advisory solution.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Jason P

Series 63, Series 66

Washington Court House, OH

Guardian Life

Jason Phipps is a financial advisor with Guardian Life and holds Series 63 and Series 66 licenses. He has 25 years of industry experience and has previously worked with firms such as Raymond James Financial Services, Cetera, and LPL Financial. Outside of his advisory role, he serves as a board member and treasurer for the Clinton Massie Peewee Football organization and as treasurer and trustee for Wilmington CIC. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, advisory, and consulting services supported by both advisor-led discretionary management and digital solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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David M

Series 63, Series 66

Needham, MA

Guardian Life

David Mercadante is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His career includes roles at Guardian Life since 2011 and Park Avenue Securities since 2016, with a brief period at Santander Bank NA. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to insurance products, alternative investments, and integrated lending options.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Angela V

Series 63, Series 65

Reston, VA

Guardian Life

Angela Vahue is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. She has been affiliated with Guardian Life since 2011 and with Park Avenue Securities since 2022. Outside of her advisory work, she is a children's book author, an empowered mastery coach, and serves as a Girl Scouts troop leader. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to insurance products and various alternative investments.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Evan H

Series 66

Paramus, NJ

Guardian Life

Evan Heller is a financial advisor with Guardian Life and holds a Series 66 designation. He has 11 years of industry experience, including roles at Park Avenue Securities and Guardian Life. Park Avenue Securities, a subsidiary of Guardian Life, offers brokerage and advisory services to individuals, corporate clients, and nonprofit organizations, combining advisor-led discretionary management with model-based strategies and a digital advisory platform.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Christopher L

Series 65, Series 66

New York, NY

Guardian Life

Christopher Lantero is a financial advisor at Guardian Life with 10 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Guardian Life and its affiliated entities since 2012, including a current role at Park Avenue Securities. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, with a range of financial planning, consulting, and investment solutions tailored to client needs.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Frank L

ChFC®, Series 63, Series 66

Ridgewood, NJ

Guardian Life

Frank Loscalzo is a financial advisor with Guardian Life, holding the ChFC® designation and Series 63 and 66 licenses, with 38 years of industry experience. He has been associated with Guardian Life and its affiliates since 1991 and Park Avenue Securities since 2019. Outside of his advisory work, he participates in the Williams College Annual Alumni Fund campaign. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, high-net-worth clients, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with financial planning, group education, and access to proprietary and third-party investment solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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