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Reed P

Series 66

Tampa, FL

Guardian Life

Reed Puzzitiello is a financial advisor at Guardian Life with a Series 66 designation and one year of industry experience. His work history includes roles at Guardian Life, Park Avenue Securities, and Raymond James & Associates. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides tailored client relationships through advisor-led discretionary management, model-based strategies, and a range of financial planning and consulting services.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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George S

Series 66

San Diego, CA

Guardian Life

George Sustarsic is a financial advisor with Guardian Life, holding a Series 66 designation and five years of industry experience. His prior work history includes positions at Park Avenue Securities and Mark W. Vannatta. He works with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, which provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies, offering tailored client relationships and access to a range of proprietary and third-party solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Jeffrey K

PFS™, Series 63, Series 66

Scottsdale, AZ

Guardian Life

Jeffrey Kirshner is a financial advisor with Guardian Life, holding the PFS™ designation and Series 63 and 66 licenses, with 24 years of industry experience. He has worked at Park Avenue Securities since 2002. Outside of his advisory role, he serves as a trustee for multiple family trusts and is a member of the Congregation Beth Israel Endowment Committee in Scottsdale, AZ. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management, model-based strategies, and digital advisory solutions tailored to client needs.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Donald S

Series 63, Series 66

Paramus, NJ

Guardian Life

Donald Sullivan III is a financial advisor with Guardian Life and holds Series 63 and Series 66 designations. He has 14 years of industry experience, including prior roles at Bank of America and Merrill. He is currently affiliated with Park Avenue Securities, a subsidiary of Guardian Life, where he has worked since 2018. Park Avenue Securities provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and investment solutions tailored to client needs.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Erin T

Series 66

Virginia Beach, VA

Guardian Life

Erin Toler is a financial advisor with Guardian Life and holds a Series 66 license, bringing two years of industry experience. Prior to joining Guardian Life and Park Avenue Securities, Erin worked at Financial Growth Partners and spent a decade with GEICO Insurance Agency. Outside of her advisory duties, she serves as President of the BNI Chapter Prestige Worldwide. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a blend of discretionary and model-based investment management along with financial planning and consulting, leveraging proprietary and third-party platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Adam K

CFP®, Series 66

New York, NY

Guardian Life

Adam Katzman is a CFP® and holds a Series 66 license with 25 years of industry experience. He is currently with Guardian Life and its affiliate Park Avenue Securities, where he has worked since 2017, with prior roles at MassMutual and Citicorp Investment Services. Katzman serves on the board of directors as Financial Secretary for Congregation B'Nai Israel. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of Guardian Life, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm delivers advisor-led discretionary management and model-based strategies through proprietary and third-party platforms, offering tailored client relationships that include financial planning, ongoing consulting, and access to insurance and alternative investment products.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Joel G

Series 66

Charlotte, NC

Guardian Life

Joel Gardner is a financial advisor at Guardian Life with eight years of industry experience. He holds the Series 66 designation and has worked at Park Avenue Securities and Guardian Life Insurance since 2017. Gardner also conducts outside insurance sales focused on fixed health, life, and annuities. Guardian Life, through its subsidiary Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, retirement plan sponsors, and organizations. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party investment platforms.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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John K

Series 63, Series 65

Overland Park, KS

Guardian Life

John Kauzlarich is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and with 20 years of industry experience. He has been with Guardian Life Insurance Company of America and Park Avenue Securities since 2015. Kauzlarich currently sells fixed disability insurance products through an outside carrier. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, including high-net-worth clients, corporate and retirement plan sponsors, and charitable organizations. The firm offers tailored financial planning and investment management solutions through a combination of advisor-led discretionary management and model-based strategies.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Lawrence R

CFP®, Series 63, Series 65

Lake Mary, FL

Guardian Life

Lawrence Rutledge is a CFP® with 29 years of industry experience, currently serving at Guardian Life and Park Avenue Securities. He has held various roles at Guardian Life since 2008 and Park Avenue Securities since 2019. Rutledge also operates Rutledge Advisory Group, Inc. for marketing purposes. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of brokerage and advisory services, integrating advisor-led discretionary management with model-based strategies and providing access to insurance products and alternative investments.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Brent C

Series 63, Series 65

Walnut Creek, CA

Guardian Life

Brent Conway is a financial advisor with Guardian Life and holds Series 63 and Series 65 credentials. He has 39 years of industry experience, including long tenures at Guardian Life and Park Avenue Securities. Outside of his advisory role, he serves as Treasurer for the Knights of Columbus #14156, a church nonprofit. Guardian Life’s subsidiary Park Avenue Securities provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm integrates advisor-led discretionary management with model-based strategies through proprietary programs and third-party platforms, offering customized financial planning and consulting solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Michael K

ChFC®, Series 63

Scottsdale, AZ

Guardian Life

Michael Klarfeld is a financial advisor at Guardian Life with 42 years of industry experience. He holds the ChFC® designation and Series 63 license, and has been with Guardian Life since 1992. Klarfeld is also involved with Kirshner & Klarfeld Financial Group, an insurance and financial services firm focusing on life, disability, and long-term care insurance. Guardian Life, through its Park Avenue® Wealth Management subsidiary, provides brokerage and advisory services to individuals, corporations, retirement plans, and nonprofits. The firm offers a combination of advisor-led discretionary management and model-based strategies, access to proprietary and third-party programs, and integrated solutions that include insurance and alternative investments.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Jeffrey B

Series 63, Series 65

Holmdel, NJ

Guardian Life

Jeffrey Baumann is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has three years of industry experience and previously worked at Park Avenue Securities and Guardian Life. Baumann participates in a networking group that meets to discuss business expansion strategies. Park Avenue Securities LLC, part of Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary and third-party advisory solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Christopher P

CFA®, Series 63

Florham Park, NJ

Guardian Life

Christopher Pike is a CFA® charterholder with 24 years of industry experience. He is currently affiliated with Guardian Life and Park Avenue Securities, where he has worked since 2018. Prior to this, he was with RFS Partners for two years. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party investment solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Chip B

Series 63

Atlanta, GA

Guardian Life

Chip Busbey Jr. is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 designation and 41 years of industry experience. He has worked with Guardian Life since 1999 and joined Park Avenue Securities in 2023. Busbey also engages in the sale of insurance products on a brokerage basis. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and investment management solutions combining advisor-led discretionary management with model-based strategies.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Jared D

Series 66

New York, NY

Guardian Life

Jared De Candia is a financial advisor at Guardian Life with one year of industry experience. He holds a Series 66 designation and previously worked at Forest Hills Financial Group. Outside of his advisory role, he serves as a private fitness coach and provides personal care assistance under the CDPAP program. Guardian Life, through its subsidiary Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, businesses, and organizations. The firm combines discretionary management with model-based strategies and provides access to a range of proprietary and third-party investment solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Matthew K

Series 66

Lake Mary, FL

Guardian Life

Matthew Keister is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of industry experience, including prior roles at Park Avenue Securities and Westshore Financial Group. Outside of his advisory work, he is involved in selling insurance products not offered through Guardian. Guardian Life’s Park Avenue® Wealth Management provides brokerage and advisory services to individuals, corporations, retirement plans, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and investment solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Pamela T

Series 63

Geneva, NY

Guardian Life

Pamela Tierney is a financial advisor with Guardian Life in Geneva, NY, holding a Series 63 designation and over 31 years of industry experience. She has been with Guardian Life since 1999 and also has a longstanding affiliation with Pony Express & Company since 1993. Beyond her advisory role, she serves as an estate administrator for her family and manages a cottage rental through Airbnb. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides investment advisory and brokerage services to individuals, retirement plan sponsors, and charitable organizations, combining advisor-led discretionary management with model-based strategies and offering access to insurance products, alternative investments, and various financial planning solutions.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Vincent S

Series 63, Series 65

Needham, MA

Guardian Life

Vincent Saccone Jr. is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has 43 years of industry experience and has been with Guardian Life and its affiliated firms since 2016, including Park Avenue Securities since 2016. Outside of his advisory role, he occasionally sells insurance products outside of Guardian when appropriate for clients. Guardian Life’s subsidiary, Park Avenue Wealth Management, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary programs, third-party solutions, and insurance products.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Martin N

Series 63, Series 65

Sag Harbor, NY

Guardian Life

Martin Nachemson is a financial advisor with Guardian Life, holding Series 63 and Series 65 licenses and 43 years of industry experience. He has been with Guardian Life and its related entities since 1993 and currently works at Park Avenue Securities. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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Carlo R

Series 66

Garden City, NY

Guardian Life

Carlo Ritaccio is a financial advisor with Guardian Life and holds a Series 66 designation. He has two years of industry experience, including roles at Park Avenue Securities and Guardian Life. Outside of his advisory work, he has experience running a pizzeria business. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a variety of financial planning, consulting, and investment solutions tailored to client needs.

Business exit / sale strategy Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Financial Professional Approaching retirement Established Professionals Mid-Career Professionals
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