Spencer Tracy is a financial advisor at Principium Investments LLC in Boulder, CO, holding a Series 65 designation with four years of industry experience. He has been with Principium Investments since 2019, following an extended period as a student. Principium Investments is a fee-only, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, corporations, and employer-sponsored retirement plans. The firm employs an actively managed allocation process across proprietary risk profiles, combining ETFs, individual stocks, and mutual funds, and provides services including investment management, financial planning, estate and philanthropic planning, and consulting.

Michael Tracy is a CFP® with 23 years of industry experience and is currently affiliated with Principium Investments LLC in Boulder, CO. He has been with Vinoy Capital, LLC since 2008. Tracy is also associated with Sarasota Asset Management, a registered investment advisor. Principium Investments is a fee-only, SEC-registered firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs an actively managed allocation process across proprietary risk profiles, combining ETFs, individual stocks, and mutual funds, supported by CFP®-driven financial planning and ongoing portfolio monitoring.