Terri Grassi is a financial advisor at RAI Wealth Management with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Munson, Cronick & Associates, LLP Certified Public Accountants and operated her own CPA practice. RAI Wealth Management serves individuals, high-net-worth clients, trusts and estates, employer-sponsored retirement plans, and charitable organizations. The firm focuses on discretionary investment management primarily through mutual funds and ETFs, emphasizing asset allocation, long-term total-return strategies, and tailored risk profiles.

James Ripley is a CFP® with 33 years of experience in the financial industry. He has been with Richey Advisors, Inc. dba RAI Wealth Management since 2006 and also worked at Gregory Advisors, Inc. since 2020. RAI Wealth Management serves individuals, high-net-worth clients, trusts and estates, employer-sponsored retirement plans, and charitable organizations. The firm emphasizes asset allocation and long-term total-return strategies primarily through mutual funds and ETFs, with discretionary management tailored to client risk profiles.

Angel Mendez is a CFP® and holds a Series 65 license, currently serving as an advisor at RAI Wealth Management with three years of industry experience. Prior to joining RAI Wealth Management, he worked at Gregory Advisors, Inc. for one year. Outside of his advisory roles, he operated Angel Mendez Landscaping for three years. RAI Wealth Management provides discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts and estates, employer-sponsored retirement plans, and charitable organizations. The firm uses a long-term, total-return investment approach focusing on strategic asset allocation, quarterly rebalancing, and primarily no-load or load-waived mutual funds and ETFs.