Nicholos Hinz is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial priorities and develop strategies aimed at achieving their short-, mid-, and long-term goals. He provides guidance on a range of services including investing, retirement planning, and emergency savings, and connects clients with Bank of America specialists for additional banking, credit, home financing, and small business solutions. Nicholos holds the Personal Investment Advisor (PIA) designation. He earned an Associate's Degree from the University of Alaska System and completed his high school education at Juneau Douglas High School as well as Marine Military Academy. His approach centers on helping clients uncover what matters most to them and their families to create tailored financial plans.

Claudia Billeaud is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering tailored financial planning and consulting services through a variety of portfolio management styles.

Nathan Fair is a financial advisor at Raymond James & Associates with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Edward Jones and Hartford Funds Management Company. He is based in Waukesha, WI. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering tailored financial planning and advisory services supported by extensive research and a broad range of portfolio management strategies.

Valerie D'Addona is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 47 years of industry experience. She has been with Raymond James since 2011. Outside of her advisory role, she has a minor involvement in rental real estate. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Cason Dougall is a financial advisor at Raymond James & Associates holding a Series 66 designation with one year of industry experience. Prior to joining Raymond James, he worked at Momentum Marketing and spent ten years in full-time education. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting through various specialized programs and an affiliated research network.

Jared Kirby is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 13 years of industry experience. Prior to joining Raymond James in 2019, he worked at Regions Bank and Cetera from 2014 to 2019. He serves as a board member of the College of Central Florida Foundation Inc., participating in its Finance and Investment committee. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning and consulting services through tailored, generally non-discretionary relationships, supported by a broad array of portfolio management styles and affiliated research.

James Cummins is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and 39 years of industry experience. He has been with Raymond James & Associates since 1999. Outside of his advisory role, he is the owner and consultant of Future Reflections International Group. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and public entities, providing financial planning, consulting, and municipal advisory services through a variety of portfolio management styles and proprietary research.

Carmen North is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Her prior experience includes roles at Bank of America and Merrill. She serves as a board member of the Nassau County Board of Economic Development, focusing on donor development for the community organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and government entities, offering financial planning and consulting through a variety of portfolio management styles and affiliated research resources.

Marnie Sharp is a financial advisor with Raymond James & Associates in Russellville, Arkansas, holding a Series 66 designation and 11 years of industry experience. She has been with Raymond James & Associates since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering financial planning and non-discretionary investment consulting through various programs and institutional solutions.

Jessica Sharp is a financial advisor at Raymond James & Associates with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Raymond James since 2016. Based in Los Angeles, CA, her career has focused on advisory services within a large institutional framework. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services supported by a broad range of investment strategies and affiliated research.

Lauren Liles is a CFP® professional affiliated with Raymond James & Associates, with eight years of industry experience. She previously worked at Sagacious Partners for three years and took a one-year maternity leave before joining Raymond James in 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Timothy Duffy is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation. Prior to joining Raymond James, he worked for Guaranteed Rate, Inc. for nine years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Garrett Foran is a financial advisor at Raymond James & Associates with a Series 66 designation and one year of industry experience. He has previously worked at Edward Jones and Osaic Wealth Inc., and has held positions outside finance including roles at Mosquito Hunters and Virginia Tech. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Bruce White is a financial advisor with Raymond James & Associates in Louisville, KY, holding Series 63 and Series 65 registrations and having 26 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of advising, he is a partner in a deli business owned with his wife but does not participate in daily operations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients including individuals, institutions, and municipalities. The firm offers financial planning and investment consulting services with a variety of portfolio management styles and is notable for its municipal advisory services and extensive affiliated ecosystem.

Pryia Roy is a financial advisor with Raymond James & Associates in Newtown, PA, holding a Series 63 designation and having five years of industry experience. Prior to joining Raymond James & Associates in 2020, she worked for the Department of Homeland Security for 21 years. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

Elizabeth Riddle is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 10 years of industry experience. She has previously worked with Merrill and OSAIC Services, Inc. Outside of her advisory role, she manages short-term rental properties through Lakeside Getaways LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers tailored planning and consulting services with a range of portfolio management styles supported by affiliated research.

R Grzesiak is a CFP® professional with 41 years of industry experience, currently advising at Raymond James & Associates since 2019. Prior to this, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Justin Adams is a financial advisor with Raymond James & Associates in San Rafael, CA, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Raymond James & Associates since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Timothy Nunno is a financial advisor at Raymond James & Associates with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services Inc. for 15 years. Outside of advising, he is a 50% owner of a private storage facility through his business, Gatorfin LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individual, institutional, and municipal clients. The firm offers a range of financial planning and consulting services with a non-discretionary approach, supported by diverse portfolio management styles and affiliated research.

Steven Pantuso is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Raymond James & Associates and previously worked at Charles Schwab and TD Ameritrade. Outside of his advisory work, he maintains a personal hobby of building and repairing fishing gear. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services with a variety of portfolio management styles supported by proprietary research and model manager options.