Michael Jones is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Raymond James & Associates since 2005. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Kenie Wrenn is a financial advisor at Raymond James & Associates with 37 years of industry experience. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing, accumulating a combined 10 years at those firms before joining Raymond James in 2019. Outside of her advisory role, she serves on the community advisory board for the UNC Chapel Hill Outer Banks Field Site, where she consults with faculty and students and assists with teaching and mentoring. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Andrew Kittell is an advisor at Raymond James & Associates holding Series 63 and Series 65 credentials. He has been with Raymond James since 2026 and has prior work experience at Andersen Material Handling, Ilitch Sports & Entertainment, Michigan State University, Danville High School, and Schlarman Academy. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension and profit-sharing plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles.

Alexander Voils is a financial advisor with Raymond James & Associates in San Diego, CA, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include nine years with Wells Fargo Clearing and one year with Wells Fargo Advisors, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Michael Brzozowski is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation and has prior experience with JP Morgan Chase and service in the Army National Guard. He also has a long-term involvement with American Tree Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

John Gill is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Prior to joining Raymond James in 2021, he worked at Truist Advisory Services and Truist Investment Services in 2021, and Bb&T Securities from 2013 to 2021. Outside of his advisory role, he has a personal investment interest in Koalafi. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a wide client base that includes individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting using a variety of portfolio management styles and firm-affiliated research, with notable activities in municipal advisory services and an extensive affiliate ecosystem.

Lisa Workman is a financial advisor at Raymond James & Associates with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has previous experience with Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she serves on the finance and investment committee of Richland Creek Community Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Barbara Paneral is a financial advisor with Raymond James & Associates in Grand Rapids, MI, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Her prior roles include positions at Robert W Baird & Co., Incorporated, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Brian Southerland is a financial advisor with Raymond James & Associates in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Randall Haaff is a financial advisor with Raymond James & Associates in Evansville, Indiana, holding a Series 66 designation and 15 years of industry experience. He has been with Raymond James & Associates since 2011. Outside of his advisory role, he serves as a professor at the University of Southern Indiana. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering a range of financial planning, advisory, and consulting services with a variety of portfolio management styles.

Julia Laginess is a financial advisor with Raymond James & Associates, holding Series 65 and Series 63 licenses and two years of industry experience. Her prior roles include positions at Star Wealth Advisors and John Hancock Investment Management Distributors. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting supported by various portfolio management styles and affiliated research.

Lawrence Andrews is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 23 years of industry experience. His prior work includes six years at Wells Fargo Clearing and four years at Wells Fargo Advisors LLC. He is based in Ocean City, MD. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering tailored financial planning and non-discretionary investment consulting supported by firm research and multiple portfolio management styles.

Margaret Edmunds is a CFP® professional with 22 years of industry experience. She is currently with Raymond James & Associates and previously worked at Robert W. Baird for 10 years. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning and investment consulting services supported by a nationwide adviser network.

Christopher Ruifrok is a financial advisor with Raymond James & Associates in Bloomfield Hills, MI, holding a Series 66 designation and 20 years of industry experience. He has worked at Raymond James & Associates since 2018, with prior experience at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Lori Whiteman is a financial advisor with Raymond James & Associates in Omaha, NE, holding Series 63 and Series 65 credentials and 15 years of industry experience. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of finance, she owns an Etsy business creating handmade items and works as a delivery driver for DoorDash. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm provides tailored, non-discretionary financial planning and consulting supported by a broad range of portfolio management strategies and affiliated research resources.

Christopher Johnson is a financial advisor with Raymond James & Associates, holding a Series 66 designation and seven years of industry experience. He has worked at various Raymond James entities since 2017 and previously had roles at Busch Gardens and Lowry Park Zoo. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting with a range of portfolio management styles and provides specialized municipal advisory services alongside its extensive affiliate network.

Virginia Oursler is an advisor at Raymond James & Associates with a Series 66 designation and experience beginning in 2026. Prior to joining Raymond James, she worked at Brown Advisory for three years and spent four years each at Duke University and The Bryn Mawr School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and public entities, and offers financial planning, investment consulting, and municipal advisory services through its various divisions and programs.

Stephen Gow is a CFA® charterholder and holds the Series 66 designation with 23 years of industry experience. He is currently with Raymond James & Associates and has prior experience at Truist Advisory Services, Truist Investment Services, and Bb&T Securities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves individuals, institutions, pension plans, charitable organizations, and governmental entities. The firm offers financial planning and investment consulting through a range of portfolio management styles, supported by extensive research and a nationwide adviser network.

Maria Kleinschmidt is a financial advisor at Raymond James & Associates with one year of industry experience. She holds a Series 66 designation. Prior to joining Raymond James, she worked at Stonebridge Insurance & Wealth Management/World Equity Group and Forvis, LLP. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services supported by a wide range of portfolio management styles and affiliated research.

Clifford Mulder is a financial advisor with Raymond James & Associates in Portage, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Raymond James & Associates since 2016. Outside of his advisory role, Mulder serves as the volunteer Chair of the Board for the AirZoo Legacy Foundation, a nonprofit supporting the AirZoo Kalamazoo Aviation and History Museum. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning and investment consulting through various tailored, non-discretionary services.