David Keator is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. Prior to joining Raymond James in 2019, he worked at Wells Fargo Advisors Financial Network LLC and Wells Fargo Clearing from 2000 to 2019. Outside of his advisory role, Keator serves as a board member of the Massachusetts Economic Advisory Coordinating Council and is involved in managing support companies and investment properties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Paul Ganow is a financial advisor with Raymond James Financial in Papillion, NE, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Cetera Advisor Networks, Carson Group, Edward Jones, and First National Bank of Omaha. Ganow is also involved with Omaha Sports Academy, where he has been active since 2019. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, pension plans, and institutional clients. The firm provides tailored, non-discretionary planning and emphasizes analytical tools such as risk profiling and probability modeling.

Robert Martin Sr. is a CFP® with 42 years of industry experience and is currently affiliated with Raymond James Financial, where he has worked since 1999. He serves in several community roles, including positions on the Planning Board for the Borough of Riverton, the Finance Committee at Christ Church, and the endowment committee of the Riverton Steamboat Landing Foundation. He is also a member of the Board of Governors at the Greater Wildwood Yacht Club. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers non-discretionary planning and consulting tailored to client goals using analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Craig Slater is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank for a combined 13 years. Outside of his advisory role, Slater is an associate at North Atlantic Investment Partners LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes tailored planning and risk profiling tools and supports various advisory programs across a large network.

Richard Lerner is a CFP® certified financial advisor with Raymond James Financial, where he has worked for 17 years. He has 37 years of industry experience and has also owned Lerner Financial LLC since 2007. Outside of his advisory role, he serves as co-trustee and power of attorney for family trust and estate responsibilities and is an agent affiliated with a long-term care insurance brokerage. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a wide range of clients including individuals, institutions, and charitable organizations. The firm utilizes tailored, analytical approaches and supports advisory programs alongside institutional consulting and portfolio management.

Graham Tower is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 65 and Series 63 credentials and bringing 26 years of industry experience. He previously worked at Ameriprise for 27 years before joining Raymond James in 2026. Outside of his advisory role, he serves as a committee member for the trust account at Acton Congregational Church. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and encourages implementation through its advisory programs or other providers.

Alex Kuskin is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 25 years of industry experience. He has previously worked at Wells Fargo Advisors LLC and Crux Wealth Advisors. Kuskin is also an associate and employee of Elevation Wealth Partners, LLC, where he participates in annual and special meetings and contributes to operational and long-term planning discussions. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a municipal advisor affiliation.

Laurie Mclaughlin is a financial advisor with Raymond James Financial in The Woodlands, TX, holding a Series 66 designation and 14 years of industry experience. She has held roles at Raymond James Financial and Woodforest National Bank since 2009. Laurie also serves as Program Operations Coordinator for Woodforest Wealth, a support company in The Woodlands. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored non-discretionary consulting with analytical tools and supports municipal and public-finance work through a unique institutional affiliation.

Eduardo Guzman Valiente is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and bringing 22 years of industry experience. He has been with Raymond James since 2003 and has served in various capacities within the firm since 2010. Outside of his advisory role, Guzman Valiente is active as an attorney, owning and operating a law practice that provides legal and tax services related to retirement plans and trusts, as well as managing multiple business entities and estate responsibilities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm provides non-discretionary planning tailored to client goals using analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Emily Smith is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and nine years of industry experience. She has worked with Raymond James Financial Services Advisors, Inc. since 2016 and Busey Bank since 2018. Outside of her advisory roles, Smith is involved with the Piatt County Clerk's Office in a political capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Edgar Lambert III is a financial advisor at Raymond James Financial with 25 years of industry experience. He holds the Series 66 designation and has worked with Raymond James Financial Services Advisors Inc. since 2012. He is the owner of Birch Run Financial, a support company, and is also an author of "Mastering the Money Mind." Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutions. The firm provides tailored planning and consulting using analytical tools to support client goals and maintains specialized offerings in municipal finance and SIMPLE IRA advisory services.

Ryan Hughes is a financial advisor at Raymond James Financial in Corning, NY. He holds the Series 66 designation and joined the firm in 2026. His prior experience includes roles at Corning Federal Credit Union and Raymond James Financial Services, along with four years of prior work in education. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal finance work through a unique affiliated municipal advisor.

William Zufall III is a Series 66-registered advisor with Raymond James Financial, based in Medina, Ohio, and has 26 years of industry experience. He has been affiliated with Raymond James Financial Services Advisors since 2009 and also operates Zufall Financial Services. Outside of his advisory role, Zufall serves as the Head Girls Soccer Coach at Highland Local Schools. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and supports municipal and public finance through unique affiliations and specialized advisory programs.

Aaron Longenecker is a CFP®-credentialed financial advisor with seven years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., where he has worked since 2019. Outside of his advisory role, he is involved as a partner in a business focused on development and website design and serves as CEO of a financial planning LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, as well as pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using comprehensive analytical tools and supports a wide network of advisors and affiliated firms.

Alexander Taub is a Series 66-credentialed financial advisor with 27 years of industry experience. He is affiliated with Raymond James Financial and has been a financial advisor there since 2009. Taub is also owner and treasurer of Zick Whitted Taub Group, Inc., a support company that contracts with Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Lisa Juvette is a financial advisor with Raymond James Financial in Fargo, ND, holding Series 63, 65, and 66 licenses and bringing 33 years of industry experience. She has been with Raymond James Financial Services, Inc. since 2001. Outside of advising, she is also an insurance agent specializing in term and non-variable permanent insurance. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a range of advisory programs, including municipal and public finance services uncommon among large institutional advisors.

Tanner Lumley is a Series 65-licensed financial advisor at Raymond James Financial Services Advisors, Inc. with one year of industry experience. His prior work includes roles at 7 Brew, Southwest Baptist University, Northeastern Oklahoma A&M College, Missouri State University, and Pinnacle Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and a broad advisor network.

Gary Starr is a CFP® professional with 23 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He previously spent 19 years at Edward Jones before joining Raymond James in 2022. Outside of his advisory work, he owns an agritourism business called Gary's Berries and holds a position with the Kaw Delaware Drainage District. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and maintains a unique municipal advisor affiliation to assist with public finance.

Frank Haviland is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Raymond James since 2015 and currently serves as Vice President and Financial Advisor at FirstBank Wealth Partners in Franklin, TN. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary consulting using analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Loretta Vitale is a financial advisor at Raymond James Financial with 44 years of industry experience. She holds Series 63 and Series 65 credentials and has been associated with Raymond James in various capacities since 2009. Outside of her advisory work, she serves as a board member involved in homeowners association activities related to property maintenance and improvements. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools to support client goals.