Jenny Payne is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and over 26 years of industry experience. She has worked with Raymond James since 2004 and previously with Richard A. Pascoe Financial Services. Outside of advisory work, Payne is the owner and proprietor of Brenchley's Lake CampGround in Rome, PA, and serves in a political role with Rome Township. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and supports a broad network of advisors with tools that incorporate risk profiling and probabilistic modeling.

Ryan Welle is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and bringing 14 years of industry experience. He serves as President of First National Bank Bemidji, providing oversight of loan and investment activities. He is also the CEO and sole owner of FIVIOLMA, LLC, a real estate holding company. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using risk profiling and modeling tools to support client goals, and it maintains a notable affiliation with a municipal advisor to enhance its public finance services.

Matthew Giliam is a financial advisor with Raymond James Financial, holding a Series 66 designation and five years of industry experience. He has worked with Leonard & Martens, LLC and has been with Raymond James Financial Services, Inc. since 2019. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, pension, corporate, charitable, and institutional clients. The firm uses fact-finding, risk profiling, and analytical tools to deliver tailored, non-discretionary planning and investment consulting.

Todd Ruston is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has previously worked at FTB Advisors, Inc. for 10 years and has been with Raymond James and Pinnacle Financial Partners since 2022. Ruston is also involved as an associate with Fountain Financial Group and Pinnacle Asset Management, supporting the sale and management of financial products. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and utilizes a range of analytical tools, with specialized services in municipal and public finance as well as a SIMPLE IRA Employer Advisory program.

Vita Barrio is a financial advisor with Raymond James Financial Services Advisors Inc. in Houston, TX, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has been associated with Raymond James since 2012 and concurrently with International Financial Group since 2015. Barrio is the sole member of Vita Wealth Management LLC, which she established for business purposes. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs fact-finding, risk profiling, and analytical tools to deliver tailored, non-discretionary investment consulting and sponsors various advisory programs.

John Sanderson is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. His prior experience includes service in the United States Marine Corps and involvement with University Baptist Church. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and maintains a notable municipal advisor affiliation that supports its public finance work.

Paul Warmerdam is a financial advisor with Raymond James Financial in Truckee, CA, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His career includes roles at Raymond James Financial since 2005 and a four-year tenure at Truckee Donner Public Utility District. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals, while also maintaining specialized municipal and public-finance advisory capabilities.

Katherine Irwin is a financial advisor with Raymond James Financial and holds a Series 66 designation. She has experience working at Edward Jones from 2021 to 2025 before joining Raymond James Financial Services, Inc. in 2025. Irwin is based in Puyallup, WA, and has one year of industry experience. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers tailored non-discretionary planning and consulting services, utilizing risk profiling and modeling tools to support client goals.

Jaime Planells is a financial advisor with Raymond James Financial, holding CFP® and Series 63 and 65 designations, and has 17 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2016. Outside of his advisory role, Planells serves as President and CEO of Palmer Planells Wealth Group and is a board member on the finance committee of the Winter Park Library. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

John Mclaughlin is a financial advisor with Raymond James Financial in Memphis, TN, holding Series 63 and Series 65 credentials and 16 years of industry experience. He previously worked for 15 years at B. Riley Wealth Management before joining Raymond James in 2024. He also serves as a Registered Representative at The Avenue Wealth Management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Nicole Singleton is a financial advisor at Raymond James Financial with 10 years of industry experience. She holds the Series 66 designation and has been with Raymond James in various capacities since 2015. Outside of her advisory role, she is a licensed real estate agent and serves as president of S4 Wealth Management, LLC, overseeing its operations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a non-discretionary, goals-based approach using risk profiling and modeling tools and supports municipal and public finance work through unique affiliations.

Tyler Lulay is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and with 16 years of industry experience. He has been with Raymond James since 2010 and also operates Lulay Financial, LLC, where he provides financial advisory services and acts as a branch owner. As part of his financial planning work, he may advise clients on life insurance. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized programs including municipal and public-finance advisory services.

Andrew Spears is a financial advisor with Raymond James Financial in Los Lunas, NM, holding a Series 66 designation and 12 years of industry experience. Prior to joining Raymond James in 2023, he worked at Edward Jones for nine years. Spears also serves with Albuquerque Public Schools and has a longstanding career in the United States Army. Outside of advising, he owns an online travel website. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual and institutional clients, offering tailored, non-discretionary advice that incorporates risk profiling and analytical modeling. The firm supports a large advisor network and offers specialized programs including municipal and public-finance services.

Phillip Lavalle is a CFP® with 32 years of industry experience, currently affiliated with Raymond James Financial in El Segundo, CA. He has been associated with Raymond James Financial Services Advisors, Inc. and related entities since 2016. Lavalle is also the owner of Reliant Wealth Solutions INC, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs for municipal finance and SIMPLE IRA employer advisory services.

Taylor Francis is a CFP® and ChFC® with 18 years of experience in the financial services industry. He has worked at Raymond James Financial Services Advisors Inc., Pinnacle Bank/Pinnacle Financial Partners, and SunTrust Investment Service, Inc. since 2010. He serves on the finance committee for Percy Priest Elementary PTO, providing financial recommendations to support the organization's goals. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and consulting aligned with client objectives and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Micah Morris is a financial advisor with Raymond James Financial, holding a Series 66 credential and nine years of industry experience. He has been associated with Raymond James Financial Services since 2016 and is a vice president of the Financial Service Corporation of Baton Rouge. He was previously involved with 4ME TRAINING LLC, a business he co-established but that has been inactive since 2016. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and risk profiling tools and is notable for its municipal and public finance affiliation as well as specialized advisory programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Joanna Bever is a Series 65–licensed financial advisor with 15 years of industry experience, currently serving at Raymond James Financial. She has been with various Raymond James entities since 2011. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, and institutions. The firm uses tailored, non-discretionary planning and risk analysis tools to support client goals and offers specialized programs such as municipal advising and SIMPLE IRA Employer Advisory services.

Christopher Rainwater is a financial advisor at Raymond James Financial with nine years of industry experience. He holds a Series 66 designation and previously worked with Metis Wealth Advisory Group. In addition to advising, he supports producing advisors at Metis Wealth Advisory Group in a non-owner associate role. Raymond James Financial Services Advisors, Inc. serves a broad client base including individual, high-net-worth, institutional, and charitable clients. The firm provides tailored financial planning and investment consulting using analytical tools and supports municipal and public finance work through a unique affiliated municipal advisor.

Laurie Alexander is a financial advisor at Raymond James Financial with 18 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones from 2008 to 2019. Outside of her advisory role, she is the owner of Williamson Financial Services, LLC, a support business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a municipal advisor affiliation.

Thomas Madison is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 66 and Series 63 credentials and six years of industry experience. He previously worked at Northwestern Mutual in various capacities from 2019 to 2021. Outside of his advisory role, Madison is an associate at Fries Financial Group in Chippewa Falls, WI. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools, and it supports municipal and public finance work through a unique affiliation with a municipal advisor.