Royce Richards is a financial advisor at Raymond James Financial with 21 years of industry experience. He holds a Series 65 designation and has worked with Raymond James since 2005. In addition to his advisory role, Richards is the president of Richards Law Firm PC and serves as secretary of Acres Market Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm uses detailed risk profiling and analytical tools to tailor non-discretionary planning and consulting to client goals.

Michelle Hoosier is a financial advisor with Raymond James Financial, holding a Series 66 designation and 25 years of industry experience. She has been with Raymond James Financial Services Advisors Inc. since 2014. Outside of her advisory role, she is also an associate employee at Jeter Hrubala Wealth Strategies LLC, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools and risk profiling to support client goals.

Kristin Harrington is a financial advisor with Raymond James Financial Services, Inc. in Corning, NY, holding a Series 66 designation and 18 years of industry experience. She has worked with Corning Credit Union since 2010 and is also associated with Wealth Strategies, a support company where she serves as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning and supports institutional consulting and portfolio management through a broad advisor network.

Matthew Wyatt is a financial advisor with Raymond James Financial in Uvalde, TX, holding a Series 66 designation and 11 years of industry experience. He has worked at The Bank and Trust since 2015 and serves as one of nine committee members advising leaders at the First United Methodist Church in Uvalde. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses a range of analytical tools to support client goals, with specialized municipal and SIMPLE IRA consulting services also available.

Roseann Divincenzo is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and 26 years of industry experience. She has been with Raymond James since 2012 and was previously affiliated with Carver Financial Services, Inc. since 2014. Outside of advising, she serves as a Registered Compliance Administrator and provides client service support at Carver Financial Services, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains a unique affiliation with a municipal advisor to enhance its public finance services.

Guia Brown Rossow is a financial advisor with Raymond James Financial Advisors, Inc., holding a Series 66 designation and 25 years of industry experience. She has been with Raymond James since 2004 and also owns and manages Worth Avenue Group of Palm Beach, an independent branch of Raymond James. Additionally, she owns G.P. Brown & Company, LLC, which provides support services related to her financial advisory practice. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients, using tailored planning and analytical tools to address client goals.

Myriam Padilla is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has been with Raymond James Financial Services Advisors since 2009 and was a 50% owner of Padilla & Hofland Financial Services from 2009 to 2020. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and uses analytical tools such as probability modeling, supporting its clients through advisory programs and other providers.

Kevin Hosey is a financial advisor with Raymond James Financial in Kansas City, MO, holding a Series 66 designation and 12 years of industry experience. He spent 10 years with UMB Financial Services and UMB Bank before joining Raymond James and First Investments and Planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Christine Shahan is a financial advisor at Raymond James Financial with 12 years of industry experience. She holds the Series 66 designation and has been with Raymond James Financial Services since 2014. Prior to that, she worked at The First National Bank of Ballinger starting in 2012. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, pension and profit-sharing plans, and institutional clients. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and supports both individual and institutional investing through a broad network of advisors.

Rebecca Skirvin is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and one year of industry experience. Her prior roles include work with Thrivent Investment Management and various local organizations. Outside of her advisory work, she is involved with the Gallatin Valley Homeschool Christian Athletic Association and Always B LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through various advisory programs with a focus on technology and specialized municipal advisory services.

John Wire is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with various branches of Raymond James since 2015 and is also associated with Wahl Wire Wealth Management. Outside of his advisory role, he owns a small support company, Wire Wealth Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through various advisory programs and institutional consulting.

Seitoku Takahashi is a financial advisor with Raymond James Financial Services Advisors, Inc. based in Honolulu, HI, holding Series 63, 65, and 66 credentials and bringing 27 years of industry experience. He has worked at First Hawaiian Bank and Cetera, with his current roles at Raymond James and First Hawaiian Bank beginning in 2017. Additionally, he is involved with First Hawaiian Advisors in a non-owner capacity and acts as an insurance agent offering products not available through Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including high-net-worth individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary advice using analytical tools and supports a broad network of advisors, with specialized municipal and public finance services and unique plan-level consulting programs.

Madison Perry is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, Perry held positions at Eastern Washington University, Rentokil, Bain Capital, Lyft, and Alimentation Couche-tard. Perry is also involved as a bank associate with OnPoint Credit Union in Portland, OR. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and has unique arrangements such as affiliation with a municipal advisor and specialized employer advisory programs.

Kelsey Mc Carty is a Series 66-licensed financial advisor at Raymond James Financial with four years of industry experience. Before joining Raymond James, she held roles with the US House of Representatives and the University of Mississippi. Outside of her advisory work, she owns Cheers Studio by Kelsey, an Etsy-based business that offers invitation designs and gift items, and serves as a director on the YANKY 72 Memorial Committee. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized services including municipal advisory and employer SIMPLE IRA consulting.

Harrison Krank is a Series 66-licensed financial advisor with Raymond James Financial Services Advisors, Inc. in Fargo, ND, with five years of industry experience. Prior to joining Raymond James, he worked in media and career services, including roles at Valley News Live and the University of North Dakota. Outside of his advisory role, he operates a business that facilitates content monetization on X through subscriber-based offerings. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and supports municipal advisory services, incorporating advanced analytical tools and recent program expansions such as SIMPLE IRA Employer Advisory & Consulting Services.

Mark Aldridge is a financial advisor with Raymond James Financial in Dublin, Ohio, holding CFP®, CFA®, ChFC®, and Series 63 designations and 41 years of industry experience. He has been with Raymond James since 2005 and also owns Aldridge Financial Consultants, LLC. Additionally, he is the proprietor of Ridgebourne DGA LLC, which is involved in land rental activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and various organizations. The firm employs tailored, non-discretionary planning and risk profiling tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Michelle Keyzer is a financial advisor with Raymond James Financial in Wisconsin Rapids, WI, holding a Series 63 designation and bringing 23 years of industry experience. She has worked at Raymond James Financial Services, Inc. since 2003 and also owns M&M Financial Services, a support company for her Raymond James office. Additionally, she works as an independent contractor booking travel for friends and family through a business called Touring and Cruises. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using detailed analytical tools and supports municipal and public finance work through unique affiliations.

Zachary Yaklin is a financial advisor at Raymond James Financial with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing. Outside of his advisory role, he is involved in several business ventures including ownership and management of multiple rental real estate properties and a mixed-use commercial building development, as well as a private investment in a restaurant business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm delivers tailored, non-discretionary planning and uses analytical tools to support client goals, with an emphasis on institutional consulting and a unique municipal advisory affiliation.

Jaroy Mulkey is a financial advisor with Raymond James Financial in Uvalde, TX, holding Series 63 and Series 66 licenses and having 25 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2015. Mulkey is also an associate at Security Service Federal Credit Union. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains notable municipal and public-finance advisory capabilities.

Joshua Sternberg is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and having six years of industry experience. His prior experience includes roles at Edward Jones, Cetera Investment Services, and Columbia Bank. He is also involved as an associate with Columbia Wealth Associates, providing financial advisory services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm emphasizes non-discretionary planning tailored to client goals and supports its services with advanced analytical tools and targeted consulting programs.