Paul Siluch is a financial advisor with Raymond James (USA) Ltd., holding a Series 63 designation and bringing 25 years of industry experience. He has been with Raymond James Limited since 1999 and with Raymond James (USA) Ltd. since 2012. Outside of his advisory role, Siluch is an author of fiction anthologies published for charity and serves as a board member for the University of Victoria Foundation, overseeing scholarship and bursary fund management. He is also the treasurer for the Vancouver Island Cross Country Association, a volunteer organization. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer that offers fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, and institutional investors. The firm emphasizes asset allocation, diversification, and long-term investing, providing both discretionary and non-discretionary management through its Ambassador wrap-fee program and access to third-party platforms.

Tracy Theemes is an investment advisor with Raymond James (USA) Ltd. She holds Series 63 and Series 65 credentials and has nine years of industry experience. Her prior work includes a five-year tenure at Citigroup Global Markets. Outside of her advisory role, Theemes oversees an online education platform and serves as a speaker and workshop facilitator for the BC CPA Association. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer serving individuals, high net worth clients, trusts, pension plans, and institutional investors. The firm offers fee-based portfolio management with an emphasis on asset allocation, diversification, and long-term investing, combining discretionary and non-discretionary strategies.

Joanne Kaban is a financial advisor at Raymond James (USA) Ltd. with a Series 65 credential and two years of industry experience. She has previously worked at Raymond James Ltd., Coast Capital Wealth Management Ltd., Worldsource Financial Management Inc., Coast Capital Savings Credit Union, and CIBC. Raymond James (USA) Ltd. provides fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, pension and profit sharing plans, as well as corporate and institutional clients. The firm offers both discretionary and non-discretionary asset management, emphasizing asset allocation, diversification, and long-term investing, with access to extensive market research and brokerage resources through its affiliation with the larger Raymond James group.

Warren Thomlinson is a Series 65-licensed financial advisor with Raymond James (USA) Ltd., where he has worked since 2019. He has six years of industry experience, including prior roles at Raymond James Ltd. and Tempered Investment Management Ltd. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer offering fee-based portfolio management and advisory services to a range of clients including individuals, high net worth clients, trusts, and institutional investors. The firm emphasizes asset allocation, diversification, and long-term investing through both discretionary and non-discretionary management approaches.

Alain Berube is a CFA® charterholder with five years of industry experience, currently serving as a financial advisor at Raymond James (USA) Ltd. He has been with Raymond James Ltd. since 2014 and continued with the U.S. entity since 2021. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer that provides fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, pension plans, and institutional clients. The firm emphasizes asset allocation, diversification, and long-term investing, offering both discretionary and non-discretionary management through programs like Ambassador and platforms such as Envestnet.

Heath Dean is a Series 65-credentialed financial advisor at Raymond James (USA) Ltd. with experience at Raymond James Ltd. since 2021. Prior to joining the financial industry, he held roles at Vancouver Island University, Black & White Event Rentals, Good Life Juice, and the Vancouver Island Conference Center. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer that provides fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, pension plans, and institutional clients. The firm offers both discretionary and non-discretionary asset management, emphasizing asset allocation, diversification, and long-term investing, supported by access to broad market research and resources within the larger Raymond James group.

Ian Morrison is a financial advisor with Raymond James (USA) Ltd., holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James since 2012, working with both the U.S. and Canadian affiliates. Morrison is also involved in insurance and estate planning through Raymond James Financial Planning Ltd., where he focuses on life insurance sales and financial planning. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer serving individuals, high net worth clients, trusts, and institutional clients. The firm offers fee-based portfolio management emphasizing asset allocation, diversification, and long-term investing, with access to broad market research and advisory resources.

Sebastien Skupek Martin is a financial advisor with Raymond James (USA) Ltd., holding Series 65 and Series 66 licenses and four years of industry experience. He has been employed with the Raymond James group since 2012, serving as a Senior Financial Planner and Associate Portfolio Manager with Raymond James Ltd. in Canada. Raymond James (USA) Ltd. provides fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, pension and profit-sharing plans, as well as corporate and institutional clients. The firm emphasizes asset allocation, diversification, and long-term investing, offering both discretionary and non-discretionary management through its Ambassador wrap-fee program.

Vincent Herlaar is a CFA® charterholder with over 10 years of experience in the financial services industry. He has worked at Edward Jones for a decade before joining Raymond James (USA) Ltd., where he has been employed since 2024. In addition to his advisory role, he is licensed with Raymond James Financial Planning Ltd., focusing on life insurance sales and financial planning. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer serving individuals, high net worth clients, trusts, and institutional clients through fee-based portfolio management and advisory services. The firm emphasizes asset allocation, diversification, and long-term investing, offering both discretionary and non-discretionary asset management within a larger financial services group.

William Howe is a Financial Advisor with Raymond James (USA) Ltd. He holds a Series 65 designation and has been employed with Raymond James Financial Planning Ltd. and Raymond James Ltd. since 2008. His work includes financial planning and life insurance sales. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer that provides fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, and institutional clients. The firm emphasizes asset allocation, diversification, and long-term investing, offering both discretionary and non-discretionary asset management within a broader financial services group.

Lynn Sullivan is a Financial Advisor at Raymond James (USA) Ltd. with seven years of industry experience. She holds a Series 65 designation and has worked with Raymond James Ltd. in Canada since 2016. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer offering fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, and institutional clients. The firm emphasizes asset allocation, diversification, and long-term investing through both discretionary and non-discretionary management, supported by comprehensive market research and a broad range of brokerage resources.

William Black is a financial advisor with Raymond James (USA) Ltd. He holds a Series 65 designation and has eight years of industry experience, having worked at Raymond James Ltd. since 2016 and its U.S. affiliate since 2018. Outside his advisory role, he is a minority shareholder in PerfectServe, a provider of communication solutions for the North American healthcare industry. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer serving individuals, high net worth clients, trusts, pension plans, and institutions. The firm offers fee-based portfolio management with an emphasis on asset allocation, diversification, and long-term investing, operating as part of a larger Raymond James group with extensive market research and advisory resources.

Erik Moisan is a financial advisor at Raymond James (USA) Ltd. with 14 years of industry experience. He holds a Series 63 designation and has worked at Raymond James and RBC Dominion Securities in various advisory roles since 2006. Outside of his advisory work, Moisan serves as President of the University Club of Montreal, where he coordinates committees and council meetings. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer that provides fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, and institutional clients. The firm emphasizes asset allocation, diversification, and long-term investing, offering both discretionary and non-discretionary management through its Ambassador wrap-fee program and third-party platforms.

Ramzy Saad is a CFA® charterholder with five years of industry experience, currently serving as an Associate Portfolio Manager at Raymond James (USA) Ltd. He has been with Raymond James since 2016, working across both the U.S. and Canadian affiliates. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer providing fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, and institutional investors. The firm emphasizes asset allocation, diversification, and long-term investing, operating as part of the larger Raymond James group with access to extensive market research and brokerage resources.

Kurt Lucier is a CFA® charterholder and Senior Wealth Advisor at Raymond James Ltd. with 11 years of industry experience. He currently serves at Raymond James (USA) Ltd. and Raymond James Ltd. since 2015. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer offering fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, pension/profit sharing plans, and institutional clients. The firm emphasizes asset allocation, diversification, and long-term investing, providing both discretionary and non-discretionary asset management within a broader financial services group.

David Cox is a CFA® charterholder with over two years of experience in the financial services industry. He is currently with Raymond James (USA) Ltd. and has prior experience spanning nearly two decades at CIBC World Markets Inc. He holds the title of Portfolio Manager with Raymond James Limited and is also involved in life insurance sales and financial planning through Raymond James Financial Planning Ltd. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer that provides fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, and institutional clients. The firm emphasizes asset allocation, diversification, and long-term investing while offering both discretionary and non-discretionary asset management options.

Jason Bondy is a financial advisor at Raymond James (USA) Ltd. He holds a Series 65 designation and has been with the Raymond James group since 2019. Prior to his current role, he was employed at Wave Hockey Inc. from 2008 to 2019. Bondy also serves as a business development specialist with Raymond James Ltd., the Canadian affiliate and parent company of Raymond James (USA) Ltd. Raymond James (USA) Ltd. provides fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, pension and profit sharing plans, as well as corporate and institutional clients. The firm operates as part of a larger Raymond James group, offering access to extensive market research and a wide range of brokerage and advisory resources.

Eric Rappaport is a financial advisor at Raymond James (USA) Ltd. with seven years of industry experience. He holds a Series 65 designation and has been with Raymond James since 2016, working at both the Canadian affiliate Raymond James Ltd. and the U.S. entity. In addition to his advisory role, Rappaport is a licensed CPA who prepares tax returns part-time during tax season for his investment clients. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer offering fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, pension and profit-sharing plans, and institutional clients. The firm’s investment approach emphasizes asset allocation, diversification, and long-term investing, providing both discretionary and non-discretionary asset management within the broader Raymond James group.

Mitchell Rosenberg is a Series 65 licensed financial advisor with Raymond James (USA) Ltd., where he has worked since 2020 and has been with the broader Raymond James organization since 2013. He serves as a portfolio manager at Raymond James Ltd., the Canadian affiliate and parent company of Raymond James (USA) Ltd. Rosenberg is also a member of the advisory board for the Montreal Chest Institute Foundation, a nonprofit organization where he volunteers and participates in fundraising activities. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer that provides fee-based portfolio management and advisory services to individuals, high net worth clients, trusts, pension/profit sharing plans, and institutional clients. The firm offers both discretionary and non-discretionary asset management, emphasizing asset allocation, diversification, and long-term investing, supported by in-depth market research and a range of brokerage resources.

Jason Castelli is a CFA® charterholder and financial advisor at Raymond James (USA) Ltd. with four years of industry experience. He has worked with Raymond James entities since 2015, including six years at Raymond James Ltd. in Canada and five years at Raymond James (USA) Ltd. His responsibilities include sales and portfolio management services. Raymond James (USA) Ltd. is a dually registered investment adviser and broker-dealer serving individuals, high net worth clients, trusts, pension and profit sharing plans, as well as corporate and institutional clients. The firm offers both discretionary and non-discretionary asset management, emphasizing asset allocation, diversification, and long-term investing through its Ambassador wrap-fee program and access to third-party platforms.