Joseph Roberge is a financial advisor with RBC Private Counsel (USA) Inc. He holds 22 years of industry experience, including roles at RBC Dominion Securities Inc. and RBC Wealth Management Financial Services Inc. Outside his advisory work, he serves as a director of RVRJ Holding Ltd., a family business holding company based in Calgary that manages real estate and marketplace holdings, where he assists with lease negotiations. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada, providing discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Randolph Morsky is a financial advisor at RBC Private Counsel (USA) Inc. with 20 years of industry experience. He holds the Series 63 designation and previously worked at Nesbitt Burns Securities Ltd. for 39 years before joining RBC-affiliated firms in 2019. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada, providing discretionary, individually managed accounts through a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Ravinder Gopisetty is a financial advisor with RBC Private Counsel (USA) Inc., holding 10 years of industry experience. He has been with RBC Private Counsel since 2010 and also has a longstanding affiliation with RBC Dominion Securities Inc. since 2005. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of the Royal Bank of Canada. The firm offers discretionary, individually managed accounts using a multi-manager, multi-asset-class approach, serving individuals, families, business owners, foundations, trusts, and not-for-profits.

David Fowler is a financial advisor with RBC Private Counsel (USA) Inc. and holds the Series 63 designation. He has eight years of industry experience, including roles at RBC Private Counsel (USA) Inc. since 2017 and RBC Dominion Securities Inc. since 2016. RBC Private Counsel (USA) Inc., a wholly owned subsidiary of Royal Bank of Canada, provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Jason Rahal is a financial advisor with RBC Private Counsel (USA) Inc., holding 12 years of industry experience. He has been with RBC Private Counsel since 2009 and has also worked with RBC Dominion Securities Inc. since 2001. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a subsidiary of Royal Bank of Canada that offers discretionary, individually managed accounts using a multi-manager, multi-asset-class strategy. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Alexander Kalil Jr. is a financial advisor with RBC Private Counsel (USA) Inc. He holds a Series 63 designation and has nine years of industry experience. He has been associated with RBC Private Counsel (USA) Inc. since 2001 and with RBC Dominion Securities Inc. since 1995. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and wholly owned subsidiary of the Royal Bank of Canada, providing discretionary, individually managed accounts through a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Kevin Brockie is a financial advisor with RBC Private Counsel (USA) Inc. He holds eight years of industry experience and has been with RBC Private Counsel since 2015. He also has been affiliated with RBC Dominion Securities Inc. since 2011. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada. The firm offers discretionary, individually managed accounts using a multi-manager, multi-asset-class approach, serving individuals, families, business owners, foundations, trusts, and not-for-profits.

Katherine White is a financial advisor at RBC Private Counsel (USA) Inc. with two years of industry experience. She has worked with several Royal Bank of Canada affiliates since 2002, including RBC Wealth Management Financial Services Inc. and RBC Dominion Securities Inc. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly-owned subsidiary of Royal Bank of Canada. The firm manages discretionary, individually tailored portfolios for individuals, families, business owners, foundations, trusts, and not-for-profits through a multi-manager, multi-asset-class approach.

Gary Boivin is a financial advisor with RBC Private Counsel (USA) Inc. and RBC Dominion Securities Inc., holding eight years of industry experience. He has been with RBC Private Counsel since 2016 and RBC Dominion Securities since 2014. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a subsidiary of Royal Bank of Canada that offers discretionary, individually managed accounts through a multi-manager, multi-asset-class strategy. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Jocelyn Perodeau is a financial advisor with RBC Private Counsel (USA) Inc., holding 12 years of industry experience. She has been with RBC Private Counsel since 2012 and is also associated with RBC Dominion Securities Inc. since 2010. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that offers discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

William Robinson is a financial advisor at RBC Private Counsel (USA) Inc. with 14 years of industry experience. He has been with RBC Private Counsel since 2005 and has also worked with RBC Dominion Securities Inc. since 2003. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly‑owned subsidiary of Royal Bank of Canada that offers discretionary, individually managed accounts through a multi‑manager, multi‑asset‑class approach. The firm serves individuals, families, business owners, foundations, trusts, and not‑for‑profits, managing approximately $7.89 billion in client assets.

John Vidas is a financial advisor at RBC Private Counsel (USA) Inc. with five years of industry experience. He has been with RBC Private Counsel since 2019 and has a long tenure at RBC Dominion Securities Inc. dating back to 1986. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada. The firm provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach and serves individuals, families, business owners, foundations, trusts, and not-for-profits.

John Wolfe is a financial advisor at RBC Private Counsel (USA) Inc. with 14 years of industry experience. He has been affiliated with RBC Private Counsel, The Royal Trust Company, and RBC Phillips, Hager & North Investment Counsel Inc. since 1998. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

David Campeau is a financial advisor at RBC Private Counsel (USA) Inc. with nine years of industry experience. He has been with RBC Private Counsel since 2015 and has also worked at RBC Dominion Securities Inc. since 1995. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of the Royal Bank of Canada that manages discretionary, individually tailored portfolios for individuals, families, business owners, foundations, trusts, and not-for-profits. The firm employs a multi-manager, multi-asset-class approach supported by internal and external investment resources and manages approximately $7.89 billion in client assets.

Mark Stefan is a financial advisor at RBC Private Counsel (USA) Inc. with 28 years of industry experience. He has worked with RBC Dominion Securities Inc. since 2006 and RBC Wealth Management Financial Services Inc. since 1998. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada, offering discretionary, individually managed accounts through a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Scott Lewis is a financial advisor with RBC Private Counsel (USA) Inc. He has 10 years of industry experience and has been associated with RBC Dominion Securities Inc. and RBC Private Counsel (USA) Inc. since 2001. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that offers discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing roughly $7.89 billion in client assets.

Naresh Thakur is a financial advisor at RBC Private Counsel (USA) Inc. with three years of industry experience. He has held roles at RBC Private Counsel (USA) Inc. since 2021, RBC Dominion Securities Inc. since 2018, and Royal Mutual Funds Inc. from 2011 to 2018. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a subsidiary of Royal Bank of Canada that provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Brydon Elinesky is a financial advisor with RBC Private Counsel (USA) Inc. He holds over 7 years of experience with the firm and more than two decades of industry experience, including roles at RBC Wealth Management Financial Services Inc. and RBC Dominion Securities Inc. Outside of his advisory work, Mr. Elinesky serves as a board member on the Investment and Asset Development Committee of The Guelph Community Foundation. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly-owned subsidiary of Royal Bank of Canada that provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Cameron Foss is an advisor at RBC Private Counsel (USA) Inc. with one year of industry experience. He has been associated with RBC Dominion Securities Inc./RBC Dominion Valeurs Mobilières Inc. since 2012 and also has involvement with 2097243 Alberta Limited. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that offers discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Zachary Ayers is a financial advisor at RBC Private Counsel (USA) Inc. with zero years of industry experience, having joined the firm in 2025. He has held roles at several RBC-affiliated entities since 2016, including RBC Wealth Management Financial Services Inc., RBC Dominion Securities Inc., Royal Mutual Funds Inc., and the Royal Bank of Canada. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that offers discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.