Elie Chakib Abou Chacra is an advisor at RBC Private Counsel (USA) Inc. with two years of industry experience. He has held roles at RBC Dominion Securities Inc. and RBC Dominion Valeurs Mobilières Inc. since 2018 and has prior experience with Royal Mutual Funds Inc., Banque Royale du Canada, and Fondation de la Cité de la Santé. RBC Private Counsel (USA) Inc. is a wholly owned subsidiary of Royal Bank of Canada that provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Rameez Husseini is a financial advisor with RBC Private Counsel (USA) Inc. He holds credentials with seven years at RBC Private Counsel and eight years of overall industry experience including roles at RBC Wealth Management Financial Services Inc., RBC Dominion Securities Inc., and Franklin Templeton Investments. Outside of advising, he is a landlord for multiple rental properties in Calgary, Canada. RBC Private Counsel (USA) Inc. is a wholly owned subsidiary of Royal Bank of Canada that provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Reilly Latimer is a financial advisor with RBC Private Counsel (USA) Inc., holding 7 years of industry experience. He has been with RBC Private Counsel since 2014 and has also worked with RBC Wealth Management Financial Services Inc. and RBC Dominion Securities Inc. since 2013 and 2008, respectively. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a subsidiary of Royal Bank of Canada that manages discretionary, individually tailored accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, overseeing approximately $7.89 billion in client assets.

Clifford Foss is a financial advisor at RBC Private Counsel (USA) Inc. with 10 years of industry experience. He holds a Series 63 designation and has been with RBC Private Counsel since 2015. Prior to this, he worked at RBC Dominion Securities Inc. starting in 1990. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a subsidiary of Royal Bank of Canada, offering discretionary, individually managed accounts through a multi-manager, multi-asset-class approach. The firm serves a diverse client base including individuals, families, business owners, foundations, and not-for-profits, managing approximately $7.89 billion in assets.

Andrew Harper is a financial advisor with RBC Private Counsel (USA) Inc. He has 26 years of industry experience, primarily with RBC-affiliated firms, including RBC Wealth Management Financial Services Inc. and RBC Dominion Securities Inc. since 2000. Harper has been with RBC Private Counsel (USA) Inc. since 2018. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that provides discretionary, individually managed accounts through a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Joseph Sardo is a financial advisor with RBC Private Counsel (USA) Inc. He holds 8 years of industry experience and has been with RBC Private Counsel since 2006. Prior to that, he worked at RBC Dominion Securities Inc. starting in 1997. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing roughly $7.89 billion in client assets.

Mathew Grant is a financial advisor with RBC Private Counsel (USA) Inc., holding eight years of industry experience. He has been with RBC Private Counsel and RBC Dominion Securities since 2015. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and subsidiary of Royal Bank of Canada that offers discretionary, individually managed accounts through a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Kevin Thomas is a financial advisor at RBC Private Counsel (USA) Inc. with 26 years of industry experience. He has been with RBC-affiliated firms since 2000, including RBC Dominion Securities Inc. and RBC Wealth Management Financial Services Inc. There are no notable outside activities reported. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that provides discretionary, individually managed accounts through a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Charles Cullen III is a financial advisor at RBC Private Counsel (USA) Inc. with 7 years of industry experience. He holds a Series 66 designation and has worked with RBC Private Counsel, RBC Wealth Management Financial Services Inc., and RBC Dominion Securities Inc. since 2009. Outside of his advisory role, he serves as a board member of Missionary Bible Church and participates on the investment committee of the University of King's College. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Jeffrey Beckett is a financial advisor at RBC Private Counsel (USA) Inc. with five years of industry experience. He has worked at several RBC-affiliated firms since 2015, including RBC Wealth Management Financial Services Inc. and RBC Dominion Securities Inc. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and wholly owned subsidiary of Royal Bank of Canada. The firm specializes in discretionary, individually managed accounts using a multi-manager, multi-asset-class approach, serving individuals, families, business owners, foundations, trusts, and not-for-profits.

Christopher Durward is a financial advisor at RBC Private Counsel (USA) Inc. with nine years of industry experience. He has been with RBC Private Counsel since 2008 and has also worked at RBC Dominion Securities Inc. since 1997. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that manages discretionary, individually tailored accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, overseeing approximately $7.89 billion in client assets.

Rebecca Hrushkin is a financial advisor at RBC Private Counsel (USA) Inc. with 5 years of industry experience. She has been affiliated with RBC Private Counsel since 2020 and has also worked with RBC Wealth Management Financial Services Inc. and RBC Dominion Securities Inc. since 2016 and 2003, respectively. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada, offering discretionary, individually managed accounts through a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets across more than 5,700 client relationships.

Benjamin Lau is an advisor at RBC Private Counsel (USA) Inc. with experience at several related firms dating back to 2015, including HSBC Global Asset Management (Canada) Ltd. and RBC Phillips, Hager & North Investment Counsel Inc. He holds no formal industry experience prior to 2024 but has been with RBC Private Counsel since 2025. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that offers discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits.

Timothy Kong is a financial advisor with RBC Private Counsel (USA) Inc., holding three years of industry experience. His career includes roles at RBC Wealth Management Financial Services Inc., RBC Dominion Securities Inc., and The Toronto-Dominion Bank, where he has worked since 2000. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada. The firm provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach, serving individuals, families, business owners, foundations, trusts, and not-for-profits.

Eric Stodt is a financial advisor at RBC Private Counsel (USA) Inc. with eight years of industry experience. He has worked at RBC Private Counsel since 2017 and has been affiliated with RBC Dominion Securities Inc. since 2014. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets across nearly 5,800 client relationships.

Jeff Bergen is a financial advisor with RBC Private Counsel (USA) Inc., holding nine years of industry experience. He has worked with RBC Private Counsel since 2015 and has been associated with RBC Dominion Securities Inc. since 2001. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that offers discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals and families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets.

Navendu Singh is a financial advisor at RBC Private Counsel (USA) Inc. with eight years of industry experience. He has been with RBC Private Counsel since 2016 and has a longer tenure at RBC Dominion Securities Inc. dating back to 1997. RBC Private Counsel (USA) Inc. is a wholly owned subsidiary of Royal Bank of Canada that offers discretionary, individually managed accounts through a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, managing approximately $7.89 billion in client assets across nearly 5,800 relationships.

George Manjgaladze is a financial advisor with RBC Private Counsel (USA) Inc., holding 10 years of industry experience. He has been with RBC Private Counsel since 2012 and has concurrently worked with RBC Wealth Management Financial Services Inc. and RBC Dominion Securities Inc. since the mid-2000s. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and subsidiary of the Royal Bank of Canada that manages discretionary, individually tailored portfolios using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, overseeing approximately $7.89 billion in client assets.

David Grinde is a financial advisor at RBC Private Counsel (USA) Inc. with 10 years of industry experience. He has worked at RBC Private Counsel since 2015 and at RBC Dominion Securities Inc. since 2010. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a wholly owned subsidiary of Royal Bank of Canada that provides discretionary, individually managed accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits.

Matthew Snoei is a financial advisor with RBC Private Counsel (USA) Inc. and holds 8 years of industry experience. He has worked at RBC Private Counsel since 2017 and has been with RBC Dominion Securities Inc. since 2008. RBC Private Counsel (USA) Inc. is an SEC-registered investment adviser and a subsidiary of Royal Bank of Canada that manages discretionary, individually tailored accounts using a multi-manager, multi-asset-class approach. The firm serves individuals, families, business owners, foundations, trusts, and not-for-profits, overseeing approximately $7.89 billion in client assets.