Nicholas Gyeszat is a CFP® professional with 11 years of industry experience, currently serving at Reality Financial Planning Services, LLC. His prior experience includes roles at Bison Advisors, truAdvice, LLC, The Sleight Group/TruAdvice Wealth Management, and Global Financial Private Capital, LLC. Reality Financial Planning Services, LLC is a fee-only advisory firm providing financial planning and discretionary portfolio management to individuals, families, corporations, foundations, and charitable organizations. The firm manages approximately $116.7 million across 200 client relationships, employing a long-term, asset-allocation approach that emphasizes cost-efficient index funds, ETFs/ETNs, and scenario analysis, and is noted for its public education initiatives through workshops and speaking engagements.

John Cunningham III is a CFP® professional with 11 years of industry experience. He has worked at Reality Financial Planning Services, LLC since 2020 and previously held roles at TIAA-CREF and Global Financial Private Capital, LLC. His current firm serves a range of clients including individuals, families, high-net-worth clients, corporations, and certain foundations or charities. Reality Financial Planning Services manages approximately $126 million across about 214 client accounts, offering fee-only financial planning and discretionary investment supervision under a fiduciary standard. The firm emphasizes a long-term, Modern Portfolio Theory approach using cost-efficient index funds, ETFs, and ETNs, while also providing public education through speaking engagements and workshops on asset and retirement planning.