Roger Elmer Jr. is a CFP® and CFA® with 13 years of industry experience. He has been with Realm Investment Consulting LLC since 2014 and is also the managing member of R. Ron Elmer, CPA, PLLC. In addition to his advisory roles, he writes, publishes, and sells investment-related books through Investor Cookbooks. Realm Investment Consulting serves individual and high-net-worth clients with portfolio management, financial planning, and pension/401(k) consulting. The firm emphasizes long-term trading using ETFs and mutual funds guided by modern portfolio theory, managing approximately $88.9 million across about 90 client relationships.

Carlton Davis Jr. is a CFP® and CFA® with 13 years of industry experience, currently serving at Realm Investment Consulting LLC in Cary, NC. He has been an adjunct professor of finance at North Carolina State University since 2006 and also teaches at High Point University. Realm Investment Consulting serves individual and high-net-worth clients with portfolio management, financial planning, and pension/401(k) consulting, primarily using ETFs. The firm employs a long-term, theory-driven investment approach and provides both discretionary and non-discretionary services tailored by written Investment Policy Statements.