Debra Rosenthal Ritter is a CFP® with 36 years of industry experience, currently serving at Retirement Management Systems. Her prior roles include positions at Geneos Wealth Management Inc, Capital Asset Advisory Services, LLC, WFG Investments, Inc., and RosRit Financial Group, LLC. Outside of advisory work, she is involved in home care services plan sales. Retirement Management Systems provides savings-plan management, discretionary portfolio management, financial planning, and plan-sponsor consulting for individual clients and retirement plans. The firm uses risk-based model portfolios developed with LSA Portfolio Analytics and serves a high number of clients with substantial assets under management.

Joseph Scarborough is a financial advisor at Retirement Management Systems in Tampa, FL, with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Oak Wealth Partners Inc, Brookstone Capital Management, and SII Investments Inc. Outside of finance, he owns and operates Running Hare Vineyard and The Hungry Hare food trailer in Maryland. Retirement Management Systems provides savings-plan management, discretionary portfolio management, financial planning, and plan-sponsor consulting for individual clients, including high-net-worth individuals, and retirement plans. The firm uses risk-based model portfolios and offers fiduciary services, serving a large client base with a distinctive operational scale.

William Alexander is a Series 65-licensed advisor at Retirement Management Systems with one year of industry experience. His background includes roles at Oak Wealth Partners, NCSA, and various educational and sports organizations. Retirement Management Systems provides savings plan management, discretionary portfolio management, financial planning, and plan-sponsor consulting to individual retirement plan participants and sponsors. The firm manages nearly $1.9 billion in assets across over 4,000 accounts, using a risk-based, model-driven approach with standardized portfolios and custodial processes.

Matthew Scarborough is a financial advisor at Retirement Management Systems with seven years of industry experience. He holds the Series 65 designation and has worked at Oak Wealth Partners and Adelina LLC since 2020. Outside of his advisory work, Scarborough is involved in Running Hare Vineyard, a business producing wine and hosting events. Retirement Management Systems provides savings plan management, discretionary portfolio management, financial planning, and plan-sponsor consulting to individual retirement plan participants and sponsors. The firm manages nearly $1.9 billion in assets across more than 4,000 accounts, using a risk-based, model-driven investment approach.

John Blamphin is a CFP® professional with 21 years of industry experience, currently serving as an advisor at Retirement Management Systems. His prior roles include positions at Independent Financial Group LLC and Scarborough Advisors, LLC, as well as concurrent work with SII Investments, Inc. He is also licensed as an insurance agent through Ash Brokerage. Retirement Management Systems provides savings-plan management, discretionary portfolio management, financial planning, and plan-sponsor consulting for individual clients and retirement plans. The firm employs a risk-based model portfolio approach and serves a large client base through a team of five advisors.