John Broderick is a financial advisor at Retirement Planners of America with nine years of industry experience. He holds a Series 66 designation and has worked at MMWKM Advisors, LLC, Traffic, LLC, and Edward Jones. He is also an independent insurance agent. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, participants, and institutions. The firm employs an “Invest and Protect” approach that combines model portfolio allocations with tactical adjustments based on market indicators to manage risk and preserve capital.

Robert Tunnell is a CFP®-designated financial advisor with Retirement Planners of America, based in Plano, TX. He has 20 years of industry experience, including a tenure at MMWKM Advisors, LLC since 2013. In addition to his advisory role, he is also an independent insurance agent. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors and participants, and institutions. The firm employs an “Invest and Protect” approach that uses model portfolio allocations combined with tactical adjustments based on market indicators to manage client assets defensively.

Jacqelyn Brian is a financial advisor at Retirement Planners of America with a Series 65 credential and two years of industry experience. She previously worked at Fisher Investments and has experience in both investment management and financial education. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” approach that combines model portfolios with tactical adjustments based on market indicators, emphasizing capital preservation through defensive asset allocation.

Clifford Kwan is a CFP® and holds a Series 65 license with 18 years of industry experience. He is affiliated with Retirement Planners of America and has worked at MMWKM Advisors, LLC for the past 12 years. Additionally, he operates as an independent insurance agent for various independent insurance companies. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm uses an “Invest and Protect” approach that combines model portfolio allocations with tactical adjustments based on market indicators to manage multi-billion-dollar assets.

Michael Lutz is a CFP® professional with 12 years of experience in the financial advisory industry. He is currently with Retirement Planners of America and has previously worked at Westlake Wealth Management, Fisher Investments, and Fidelity Investments. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs a defensive “Invest and Protect” strategy that uses model portfolios combined with tactical adjustments based on market indicators to manage multi-billion-dollar client assets.

Karli Bradley is a CFP® and Series 66 credentialed advisor with 15 years of industry experience. She has been with Retirement Planners of America in Scottsdale, AZ for the past 10 years. In addition to her advisory role, she is also an independent insurance agent. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting to individuals, retirement plan sponsors, and institutions, managing multi-billion-dollar client assets. The firm employs a defensive “Invest and Protect” approach that integrates model portfolio allocations with tactical adjustments based on market indicators to manage risk.

Paul Leeman is a financial advisor at Retirement Planners of America with eight years of industry experience. He holds a Series 65 designation and has worked with MMWKM Advisors, LLC since 2016. Additionally, he has been affiliated with the University of Houston since 2014. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” strategy that incorporates model portfolio allocations with tactical adjustments based on market indicators.

Gwendolyn Nale is a financial advisor at Retirement Planners of America with a Series 65 credential and three years of industry experience. Prior to her financial career, she worked in various legal roles, including positions at the Tarrant County Criminal District Attorney's Office and the Travis County Attorney's Office. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” approach that uses model portfolio allocations combined with tactical adjustments to manage risk and preserve capital.

Thomas Healy is a financial advisor with Retirement Planners of America in Plano, TX, holding Series 63 and Series 65 licenses and eight years of industry experience. He previously worked at NYLIFE Securities LLC and has held positions in custom woodwork and renovation businesses. Healy is also an independent insurance agent. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” strategy combining model portfolios with tactical adjustments based on market indicators, maintaining a defensive stance to preserve capital.

Douglas Williams is a financial advisor with Retirement Planners of America, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior roles include positions at Texture, Texas Corrugators, Athena Manufacturing, Agi, and Metropolitan Capital Advisors. Retirement Planners of America offers discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, participants, and institutions. The firm employs an “Invest and Protect” strategy that combines model portfolio allocations with tactical adjustments based on market indicators to manage risk and preserve capital.

Stephen Luby is a financial advisor at Retirement Planners of America with 16 years of industry experience. He has previously worked at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting to individuals, retirement plan sponsors, and institutions. The firm employs a defensive “Invest and Protect” strategy that combines model portfolio allocations with tactical adjustments based on market indicators.

Natalie Chandler is a CFP® professional with 22 years of industry experience, currently serving at Retirement Planners of America. She has worked at MMWKM Advisors, LLC since 2012. In addition to her advisory role, she is an independent insurance agent. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” approach that combines model portfolio allocations with tactical shifts to manage market risk and offers custody-specific fund lineups as part of its service.

Erik Eklof is a financial advisor at Retirement Planners of America with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including MCGowan Group Asset Management, GuideStone Financial Resources, and USAA. Eklof is based in Plano, TX. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” strategy that combines model portfolio allocations with tactical adjustments based on market indicators, maintaining a defensive posture to manage risk.

Benjamin Newport is a CFP® with 10 years of industry experience and is affiliated with Retirement Planners of America. He has worked at MMWKM Advisors, LLC since 2015 and serves in the Texas Air National Guard as a munitions section supervisor. Newport also operates as an independent insurance agent. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” strategy that incorporates model portfolios with tactical adjustments to manage market risk and preserve capital.

Patsy Mandola is a financial advisor at Retirement Planners of America with 20 years of industry experience. She has held a position at MMWKM Advisors, LLC since 2013 and holds Series 63 and Series 65 licenses. Mandola also works as an independent insurance agent for various independent insurance companies. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors and participants, and institutions. The firm employs an "Invest and Protect" strategy that uses model portfolios combined with tactical adjustments based on market indicators to manage multi-billion-dollar client assets.

Cody Dyer is a financial advisor at Retirement Planners of America with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at NYLIFE Securities LLC and MMWKM Management, Inc., where he also serves as an insurance agent through Moraif Insurance Group. Retirement Planners of America offers discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” strategy that combines model portfolios with tactical adjustments to manage market risk and serves clients through multi-billion-dollar assets under management.

Mark Clopton is a financial advisor with Retirement Planners of America, holding a Series 66 designation and 22 years of industry experience. He has worked at MMWKM Advisors, LLC since 2014. In addition to his advisory role, he is an independent insurance agent. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors and participants, and institutions. The firm employs a defensive “Invest and Protect” strategy that uses model portfolio allocations combined with tactical adjustments based on market indicators to manage multi-billion-dollar client assets.

Charles Dyer Jr. is a CFP® professional with 24 years of industry experience and is currently affiliated with Retirement Planners of America. He has worked at MMWKM Advisors, LLC for the past 15 years. In addition to his advisory role, he is an independent insurance agent for various insurance companies. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” investment approach that incorporates tactical asset shifts based on market indicators and maintains a defensive posture to manage risk.

Nicholas Lopez is a financial advisor with Retirement Planners of America, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at Fisher Investments, J.P. Morgan Securities LLC, and Citizens Securities, Inc. He has also been involved with Turo and Social Biz Lab outside the financial sector. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” strategy that integrates model portfolio allocations with tactical adjustments based on market indicators to manage multi-billion-dollar client assets through wrap-fee and non-wrap arrangements.

Lesa Collins is a financial advisor at Retirement Planners of America with 17 years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, where she spent a combined 18 years. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs an "Invest and Protect" approach that combines model portfolios with tactical adjustments based on market indicators to preserve capital.

Shawn Stone is a financial advisor at Retirement Planners of America with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at MMWKM Advisors, LLC since 2014. He also operates as an independent insurance agent for various insurance companies. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” strategy that includes model portfolio allocations combined with tactical shifts to manage market risk.

Benjamin Dethlefs is a financial advisor at Retirement Planners of America with 11 years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at JP Morgan Chase Bank, JP Morgan Securities, and TD Ameritrade. Outside of his advisory role, he is a passive investor and partner in a private company that provides concrete services to pool construction companies. Retirement Planners of America offers discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors and participants, and institutions. The firm employs a defensive “Invest and Protect” strategy that combines model portfolio allocations with tactical adjustments based on market indicators, managing multi-billion-dollar client assets through both wrap-fee and non-wrap arrangements.

Patric Piantedosi is a financial advisor at Retirement Planners of America with 16 years of industry experience. He holds a Series 66 designation and has worked at MMWKM Advisors, LLC for the past 10 years. In addition to his advisory role, Patric is an independent insurance agent for various independent insurance companies. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors and participants, and institutions. The firm manages multi-billion-dollar client assets through a wrap-fee program and employs an “Invest and Protect” approach that combines model portfolio allocations with tactical adjustments to preserve capital.

Max Jaffe is a financial advisor with Retirement Planners of America, holding a Series 65 designation and nine years of industry experience. He has worked with multiple firms, including MMWKM Advisors, LLC and Liquid Enterprises, Inc. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting to individuals, retirement plan sponsors, participants, and institutions. The firm employs an “Invest and Protect” approach that combines model portfolio allocations with tactical adjustments based on market indicators to manage client assets defensively.

Trevor Staubach is a financial advisor at Retirement Planners of America with a Series 65 designation and three years of industry experience. His prior roles include positions at Texas Heritage National Bank, PNC, BBVA, Breezeway Veterinary Care, and GameStop. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” approach that integrates model portfolio allocations with tactical adjustments based on market indicators, maintaining a defensive stance through cash allocations and discretionary trading authority.

Daniel McGuire is a CFP® and Series 65 licensed financial advisor at Retirement Planners of America with 11 years of industry experience. He has previously worked at MMWKM Advisors, LLC, Quadcap Wealth Management, LLC, and BKD Wealth Advisors. McGuire is also an independent insurance agent. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, participants, and institutions. The firm employs an “Invest and Protect” approach that emphasizes capital preservation through model portfolios combined with tactical adjustments based on market indicators.

Joel Lenzini is a financial advisor with Retirement Planners of America, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked at MMWKM Advisors, LLC since 2016. In addition to his advisory role, Lenzini is an independent insurance agent. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, participants, and institutions. The firm employs an “Invest and Protect” strategy that combines model portfolio allocations with tactical adjustments based on market indicators to manage risk.

Kenneth Moraif is a Certified Financial Planner (CFP®) with 25 years of experience in the financial services industry. He is affiliated with Retirement Planners of America and has prior experience at Moraif Financial Group, Inc. and MMWKM Advisors, LLC. In addition to his advisory work, he is an independent insurance agent representing various insurance companies. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, participants, and institutions. The firm employs an “Invest and Protect” strategy that uses model portfolio allocations combined with tactical adjustments based on market indicators to preserve capital.

John Carty is a financial advisor with Retirement Planners of America in St. George, UT. He holds a Series 65 designation and has nine years of industry experience. His prior roles include positions at MMWKM Advisors, Financial Engines Advisors, and TMFS Advisors, as well as involvement with Get Loaded Fries, LLC and Boulevard Home Furnishing. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, participants, and institutions. The firm uses an “Invest and Protect” approach that emphasizes defensive strategies through tactical asset allocation and maintains broad discretionary authority to manage market risk.

Jo Anna Dossman is a financial advisor at Retirement Planners of America with 20 years of industry experience. She holds the Series 66 designation and has previously worked at Concourse Financial Group, LifeTrends, and AIG Capital Services. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” approach that combines model portfolio allocations with tactical adjustments based on market indicators to manage multi-billion-dollar client assets.

Jordan Roach is a financial advisor at Retirement Planners of America with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including MMWKM Advisors, Black Knight Wealth Management, Wood Legacy Group, Eagle Strategies, and New York Life. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting to individuals, retirement plan sponsors, and institutions. The firm employs an “Invest and Protect” strategy that incorporates model portfolio allocations with tactical adjustments based on market indicators, maintaining a defensive posture to preserve client capital.

Thomas Pace is a financial advisor with Retirement Planners of America in Plano, TX, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with MMWKM Advisors, LLC for 10 years. Pace also works as an independent insurance agent. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors and participants, and institutions. The firm follows an “Invest and Protect” approach that combines model portfolio allocations with tactical adjustments based on market indicators, emphasizing capital preservation through defensive asset shifts and discretionary trading authority.

Matthew Klotsche is a financial advisor at Retirement Planners of America with a Series 65 credential and three years of industry experience. Prior to joining the firm in 2022, he worked for the San Diego Padres from 2015 to 2022. He has also been a partner in Protected Patriots, LLC, a business selling safety stickers and apparel, though the business is currently being wound down. Retirement Planners of America provides discretionary portfolio management, financial planning, and consulting services to individuals, retirement plan sponsors, and institutions. The firm follows an “Invest and Protect” approach that combines model portfolio allocations with tactical adjustments based on market indicators, maintaining a defensive posture to preserve capital.