Joseph Parks is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, with eight years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ameriprise Financial Services, Inc., Axa Advisors LLC, and Zenetex LLC / LTM LLC. Sage, Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering portfolio management, financial planning, and retirement plan advisory services. The firm employs a client-specific approach combining salaried financial planners with advisory representatives and provides both discretionary and non-discretionary management across multiple platforms.

Douglas Parker is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, with 38 years of industry experience. He has been with Sage, Rutty & Co. since 1996 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he serves on the Board of Trustees for Hope Hall School and is a fundraising board member for the MCC Foundation. Sage, Rutty & Co., Inc. serves a diverse group of individual and institutional clients, offering portfolio management, financial planning, and various advisory programs. The firm combines salaried financial planners with advisory representatives to provide customized investment recommendations and manages assets on both discretionary and non-discretionary bases.

Neil Frood is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, with 22 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Sage Rutty since 2001. In addition to his advisory role, he operates a small law practice as a sole proprietor attorney. Sage, Rutty & Co., Inc. serves a diverse client base of individual and institutional investors, offering portfolio management, financial planning, wrap-fee programs, and qualified retirement plan advisory services. The firm combines salaried financial planners with advisory representatives to deliver customized recommendations and manages over $3 billion in assets across multiple platforms.

Hope Duncan is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation. She has less than one year of industry experience and prior work history includes roles at Michigan State University, St. Ann's Community at Cherry Ridge, Old Navy, and Our Lady of Mercy School for Young Women. Sage, Rutty & Co., Inc. serves individual and institutional clients, offering financial planning, portfolio management, and retirement-plan advisory services through a multi-advisor model that integrates third-party platforms and internal resources. The firm manages approximately $3.46 billion in client assets, operating both discretionary and non-discretionary arrangements, and supports a broad range of customized and program-based investment solutions.

Curt Ehrlich is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY. He holds Series 65 and Series 66 licenses and has 22 years of industry experience, including 21 years with Sage, Rutty & Co. Sage, Rutty & Co., Inc. provides advisory services to a diverse range of individual and institutional clients, managing over $3 billion in assets. The firm employs a client-specific approach combining financial planning and customized investment recommendations, offering both discretionary and non-discretionary management across multiple program platforms.

Matthew Magee is a financial advisor at Sage, Rutty & Co., Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at Wiley Edge, Morgan Stanley Distribution, Inc., and J.P. Morgan Chase & Co. Sage, Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering portfolio management, financial planning, wrap-fee programs, and qualified retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver written plans and customized investment recommendations across multiple management platforms.

Jeffrey Jones is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with three years of industry experience. Prior to joining Sage, Rutty & Co., he worked at Hillyard Inc. for eleven years. Sage, Rutty & Co., Inc. serves a diverse client base of individual and institutional investors, offering a variety of advisory services including portfolio management, financial planning, and qualified retirement plan advisory platforms. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver written plans and customized investment recommendations across multiple program platforms.

Zachary Lessard is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Manning & Napier and the West Irondequoit Central School District. Sage, Rutty & Co., Inc. serves a broad mix of individual and institutional clients, providing financial planning, portfolio management, and retirement-plan advisory services through multiple platforms. The firm operates a multi-advisor model using third-party program platforms and internal resources to deliver customized and program-based solutions, managing both discretionary and non-discretionary assets.

Corinne Dennis is a financial advisor at Sage, Rutty & Co., Inc. with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Sage, Rutty & Co., Inc. since 2020, with prior experience at Manning & Napier Advisors, LLC. Outside of her advisory role, she is an officer and part owner of Dennis Marine, LLC, a seasonal dock and hoist installation business on the Finger Lakes, and co-owner of Basin Park Marine, LLC and BPM Land Holdings, LLC. Sage, Rutty & Co., Inc. serves a diverse client base including individuals and institutions, offering portfolio management, financial planning, and retirement plan advisory services. The firm employs a client-specific approach combining salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple program platforms.

Brennan Redmond is a CFP®, CFA®, and Series 66-licensed advisor with 18 years of industry experience. He has been with Sage, Rutty & Co., Inc. since 2017 and previously worked for Brighton Securities Corporation for 10 years. Sage, Rutty & Co., Inc. serves a diverse group of individual and institutional clients, providing portfolio management, financial planning, and a variety of advisory platforms. The firm combines salaried financial planners with advisory representatives to deliver customized investment recommendations and offers both discretionary and non-discretionary management across multiple program platforms.

Dawn Gilchrist is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with 18 years of industry experience. She has been with Sage Rutty since 2008. Sage Rutty & Co., Inc. serves a diverse group of individual and institutional clients, offering portfolio management, financial planning, and qualified retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to provide customized investment recommendations across multiple program platforms.

Sara Groschadl is a financial advisor at Sage, Rutty & Co., Inc. with seven years of industry experience. She holds a Series 66 designation and has been with Sage, Rutty & Co. since 2018. Outside of her advisory role, she is involved in operating an equestrian facility, Daymark Farm LLC, where she manages barn and horse care. Sage, Rutty & Co., Inc. serves a diverse client base including both individual and institutional investors, offering portfolio management, financial planning, and retirement plan advisory services. The firm employs a client-specific approach combining salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple platforms.

David Swain is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with eight years of industry experience. Prior to joining Sage, Rutty & Co., he worked for the City of Rochester for over two decades. He serves as treasurer and liaison for the Rochester Police Foundation, coordinating between police and civilian volunteers. Sage, Rutty & Co., Inc. serves individual and institutional clients, offering portfolio management, financial planning, and qualified retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple program platforms.

Zachary Armstrong is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY. He has been with Sage Rutty since 2014. Sage Rutty & Co., Inc. provides advisory services to a diverse range of individual and institutional clients, offering portfolio management, financial planning, and qualified retirement plan advisory platforms. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver customized investment recommendations and manages over $3 billion in assets.

Kristin Dowejko is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 65 and Series 66 designations with 27 years of industry experience. She has been with Sage, Rutty & Co., Inc. since 1997. Outside of her advisory work, she is co-owner of From The Heart Press, LLC, a non-investment business focused on designing, publishing, and marketing "The Legacy Planner." Sage, Rutty & Co., Inc. serves a diverse client base including individuals and institutions, offering portfolio management, financial planning, and various advisory platforms. The firm employs a client-specific approach combining salaried planners and advisory representatives to deliver customized investment recommendations and manages over $3 billion in assets.

Corey Van Lare is a CFA® charterholder with one year of industry experience. He is currently with Sage, Rutty & Co., Inc. and previously worked at Manning & Napier for several years. Sage, Rutty & Co., Inc. serves individual and institutional clients with financial planning, portfolio management, and retirement-plan advisory services across multiple platforms. The firm uses a multi-advisor model incorporating third-party program platforms and internal planning resources to offer customized and program-based solutions.

Ryleigh Manser is a financial advisor at Sage, Rutty & Co., Inc. with eight years of industry experience. She holds a Series 66 designation and has worked at Sage, Rutty & Co. since 2018. Prior to her current role, she was employed at Genesee & Wyoming Railroad and St. John Fisher College. Manser also served as an adjunct professor at Nazareth College during the Fall 2022 semester. Sage, Rutty & Co., Inc. provides financial planning, portfolio management, and retirement-plan advisory services to individual and institutional clients. The firm operates a multi-advisor model utilizing third-party platforms and internal resources to offer both discretionary and non-discretionary solutions.

Kathryn Keenan is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with seven years of industry experience. She worked at Harter Secrest & Emery LLP from 2015 to 2018 before joining Sage Rutty. Sage Rutty & Co., Inc. serves individual and institutional clients, offering portfolio management, financial planning, and various advisory programs. The firm combines a salaried financial planning team with advisory representatives to deliver customized investment recommendations and manages both discretionary and non-discretionary accounts across multiple platforms.

Colin Young is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with 12 years of industry experience. He has been with Sage, Rutty & Co. since 2015. Outside of his advisory role, he serves as Treasurer on the Monroe Community Hospital Auxiliary Board. Sage, Rutty & Co., Inc. serves a diverse client base including individuals and institutions, offering portfolio management, financial planning, and retirement plan advisory services. The firm combines salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple program platforms.

Sunny Ramirez is a financial advisor at Sage, Rutty & Co., Inc. with four years of industry experience. Ramirez holds the Series 66 designation and has been with Sage, Rutty & Co. since 2021, following prior roles at Paychex, Inc. and a teaching position at Jody B's School of Dance. Outside of finance, Ramirez is active as a dance teacher. Sage, Rutty & Co., Inc. serves a diverse client base of individuals and institutions, offering portfolio management, financial planning, and various advisory programs. The firm manages over $3 billion in assets and employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver customized investment strategies.

Jennifer Hall is a financial advisor at Sage, Rutty & Co., Inc. She holds a Series 66 designation and has been with the firm since 2025. Prior to joining Sage, Rutty, she was self-employed and spent several years as a homemaker. Sage, Rutty & Co., Inc. serves individual and institutional clients with financial planning, portfolio management, and retirement-plan advisory services. The firm operates a multi-advisor model using third-party platforms and internal resources to offer both discretionary and non-discretionary solutions.

Dustin Baker is a CFP® and ChFC® with 11 years of experience in the financial services industry. He is currently with Sage, Rutty & Co., Inc., having joined the firm in 2026. His prior roles include positions at Canandaigua National Bank, Cooper/Haims Advisors, LLC, and LPL Financial LLC, among others. Sage Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering financial planning, portfolio management, and retirement-plan advisory services through a multi-advisor model. The firm utilizes third-party platforms and internal resources to provide both discretionary and non-discretionary solutions and manages approximately $3.46 billion in client assets.

Joseph Cerqua is a CFA® charterholder with over two years of industry experience. He is currently with Sage, Rutty & Co., Inc., having joined in 2023. Prior to this, he worked at Elmwood Income Partners LLC and Clover Capital Management Inc./Federated Hermes. Sage, Rutty & Co., Inc. serves individual and institutional clients with a range of advisory services, including portfolio management and financial planning. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver written plans and customized investment recommendations across multiple program platforms.

Connor Holly is a CFP® and holds a Series 66 license with 14 years of industry experience. He has been with Sage, Rutty & Co., Inc. since 2011. Sage, Rutty & Co., Inc. serves a diverse client base of individuals and institutions, offering portfolio management, financial planning, wrap-fee programs, and qualified retirement plan advisory services. The firm combines salaried financial planners with advisory representatives to deliver customized investment recommendations and manages both discretionary and non-discretionary accounts across multiple platforms.

Craig Gingerich is a CFP® and holds a Series 66 license with 12 years of industry experience. He has been with Sage, Rutty & Co., Inc. since 2014. Sage, Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering portfolio management, financial planning, wrap-fee programs, unified managed accounts, and qualified retirement plan advisory platforms. The firm combines a salaried financial planning team with advisory representatives to deliver customized investment recommendations and manages over $3 billion in assets.

Matthew Webster is a financial advisor at Sage, Rutty & Co., Inc. with five years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Equitable Advisors, LLC, AxA Advisors, and Northwestern Mutual. Webster serves as a board member of the Onondaga East Chamber. Sage Rutty & Co., Inc. provides advisory services to individual and institutional clients, including portfolio management, financial planning, and qualified retirement plan advisory platforms. The firm uses a client-specific approach combining salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple program platforms.

Melissa Cropo is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, with 15 years of industry experience. She has been with Sage Rutty since 2013 and holds the Series 66 designation. Sage, Rutty & Co., Inc. serves a diverse range of individual and institutional clients, providing portfolio management, financial planning, and qualified retirement plan advisory services. The firm combines salaried financial planners with advisory representatives to deliver customized investment recommendations and manages over $3 billion in assets across multiple program platforms.

Laura Frood is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, with 25 years of industry experience. She has been with Sage, Rutty & Co. since 2004 and holds Series 63 and Series 65 licenses. Sage, Rutty & Co., Inc. serves a diverse client base of individuals and institutions, offering portfolio management, financial planning, and various advisory programs. The firm combines salaried financial planners with advisory representatives to deliver customized investment recommendations and manages both discretionary and non-discretionary accounts across multiple platforms.

Donna Malucci is a financial advisor at Sage, Rutty & Co., Inc. with 31 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and previously worked at Morgan Stanley Smith Barney and Citigroup Global Markets Inc. In addition to her advisory work, she is an independent consultant for Mary Kay Cosmetics. Sage, Rutty & Co., Inc. serves a diverse client base including individuals and institutions, offering portfolio management, financial planning, and retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple program platforms.

Teresa Robinson is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 65 licenses with 12 years of industry experience. She has been with Sage Rutty since 2013. Sage Rutty & Co., Inc. serves a diverse range of individual and institutional clients, providing portfolio management, financial planning, and various advisory programs. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver customized investment recommendations across discretionary and non-discretionary platforms.

Aaron Young is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY. He has worked at Sage, Rutty & Co., Inc. continuously since 2014. Sage, Rutty & Co., Inc. serves a diverse client base including individuals and institutions, providing portfolio management, financial planning, and retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple program platforms.

James Burke is a Certified Financial Planner (CFP®) with 33 years of industry experience. He has been with Sage, Rutty & Co., Inc. in Rochester, NY, since 1992. Sage, Rutty & Co., Inc. serves a diverse client base of individuals and institutions, offering portfolio management, financial planning, wrap-fee programs, and qualified retirement plan advisory services. The firm manages over $3 billion in assets and provides both discretionary and non-discretionary management through multiple program platforms.

Kimberly Schulwitz is a financial advisor at Sage, Rutty & Co., Inc. with 10 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Sage, Rutty & Co., Inc. since 2021, following five years at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Sage, Rutty & Co., Inc. serves individual and institutional clients by providing financial planning, portfolio management, and retirement-plan advisory services across multiple platforms. The firm operates a multi-advisor model combining third-party platforms and internal resources to offer customized and program-based solutions, managing approximately $3.46 billion in client assets.

Lauren Mc Kerrow is a financial advisor with Sage, Rutty & Co., Inc., holding a Series 66 designation and two years of industry experience. She has worked at Sage, Rutty & Co., Inc. since 2022 and has prior experience in various roles outside the financial industry, including positions at Livingston Lanes & Pub and Barefoot Septic & Sewer Inc. Sage, Rutty & Co., Inc. serves a diverse client base of individuals and institutions, offering portfolio management, financial planning, and qualified retirement plan advisory services. The firm employs a client-specific approach combining salaried financial planners with advisory representatives to provide customized investment recommendations across multiple program platforms.

David Dewind is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. He has been with Sage Rutty since 2012. Sage Rutty & Co., Inc. serves a diverse client base of individuals and institutions, offering portfolio management, financial planning, wrap-fee programs, and qualified retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to provide customized investment recommendations across multiple program platforms.

Gina Griffo is a financial advisor at Sage, Rutty & Co., Inc. with 15 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for 20 years at Ralph Parks Investment Group LLC d/b/a Parks Capital. Sage Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering portfolio management, financial planning, and qualified retirement plan advisory services. The firm employs a client-specific approach combining salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple platforms.

Steven Ciotti is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation and two years of industry experience. Prior to joining Sage, Rutty, he worked at Conifer Realty, LLC and Tuke Insurance Agency. Outside of finance, he teaches guitar lessons at the Rochester School of Guitar. Sage, Rutty & Co., Inc. serves a diverse client base including individuals and institutions, offering portfolio management, financial planning, and retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners and advisory representatives to deliver customized investment recommendations across multiple program platforms.

Wayne Holly is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 65 licenses with 43 years of industry experience. He has been with Sage, Rutty & Co., Inc. since 1980. Sage, Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering portfolio management, financial planning, wrap-fee programs, unified managed accounts, and qualified retirement plan advisory services. The firm combines a salaried financial planning department with advisory representatives to deliver customized investment recommendations and manages both discretionary and non-discretionary portfolios across multiple platforms.

Laura Parker is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, with 23 years of industry experience. She has been with Sage, Rutty & Co., Inc. since 2003 and holds Series 63 and Series 65 licenses. Outside of her advisory role, she is a silent partner in an auto wholesale and retail business. Sage, Rutty & Co., Inc. serves individual and institutional clients with a range of advisory services including portfolio management, financial planning, and qualified retirement plan advisory platforms. The firm combines salaried financial planners with advisory representatives to deliver customized investment recommendations and manages $3.018 billion in assets across approximately 7,700 accounts.

Caroline Hill is a financial advisor at Sage, Rutty & Co., Inc. with 11 years of industry experience. She holds a Series 66 designation and previously worked at Brighton Securities before joining Sage, Rutty & Co. Hill serves on the Investment Committee of the YMCA of Greater Rochester. Sage, Rutty & Co., Inc. provides advisory services to individual and institutional clients, offering portfolio management, financial planning, and retirement plan advisory platforms. The firm combines salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple program platforms.

Nicolas Spinelli is a financial advisor at Sage, Rutty & Co., Inc. with three years of industry experience. He previously worked at Morgan Stanley and Lazard Asset Management, among other firms. Spinelli is a Series 66 credential holder and is co-owner and partner of Solstice Growth, a non-investment-related business. Sage, Rutty & Co., Inc. serves a diverse mix of individual and institutional clients, providing financial planning, portfolio management, and retirement-plan advisory services through a multi-advisor model that utilizes third-party platforms and internal resources. The firm manages approximately $3.46 billion in client assets and supports a broad range of customized and program-based investment solutions.

John Cairns is a financial advisor at Sage, Rutty & Co., Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked with the Roman Catholic Diocese of Albany and the Society for the Protection and Care of Children. Outside of finance, he operated Marty’s Meats Food Truck for six years. Sage, Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering financial planning, portfolio management, and retirement-plan advisory services. The firm employs a multi-advisor model utilizing both third-party platforms and internal resources to deliver customized and program-based solutions.

Jennifer Fox is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with 14 years of industry experience. She has been with Sage, Rutty & Co., Inc. since 2011. Sage, Rutty & Co., Inc. serves a diverse range of individual and institutional clients, providing portfolio management, financial planning, and qualified retirement plan advisory services. The firm combines salaried financial planners with advisory representatives to deliver customized investment recommendations and manages both discretionary and non-discretionary accounts across multiple platforms.

Joshua Slish is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, with five years of industry experience. He holds the Series 66 designation and has previously worked at Brighton Securities and Equitable Advisors. Sage, Rutty & Co., Inc. serves a diverse client base including individual and institutional investors, offering services such as portfolio management, financial planning, wrap-fee programs, and qualified retirement plan advisory platforms. The firm combines salaried financial planners with advisory representatives to create written plans and customized investment recommendations across multiple program platforms.

Kim Nugent is a CFP® with 22 years of experience in the financial industry. She has been with Sage Rutty & Co., Inc. since 2010. Outside of her advisory work, she serves on the Board of Directors and the Development Committee for Greater Rochester Habitat for Humanity. Sage Rutty & Co., Inc. serves a diverse client base including both individual and institutional investors, offering portfolio management, financial planning, and various advisory platforms. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to deliver customized investment recommendations and manages over $3 billion in assets across roughly 7,700 accounts.