Howard Montfort Jr. is a financial advisor with Scherer Financial Advisory Services, LLC, holding a Series 63 designation and bringing 50 years of industry experience. His prior roles include lengthy tenures at Merrill and Raymond James Financial Services. He currently sells variable annuities as an additional business activity. Scherer Financial Advisory Services provides portfolio management, limited financial planning, and consulting to individual and high-net-worth clients, managing approximately $158 million. The firm uses a modern portfolio theory approach, offers both discretionary and non-discretionary account arrangements, and differentiates itself through an IPO Access Program and affiliations with insurance and accounting services.

Scott Scherer is a CFP® with 31 years of industry experience and is the principal at Scherer Financial Advisory Services, LLC in Dallas, TX. His prior experience includes roles at Raymond James Financial and Scherer & Gabelmann, LLC. In addition to his advisory work, he operates an accounting practice where he provides tax preparation and consulting services. Scherer Financial Advisory Services offers portfolio management, limited financial planning, and consulting to individual and high-net-worth clients. The firm uses a modern portfolio theory framework and provides both discretionary and non-discretionary account options, with services that include an IPO Access Program and insurance product offerings through licensed representatives.

Ian O'Shea is a CERTIFIED FINANCIAL PLANNER™ professional with 11 years of experience in the financial services industry. He has worked at Columbia Management Investment Distributors Inc since 2015. He is also licensed as an insurance agent, involved in the sale of life insurance, fixed annuities, long-term disability, and long-term care products. Scherer Financial Advisory Services, LLC provides portfolio management, limited financial planning, and consulting services to individual and high-net-worth clients. The firm applies a modern portfolio theory framework and offers both discretionary and non-discretionary account arrangements, managing approximately $158 million in assets.