Ryan Malaeb is a CFP®-designated financial advisor with Schwab Wealth Advisory, Inc., based in Tysons Corner, VA. He has seven years of industry experience and previously worked at T. Rowe Price and PwC. Outside of his advisory role, he manages rental properties on a part-time basis. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations tailored to each client’s goals and risk tolerance. The firm employs standard asset-allocation models and internal research tools, and its advice includes guidance on mutual funds, ETFs, separately managed accounts, and alternative investments.

Trevor Sharp is a Series 66 licensed financial advisor with Schwab Wealth Advisory in Phoenix, AZ, accumulating seven years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he worked with Charles Schwab since 2018 and held various roles in companies including Royal Truck Body and Origami Owl LLC. Outside of his advisory role, Sharp owns and operates DBM Vending Services LLC, a local vending machine business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset allocation models and research tools, offering tailored recommendations with at-least-annual reviews.

Matthew Hoskins is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63 and Series 66 registrations and has 19 years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he spent 16 years with Charles Schwab Bank and has been associated with Charles Schwab since 2007. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s investment guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to client goals and risk tolerance.

James Deshaies is a CFP® professional with 13 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. His prior roles include positions at USAA Financial Advisors and USAA Investment Management Company. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to deliver tailored recommendations, while trading requires client authorization.

Jeffrey Rodgers is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked at Charles Schwab since 1995. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to guide investment selection, with trades executed only upon client authorization.

Mark Stamper is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His career includes roles at Schwab Wealth Advisory, Charles Schwab & Co., and USAA Financial Planning Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, focusing on asset allocation and investment selection with client authorization for trades. The firm utilizes Schwab’s asset-allocation models and internal research, offering tailored recommendations and annual reviews without exercising discretionary trading authority.

Bryan Kriet is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Charles Schwab since 1993 and joined Schwab Wealth Advisory in 2017. Outside of his advisory role, he coaches athletes in freestyle (mogul) skiing at the Winter Park Competition Center. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset allocation models and internal research tools, offering personalized recommendations without exercising discretionary trading authority.

Mehdey Baker is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and eight years of industry experience. He has worked at Charles Schwab & Co., Schwab Wealth Advisory Inc., Merit Financial Group, LPL Financial, Bank of America, Merrill, and New York Life Insurance Company. Outside of his advisory work, he owns Fluffy Tech Labs LLC, a company that involves collaboration with independent artists and software professionals. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Schwab’s asset allocation models and internal research tools, with trade execution only upon client authorization and an emphasis on tailored recommendations consistent with clients’ goals and risk tolerance.

Luz Hernandez Fortis is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. She has previously worked at Merrill Lynch, Bank of America, and BBVA Compass. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Andrew Steinberg is a CFP®-credentialed financial advisor with 11 years of industry experience. He is currently with Schwab Wealth Advisory, Inc. and has previously worked at D.A. Davidson & Co., LPL Financial LLC, and Charles Schwab in various capacities. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using proprietary asset allocation models and research tools to tailor recommendations. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts managed by third parties or affiliates.

Dylan Mc Cullough is a CFP® professional with 22 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Charlotte, NC. He has been with Charles Schwab since 2004 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with customized recommendations and annual reviews.

Tatiana Preval is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 designations and seven years of industry experience. She has worked in various roles within Charles Schwab entities since 2018 and previously held positions at State Street Inc. and Visiting Angels. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, using Charles Schwab’s standard asset-allocation models and internal research tools. The firm emphasizes client-directed trading and periodic reviews tailored to individual goals and risk tolerance.

John Graef is a CFP® professional with 13 years of experience in financial advising. He is currently with Schwab Wealth Advisory and has held prior roles at Charles Schwab & Co., ERN, L.L.C., Empower Advisory Group, and Liberty Mutual. Outside of finance, he is a licensed real estate agent in Arizona. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and research tools. The firm emphasizes client authorization for trades and conducts at-least-annual reviews tailored to individual goals and risk tolerance.

Landon Kellogg is a CFP® with nine years of industry experience currently serving at Schwab Wealth Advisory Inc. He has held positions at Charles Schwab & Co., Inc., Schwab Private Client Investment Advisory, and several major financial institutions including Bank of America, Merrill Lynch, and Morgan Stanley. He also has experience working with the U.S. House of Representatives. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using Charles Schwab’s proprietary research tools, with reviews tailored to each client’s goals and risk tolerance.

Ian Winslow is a CFP® and Series 66 licensed advisor with Schwab Wealth Advisory, bringing two years of industry experience. He joined Schwab Wealth Advisory in 2024 after prior roles at Charles Schwab and Advanced Wealth Strategies. Outside of finance, his work history includes positions in education and hospitality. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach relies on Schwab’s asset-allocation models and internal research tools, offering tailored recommendations with client approval on investment decisions.

Jason Miller is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including JPMorgan Securities LLC and Principal Life Insurance Company. Miller serves as treasurer of the St. Mary School Mokena IL Athletic Board. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is based on standard asset-allocation models and internal research tools, offering guidance on asset allocation and investment selection without exercising discretionary trading authority.

Anibal Martinez Rodriguez is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding CFP® and ChFC® designations along with Series 65 and 66 licenses. He has 25 years of industry experience, including roles at Citi International Financial Services and Citibank prior to joining Schwab in 2020. He owns a former residence in Puerto Rico that is currently rented. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance.

Michael Jungman is a CFP® professional with 17 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2016. He is also the owner and founder of Blazing Bulls, an internet services business. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance includes asset allocation and investment selection based on proprietary models and internal research, with trades executed only upon client authorization.

David Arvizu is a CFP® professional with 23 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory Inc. since 2014. Prior to this, he worked at USAA Financial Planning Services and USAA Investment Services Company. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm offers tailored recommendations and wealth management consultations without exercising discretionary trading authority.

Thomas Whisenant is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. He has worked at Charles Schwab and Schwab Wealth Advisory since 2021 and previously spent five years with TIAA. Outside of his advisory role, he manages a short-term rental property. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.