Mark Miller is a financial advisor at Schwab Wealth Advisory in Orlando, FL, with 26 years of industry experience. He has been with Charles Schwab since 1999 and with Schwab Wealth Advisory since 2012. He holds Series 63 and Series 66 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset allocation models and research tools. The firm focuses on annual financial reviews and investment recommendations without exercising discretionary trading authority, serving primarily individual clients within the Schwab ecosystem.

Ridhima Chadha is a financial advisor at Schwab Wealth Advisory with six years of industry experience. She holds Series 66 and Series 63 licenses and has worked at firms including J.P. Morgan Securities, HSBC Securities, and IndusInd Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations based on Schwab’s proprietary research and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority for client accounts.

Colleen Ellingboe is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has worked at Charles Schwab since 2013, including five years at Charles Schwab Bank and one year at Schwab Wealth Advisory Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Charles Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Meryem Messaoudi Moussi is a financial advisor with Schwab Wealth Advisory in Windermere, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Schwab Wealth Advisory and Charles Schwab since 2015. Prior to her career in finance, she worked at Walt Disney World from 2003 to 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standardized asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Darrell Woehler is a financial advisor at Schwab Wealth Advisory with 31 years of industry experience. He has held roles within the Charles Schwab organization since 2010, including over a decade at Schwab Private Client Investment Advisory, Inc. He holds Series 63 and Series 66 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, focusing on annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its advisory services.

Nicholas Kirsch is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 credentials with 18 years of industry experience. He has been with Charles Schwab since 2007 and with Schwab Wealth Advisory since 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations guided by Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab, with investment decisions made by clients and advisory recommendations provided through dedicated associates.

Colton Diehm is a financial advisor with Schwab Wealth Advisory in Westlake, TX. He holds the Series 66 and Series 63 licenses and has two years of industry experience. His career includes roles with Charles Schwab & Co. and Schwab Wealth Advisory, Inc. prior to his current position. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem, delivering advice without discretionary trading authority and primarily serving individual clients.

Shane Donahue is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. He holds the Series 66 designation and has been with Schwab since 2012, serving in his current role since 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers services including annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Shannon Foster is a CFP® professional with six years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2019. Prior to joining Schwab, Foster worked at The Vanguard Group and has experience in both financial advisory and retail sectors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations supported by proprietary research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., Inc., with a distinctive model that does not involve discretionary trading authority by advisors.

Michael Mayer is a CFP® professional with 11 years of industry experience. He is currently with Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc., having joined both firms in 2026. His prior experience includes roles at Fidelity Investments and TIAA. Outside of his advisory work, he is involved with Windschrift LLC, a private trading business. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem and uses proprietary research tools and standard asset allocation models to guide client decisions without discretionary trading authority.

Jason Timpe is a CFP® certificant with 22 years of industry experience. He currently works at Schwab Wealth Advisory, where he has been employed since 2020. His prior experience includes roles at Polaris Greystone Financial Group and Fidelity, where he worked for over 15 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses proprietary Schwab research tools and standard asset allocation models to deliver investment recommendations, focusing on annual reviews without discretionary trading authority.

Janessa Herrick is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has been with Charles Schwab since 2016 and joined Schwab Wealth Advisory in 2025. Prior to her financial services career, she spent a year with Clark-Pleasant Community School Corporation. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, offering annual financial reviews, retirement planning, and investment recommendations supported by Schwab’s research tools. The firm operates within the Schwab ecosystem and delivers advice using standard asset allocation models without discretionary trading authority.

Anthony Owen is a CFP® professional with 12 years of industry experience, currently associated with Schwab Wealth Advisory. His prior experience includes roles at Invesco and Truist Advisory Services. He is based in Atlanta, GA. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to support investment recommendations, while clients retain final trading decisions. The firm operates within the Schwab ecosystem and is compensated through a cost-and-expense arrangement with Charles Schwab & Co. rather than directly billing clients.

Lillian Ramirez is a financial advisor with Schwab Wealth Advisory and holds the Series 63 and Series 66 designations. She has 22 years of industry experience, including roles at Charles Schwab Bank and Charles Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools.

Christopher Fernon Jr. is a financial advisor with Schwab Wealth Advisory and has 12 years of industry experience. He holds Series 66 and Series 63 licenses and has been with Charles Schwab since 2013. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools to recommend investments, with final trading decisions left to clients. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Devin Narvaez is a CFP® and Series 66-registered advisor with Schwab Wealth Advisory. He has three years of industry experience, including roles at Charles Schwab and Firstmark Credit Union. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not provide discretionary trading authority or charge fees directly to clients.

Eric Chang is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America and Merrill. Outside of his advisory role, he manages a rental property in Arizona. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to recommend investments while allowing clients to make final trading decisions.

Anuar Heneide Mondragon is a CFP® and holds a Series 66 designation with 10 years of industry experience. He currently works at Schwab Wealth Advisory, where he has been employed since 2022. His prior experience includes roles at Wells Fargo and Bank of America. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools.

Keyan Seyfnarimani is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. Prior to joining Schwab, he held roles at HR Block, Lifetime Fitness, and the Arizona Cardinals. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s standard asset allocation models and research tools. The firm recommends investments while leaving final trading decisions to clients and conducts at least annual account reviews.

Matthew Duffey is a CFP®-certified financial advisor at Schwab Wealth Advisory with four years of industry experience. He has held various roles within the Charles Schwab organization since 2021, including positions at Schwab Wealth Advisory Inc and Charles Schwab Bank. Prior to his professional career, he was involved with the Notre Dame Student Activities Organization during his time at the University of Notre Dame. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations across a range of asset classes. The firm operates within the Schwab ecosystem, delivering advice based on established asset allocation models and research tools, without exercising discretionary trading authority on client accounts.