Colleen Ellingboe is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked within various Charles Schwab entities since 2013, including Schwab Wealth Advisory Inc and Charles Schwab Bank, SSB. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and select referred clients. The firm’s advice is based on internal asset-allocation models and research tools, offering personalized recommendations without discretionary trading authority.

Meryem Messaoudi Moussi is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 15 years of industry experience. She has worked at Charles Schwab and Schwab Wealth Advisory since 2015 and previously spent 14 years at Walt Disney World. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s investment guidance uses Charles Schwab & Co.’s asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.

Darrell Woehler is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and possessing 32 years of industry experience. His career includes roles at Schwab Private Client Investment Advisory, Inc. and Charles Schwab & Co., Inc., where he has worked since 2010. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research tools, with client authorization required for trades.

Nicholas Kirsch is a financial advisor with Schwab Wealth Advisory Inc. in Indianapolis, IN. He holds Series 63 and Series 66 designations and has 18 years of industry experience. Kirsch has been with Schwab Wealth Advisory since 2018 and has worked with Charles Schwab since 2007. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach uses proprietary asset-allocation models and internal research tools, offering tailored recommendations based on client goals and risk tolerance without exercising discretionary trading authority.

Colton Diehm is a financial advisor at Schwab Wealth Advisory, holding Series 63 and Series 66 credentials with two years of industry experience. His prior work includes roles at Charles Schwab & Co. and positions outside the financial sector. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s recommendations are based on proprietary asset-allocation models and internal research tools, offering personalized guidance with trades executed only upon client approval.

Andrew Damour is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and three years of industry experience. He has worked at Charles Schwab & Co., Inc., Edward Jones, and several other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses asset-allocation models and internal research tools to offer tailored recommendations, with trades executed only upon client authorization.

Charles Boggs is a financial advisor at Schwab Wealth Advisory with 17 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2010 in various roles. His career also includes positions at Chase Investment Services Corp. and Wells Fargo Clearing. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s services focus on asset allocation and investment selection guided by Charles Schwab & Co.’s standard models and research tools.

Shane Donahue is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. He holds the Series 66 designation and has worked at Schwab Wealth Advisory since 2017, with prior experience at Charles Schwab and Jackson Wealth Management. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and select referrals, using Charles Schwab’s asset-allocation models and research tools to deliver tailored recommendations reviewed at least annually.

Shannon Foster is a CFP® certificant with seven years of industry experience, currently working at Schwab Wealth Advisory, Inc. since 2019. Prior to joining Schwab, she worked at The Vanguard Group and has experience with Charles Schwab and Zoe Boutique. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset-allocation models and internal research tools to deliver tailored investment recommendations without exercising discretionary trading authority.

Michael Mayer is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc., where he has worked for one year, and has previously held roles at Fidelity Investments and TIAA. Outside of his advisory work, he is involved with Windschrift LLC, a private trading business based in Colorado. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referrals, focusing on asset allocation and investment selection using Charles Schwab’s internal research tools and standard asset-allocation models.

Jason Timpe is a CFP® professional with 22 years of experience in the financial industry. He currently serves as a financial advisor at Schwab Wealth Advisory, where he has worked since 2020. His prior experience includes roles at Polaris Greystone Financial Group, Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services, and Ameriprise. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Janessa Herrick is a financial advisor at Schwab Wealth Advisory with 9 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory Inc. since 2025 and Charles Schwab & Co., Inc. since 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Anthony Owen is a CFP® professional with 13 years of experience in the financial advisory industry. He currently works at Schwab Wealth Advisory, Inc. and has prior experience at Invesco and Truist Advisory Services. Owen holds Series 63 and Series 66 licenses and is based in Atlanta, GA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm focuses on personalized recommendations with annual reviews and operates through client-authorized trades and services managed by third-party or affiliated money managers.

Lillian Ramirez is a financial advisor at Schwab Wealth Advisory Inc. with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliates since 2000. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab's asset-allocation models and research tools.

Christopher Fernon Jr. is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab since 2013. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on standard asset-allocation models and internal research tools, with recommendations tailored to clients' goals and risk tolerance, while trades are executed only with client authorization.

Kathleen Lumetta is a financial advisor with Schwab Wealth Advisory, Inc. She holds Series 63 and Series 65 licenses and has seven years of industry experience. Her prior roles include positions at TD Private Client Wealth LLC, PFS Investments Inc., Natwest Group, and HSBC. Lumetta was also previously the owner of a cost consulting business operating under the name Schooley Mitchell of Roslyn. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s approach centers on Charles Schwab’s standard asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Devin Narvaez is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior roles include positions at Charles Schwab and Firstmark Credit Union. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s investment approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Eric Chang is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding a Series 66 credential and 12 years of industry experience. His prior experience includes roles at Bank of America and Merrill from 2014 to 2022. Outside of his advisory work, he manages a rental property in Chandler, Arizona. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm utilizes Charles Schwab’s standard asset-allocation models and internal research tools to deliver tailored recommendations based on client goals and risk tolerance.

Anuar Heneide Mondragon is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory and Charles Schwab, where he has worked since 2022. His prior experience includes roles at Wells Fargo Bank NA, Wells Fargo Clearing Services, and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and CS&Co.-referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored annually to clients’ goals and risk tolerance.

Keyan Seyfnarimani is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and no prior industry experience. His work history includes roles at Charles Schwab & Co., HR Block, and the Arizona Cardinals among others. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on standardized asset allocation models and internal research tools, offering tailored recommendations reviewed at least annually.