Christopher Caro is a CFA® charterholder with 15 years of industry experience. He is currently an advisor at Schwab Wealth Advisory and Charles Schwab, having joined in 2025. Prior to that, he worked at BNY Mellon for 15 years. Outside of his advisory work, his wife owns and operates a retail business called Plato's Closet. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models.

Jacob Wash is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and four years of industry experience. Prior to his current role, he worked at Charles Schwab & Co., Inc., PNC Bank, and several other firms. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools, while clients retain final trading decisions.

Nicolas Garcia Lopez is a CFP® with seven years of experience in the financial industry. He is currently with Schwab Wealth Advisory, where he has worked since 2025, and has been affiliated with Charles Schwab & Co., Inc. since 2017. Prior to his financial career, he held positions at Hertz, Corporate Graphics International, and Sherwin Williams. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using asset allocation models and Schwab research tools to guide investment recommendations while leaving final trading decisions to clients.

Ryan Quinn is a financial advisor with Schwab Wealth Advisory, Inc., holding a Series 66 credential and bringing 10 years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc., Charles Schwab Bank, SSB, Keeney Financial Group, Inc./Triad Advisors, LLC, and Federated Hermes. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools while leaving final trading decisions to clients.

Alexandre Shappell is a CFP® and holds a Series 66 license with three years of industry experience. He is currently with Schwab Wealth Advisory in Phoenix, AZ, having previously worked at Goldbook Financial and engaged in education-related roles at Barrett, The Honors College. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice primarily through the Schwab Wealth Advisory (SWA) program, offering annual financial reviews and investment recommendations based on Schwab’s standard asset allocation models and research tools. The firm operates within the Schwab ecosystem, delivering advice without discretionary trading authority and primarily serves individual clients rather than institutional accounts.

Mark Wilson is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with Schwab Wealth Advisory and Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, providing advice without discretionary trading authority.

Kyle Ferrare is a CFP® professional with 13 years of industry experience. He is currently an advisor at Schwab Wealth Advisory, Inc. After 15 years with Simon Quick Advisors, LLC, he joined Schwab Wealth Advisory and Charles Schwab & Co., Inc. in 2026. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not directly charge clients fees, relying on a cost-and-expense arrangement with Charles Schwab & Co.

John Hoffman is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding a Series 66 credential and 10 years of industry experience. He has been with Schwab Wealth Advisory since 2017 and Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations through Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many enterprise wealth managers.

Derek Mehlhorn is a CFP® and holds a Series 66 license with six years of industry experience. He is currently with Schwab Wealth Advisory Inc., where he has worked since 2022, and has been with Charles Schwab since 2019. Prior to his financial advising career, he was involved with Make-A-Wish Foundation International for six years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm delivers financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools, with clients retaining final trading decisions.

Charles Suarez is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Schwab Wealth Advisory since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Erika Constantine is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Her previous roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Wells Fargo, and Bank of America. She holds the Series 66 designation and is based in Atlanta, GA. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm delivers advice using Charles Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Trevyn Nafziger is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Indianapolis, IN. He has been with Schwab Wealth Advisory since 2025 and has prior experience at Charles Schwab and PayServ Staffing. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations using Schwab's asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not directly charge clients fees but is compensated through Charles Schwab & Co. under a cost-and-expense arrangement.

Jeremy Weldon is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2000 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client education and annual account reviews without discretionary trading authority.

Stacy Brandenburg is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab and its affiliates since 2010, including roles at Charles Schwab Trust Bank and Charles Schwab Premiere Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm delivers annual financial reviews and investment recommendations across various asset classes while leaving final trading decisions to clients.

Justin Pearce is a CFP® and CFA® with 19 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orange, CA. His prior experience includes roles at J.P. Morgan Securities and TIAA-CREF. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client-directed investment decisions without discretionary trading authority.

Braydan Hiebert is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado, holding Series 66 and Series 63 licenses with one year of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab & Co., Inc., and has held positions in retail and service industries. He serves as an assistant coach for the Metropolitan State University of Denver Lacrosse Club. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools and standard asset allocation models.

Shayan Peerwani is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding Series 63 and Series 66 licenses and possessing seven years of industry experience. His prior experience includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, TIAA-CREF Individual & Institutional Services, LLC, University of Texas at Dallas, and Bank of the Ozarks. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm uses standard asset allocation models and Schwab research tools to guide its advice, with final trading decisions left to clients and discretionary management handled by affiliated or third-party money managers.

Mason Hebert is a CFP® professional with 14 years of industry experience. He is currently with Schwab Wealth Advisory, where he has worked since 2022, following prior roles at Charles Schwab and USAA Investment Management Company. His background includes extensive experience in financial planning and investment advisory services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s proprietary research tools and standard asset allocation models. The firm operates as an internal advisory unit within Charles Schwab and does not exercise discretionary trading authority on behalf of clients.

Eron Dahl is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 1999, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

David Kay Jr. is a CFP® professional with seven years of industry experience, currently serving at Schwab Wealth Advisory Inc. He has previously worked at Vanguard Group and Charles Schwab. Outside of his advisory role, he manages short-term rental properties through his LLC, Dream Stays LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.