Nikola Nikolic is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds a Series 66 designation and has been with Charles Schwab in various capacities since 2016. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem, utilizing standard asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Anna Sinatra is a financial advisor with Schwab Wealth Advisory who holds Series 63 and Series 66 licenses and has 26 years of industry experience. She has been with Charles Schwab and its affiliates since 2000. Outside of her advisory role, she is involved with Advanced Developmental Disabilities Services, providing in-home care support through a state program. Schwab Wealth Advisory, Inc. delivers non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Schwab’s asset allocation models and research tools to recommend investments while clients retain final trading decisions.

Matthew Russell is a financial advisor with Schwab Wealth Advisory Inc. He holds a Series 66 designation and has 18 years of industry experience. Russell has been with Charles Schwab and its affiliated entities since 2011, including nine years specifically with Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice using Schwab’s research tools and standard asset allocation models without exercising discretionary trading authority.

Christene Maskal is a CFP®-designated financial advisor with Schwab Wealth Advisory in Orlando, FL, bringing 15 years of industry experience. She has been with Charles Schwab since 2010 and Schwab Wealth Advisory since 2014. Maskal serves as a volunteer member of the City of Lake Mary Parks and Recreation Advisory Board. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations utilizing Schwab’s asset allocation models and research tools.

Kalonji Morrison is a financial advisor with Schwab Wealth Advisory in Orlando, FL. He holds the Series 63 and Series 65 designations and has 24 years of industry experience. Morrison has been with Charles Schwab & Co., Inc. and Schwab Wealth Advisory since 2016. Outside of his advisory role, he provides expertise to support the development of his wife’s physical therapy practice. Schwab Wealth Advisory offers non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, providing services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many other enterprise wealth managers.

Elizabeth Horner is a financial advisor at Schwab Wealth Advisory with 24 years of industry experience. She has been with Charles Schwab since 2003 and joined Schwab Wealth Advisory in 2012. She holds the Series 63 and Series 66 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Jason Schnarr is a financial advisor at Schwab Wealth Advisory with 30 years of industry experience. He has been with the Charles Schwab organization since 1995, holding roles at Charles Schwab, Charles Schwab Bank, SSB, and Schwab Wealth Advisory. Outside of his advisory work, he owns a real estate property management business in Miamisburg, Ohio. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Navreet Bath is a CFP® certificant with eight years of industry experience, currently serving as an advisor at Schwab Wealth Advisory. She has worked with Charles Schwab since 2017 and was previously employed at Harkins Theatres. Bath is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing proprietary asset allocation models and Schwab research tools. The firm serves clients primarily through annual reviews and investment recommendations while leaving final trading decisions to clients.

David Martin is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds the Series 66 and Series 63 designations and has previously worked at Charles Schwab & Co., Inc. and in chiropractic and wellness businesses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem and uses standard asset allocation models and research tools, leaving final trading decisions to clients.

Victoria De Oliveira is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ. She holds Series 63 and Series 66 licenses and has nine years of industry experience. Her prior roles include positions at J.P. Morgan Securities and Frost Investment Services. Victoria has worked at Schwab since 2020. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s asset allocation models and research tools. The firm offers annual financial reviews and wealth management education, with final trading decisions resting with clients.

John Rodenberger is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2000 and with Schwab Wealth Advisory Inc. since 2012. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering annual financial reviews, retirement and planning discussions, and investment recommendations across a range of securities. The firm operates as an internal advisory unit within the Schwab ecosystem, using standard asset allocation models and Schwab research tools, while clients retain final trading decisions.

Eric Tones is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at Charles Schwab, Edward Jones, and Fidelity Investments. He is based in Westlake, TX. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and typically does not exercise discretionary trading authority, distinguishing it from many enterprise wealth managers.

Alexander Schofield is a CFP®-designated financial advisor with 11 years of industry experience, currently affiliated with Schwab Wealth Advisory. He has worked at Schwab Wealth Advisory since 2019 and has been with Charles Schwab & Co., Inc. since 2017. Prior to that, he was employed at E*Trade Securities LLC from 2015 to 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Charles Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its advisory model from many enterprise wealth managers.

Christopher Fisher II is a CFP® with 10 years of industry experience, currently serving at Schwab Wealth Advisory. His prior roles include positions at Charles Schwab Bank, Bank of America, and Merrill. He has been with Schwab Wealth Advisory since 2021. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s standard asset allocation models and research tools while leaving final trading decisions to clients. The firm operates as an internal advisory unit within the Schwab ecosystem and offers annual financial reviews and investment recommendations across a broad range of asset classes.

Ralph Baca is a financial advisor with Schwab Wealth Advisory, holding Series 63, Series 65, and Series 66 licenses and bringing 21 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client-directed trading decisions and annual account reviews.

Jared Robitaille is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he held roles at Charles Schwab, Dutch Bros, Sodexo USA, and Taco Bell. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering investment recommendations and financial planning through Schwab's research tools and asset allocation models, with final trading decisions made by clients.

Kayla Begue is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. She has 10 years of industry experience, including over a decade with Charles Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem, using standard asset allocation models and Schwab research tools while maintaining a non-discretionary advisory approach.

Caroline Kirbish is a Series 66-credentialed financial advisor at Schwab Wealth Advisory with two years of industry experience. She previously worked at Ameriprise Financial/Kuttin Wealth Management and Huntington National Bank. Kirbish serves as Vice President of the Irvington Historic Landmarks Foundation/Benton House Association, assisting with fundraising and property maintenance. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and retirement planning supported by Schwab’s research tools and asset allocation models.

Katie Ferguson is a CFP® professional with 13 years of industry experience, currently affiliated with Schwab Wealth Advisory in Orlando, FL. She has been with Schwab Wealth Advisory since 2015 and Charles Schwab since 2010. Her credentials include Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with associates recommending investments but leaving final trading decisions to clients.

Veerapan Perianan is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and three years of industry experience. He has been with Charles Schwab since 2015 and joined Schwab Wealth Advisory in 2025. Outside of his advisory work, he serves on the finance committee for a local Civil Air Patrol cadet squadron and is a board member of the Chartered Alternative Investment Analyst Association’s Rocky Mountain Chapter. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager for most clients.