Jack Melikyan is a financial advisor at Schwab Wealth Advisory with 18 years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at Fidelity Investments and its affiliates spanning from 2007 to 2026. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, utilizing Schwab’s asset allocation models and research tools. The firm conducts annual account reviews and focuses on education and investment recommendations without exercising discretionary trading authority.

Ted Romine is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and with Charles Schwab & Co., Inc. since 2009. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using standardized asset allocation models and research tools, with final trading decisions made by clients.

Cameron Heald is a financial advisor with Schwab Wealth Advisory and holds the Series 66 designation. He has experience in both Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., beginning his industry career in 2026. Prior to joining Schwab, he worked with Indy Wealth Advisors, Football University, and CAPTrust, and has a background in education through Full Time Education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem, using Schwab’s asset allocation models and research tools while leaving final investment decisions to clients.

Lisa Chen is a financial advisor with Schwab Wealth Advisory in San Francisco, CA, holding Series 63 and Series 66 licenses and possessing 28 years of industry experience. She has been with Charles Schwab since 1997 and with Schwab Wealth Advisory since 2012. Outside of her advisory role, she is involved as a caregiver in In Home Support Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and retirement planning. The firm uses Schwab’s asset allocation models and research tools to recommend investments but leaves final trading decisions to clients.

Carson Emmons is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2018. He has been associated with Charles Schwab & Co., Inc. since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across a range of securities, delivered through Schwab’s proprietary asset allocation models and research tools.

Alexandra Hauer is a CFP®-certified financial advisor with eight years of industry experience. She has been with Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc. since 2021, following roles at Edward Jones and the University of Arizona. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Charles Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many enterprise wealth managers.

Eduardo Montiel is a Series 66-registered financial advisor with Schwab Wealth Advisory in Orlando, FL, with six years of industry experience. His background includes roles at Wells Fargo, Bank of America, Merrill, and Charles Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Bilal Ali is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at several firms, including Charles Schwab & Co., Robinhood Financial, JP Morgan Securities, and TD Ameritrade. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations across a range of assets. The firm operates within the Schwab ecosystem, using standard asset allocation models and Schwab research tools, while leaving final trading decisions to clients.

Amy Hipple is a CFP® with eight years of industry experience. She currently works at Schwab Wealth Advisory, Inc. and has held roles within Charles Schwab & Co., Inc. and TIAA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, focusing on annual financial reviews and tailored investment recommendations using Schwab’s research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its advisory services.

Benjamin Kieckhafer is a financial advisor at Schwab Wealth Advisory with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory since 2014, with prior experience at Charles Schwab dating back to 2007. Based in Phoenix, AZ, he provides investment advice within the Schwab Wealth Advisory program. Schwab Wealth Advisory, Inc. offers non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, with services including financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Rachel Reis is a financial advisor with Schwab Wealth Advisory, Inc. She holds a Series 66 designation and has five years of industry experience. Her prior roles include positions at Ameriprise Financial Services and Charles Schwab entities. Rachel is based in Minneapolis, MN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm serves individual clients with annual financial reviews and investment recommendations, while final trading decisions remain with clients.

Richard Fox is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using Schwab’s research tools and asset allocation models while leaving final trading decisions to clients.

Ryan Damra is a financial advisor with Schwab Wealth Advisory, holding the CFP® and Series 66 credentials and five years of industry experience. He has worked at several firms including Bank of America, Merrill, and VALIC Financial Advisors before joining Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s standard asset allocation models and research tools. The firm delivers recommendations across various investment vehicles while clients retain final trading decisions, conducting at least annual account reviews.

Malachi Jones is a financial advisor at Schwab Wealth Advisory with Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Schwab Wealth Advisory in 2026, he worked at Charles Schwab & Co., Inc. starting in 2023 and has a background in retail jewelry sales. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab's asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not charge clients directly for advisory services.

Julieanne Brittain is a Series 66-licensed financial advisor with Schwab Wealth Advisory and has 11 years of industry experience. She has worked at several firms including Charles Schwab, TD Ameritrade, Fidelity Brokerage Investments, and Raymond James & Associates. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s proprietary research tools. The firm operates as an internal advisory unit within Charles Schwab and does not directly charge clients fees for its services.

Thomas Lamb is a financial advisor with Schwab Wealth Advisory in Atlanta, GA, holding Series 66 and Series 63 credentials and one year of industry experience. His career includes roles at Charles Schwab & Co., Inc. and Charles Schwab Bank SSB, as well as a background as a full-time student. Outside of his advisory work, he occasionally works as a DoorDash driver. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools, with final trading decisions left to clients.

Joseph Sullivan is a CFP® professional with 13 years of experience, currently advising at Schwab Wealth Advisory in Edgewater, Florida. He has been with Schwab since 2015 and previously worked at Uber for one year. Outside of his financial advisory role, Sullivan is active as a DJ, musician, and trivia night host in local venues. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly, with discretionary management typically handled by affiliated or third-party money managers.

George Lee is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked within various entities of Charles Schwab since 2000, including Schwab Private Client Investment Advisory, Inc. and Schwab Wealth Advisory Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, with client trading decisions remaining at the client’s discretion.

Daniel Potocki is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior firms include Charles Schwab, Empower Financial Services, Cetera, and New York Life Insurance Company. He served in the United States Army Reserve for six years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through Schwab’s research tools and standard asset allocation models.

Nathan Hartman is a CFP® certificant based in San Diego, CA, with 22 years of experience in the financial services industry. He has worked at firms including The Vanguard Group, LPL Financial, Fidelity Investments, and currently Schwab Wealth Advisory. Outside of his advisory role, he co-owns an LLC focused on golf-related ventures in a developmental phase. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering portfolio recommendations based on standard asset allocation models and research tools. The firm serves individual clients with annual reviews and planning discussions, with final investment decisions made by clients rather than through discretionary management.