Eduardo Montiel is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing Services, Bank of America, Merrill, and Wells Fargo Bank. Montiel is based in Orlando, FL. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice utilizes Schwab’s asset-allocation models and internal research tools, offering tailored recommendations with trades executed only upon client authorization.

Bilal Ali is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including JP Morgan Securities, Robinhood Financial, and TD Ameritrade. Schwab Wealth Advisory serves clients enrolled in its Schwab Wealth Advisory program and certain referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm uses Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations with a focus on client authorization for trades.

Amy Hipple is a CFP® professional with eight years of industry experience, currently serving at Schwab Wealth Advisory, Inc. in Phoenix, AZ. Her prior experience includes roles at Charles Schwab & Co., Inc., TIAA, and University of Denver. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and internal research to tailor recommendations based on client goals and risk tolerance.

Benjamin Kieckhafer is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has been with Charles Schwab since 2007 and has worked specifically with Schwab Wealth Advisory since 2014. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to clients’ goals and risk tolerance.

Rachel Reis is a financial advisor with Schwab Wealth Advisory, holding a Series 66 license and five years of industry experience. She has worked at Schwab Wealth Advisory since 2025 and previously at Charles Schwab & Co., Charles Schwab Bank, and Ameriprise Financial Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using proprietary asset-allocation models and research tools to tailor recommendations to client goals and risk tolerance.

Richard Fox is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach is based on proprietary asset-allocation models and research tools, providing tailored recommendations with client authorization for all trades.

Ryan Damra is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Austin, TX. His work history includes roles at Charles Schwab & Co., Bank of America, Merrill, VALIC Financial Advisors, and Frost Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach relies on Charles Schwab’s asset allocation models and internal research, offering tailored recommendations reviewed at least annually without exercising discretionary trading authority.

Malachi Jones is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 65 licenses and two years of industry experience. He previously worked at Charles Schwab & Co., Inc., Reeds Jewelers, Kay Jewelers, and spent two years in full-time education. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory (SWA) program and certain Charles Schwab & Co.-referred clients, offering fiduciary investment advice, financial planning, and point-in-time wealth management consultations based on standardized asset-allocation models and internal research tools.

Julieanne Brittain is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. She holds the Series 66 designation and has worked at firms including Charles Schwab, TD Ameritrade, Fidelity Brokerage Investments, and Raymond James & Associates. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Thomas Lamb is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and having one year of industry experience. Prior to joining Schwab Wealth Advisory, he has held roles within various Charles Schwab entities and worked briefly at Amazon. Outside of his advisory work, he occasionally works as a DoorDash driver. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s recommendations are based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with client authorization required for all trades.

Joseph Sullivan is a CFP®-certified financial advisor with Schwab Wealth Advisory, bringing 14 years of industry experience. He has worked at Merrill and Charles Schwab prior to his current role. Outside of finance, he is active as a DJ, musician, and trivia night host at local venues in Edgewater, Florida. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach relies on proprietary asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

George Lee is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been affiliated with Charles Schwab and its affiliated entities since 2000, including roles at Schwab Private Client Investment Advisory and Schwab Wealth Advisory Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with at-least-annual reviews tailored to client goals and risk tolerance.

Daniel Potocki is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at Empower Financial Services, The Huntington Investment Company, Cetera, and New York Life Insurance Company. He also served six years in the United States Army Reserve. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and research tools. The firm manages investments with client authorization and offers tailored recommendations based on individual goals and risk tolerance.

Nathan Hartman is a CFP® professional with 22 years of experience in the financial services industry. He currently serves as an advisor at Schwab Wealth Advisory and has previously worked at Fidelity Investments, LPL Financial, and The Vanguard Group. Outside of his advisory work, he co-owns an LLC with his spouse focused on golf-related business ideas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm employs Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance.

Robert Hammond III is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2016. His prior experience includes roles at USAA financial planning services and Osaic FA, Inc. He holds Series 63 and Series 65 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on standardized asset-allocation models and internal research, offering tailored recommendations with at least annual reviews.

Brittney Brinner is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In her role, she works directly with clients to define their financial goals and develop portfolio strategies tailored to their individual needs. Brittney provides ongoing advice, adjusting plans as clients' circumstances evolve to help them pursue their personal and family objectives. Her expertise includes assisting clients with a variety of financial priorities, such as purchasing a home, funding education, addressing eldercare considerations, and preparing for healthcare expenses. Brittney holds the Personal Investment Advisor (PIA) designation. She earned a Bachelor's Degree from Grand Valley State University and a Master's Degree from DePaul University.

Teal Powell Mckinzie is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and three years of industry experience. She has worked at Charles Schwab and Heb during her career. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. The firm bases its recommendations on Charles Schwab & Co.'s asset-allocation models and internal research, with trades executed only upon client authorization.

John Garrison is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Charles Schwab since 2014 and joined Schwab Wealth Advisory in 2026. Based in Phoenix, AZ, his career has focused on serving clients through Schwab’s advisory platform. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset allocation models and internal research tools to offer personalized recommendations without exercising discretionary trading authority.

Susan Poss is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. She has been with Charles Schwab and its affiliated firms since 1999, including 12 years specifically at Schwab Wealth Advisory. She holds Series 63 and Series 66 licenses and is based in Orlando, Florida. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is guided by Schwab’s standard asset-allocation models and internal research tools, focusing on client goals and risk tolerance without exercising discretionary trading authority.

Jason Teran is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He has been with Charles Schwab and its affiliated advisory firm since 2015, holding Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm employs Charles Schwab’s asset-allocation models and internal research tools to offer tailored guidance, with client authorization required for all trades.