Lidija Gjorgjievska is a CFP®-certified financial advisor with 12 years of industry experience. She is currently with Schwab Wealth Advisory in Chicago, IL, where she has worked since 2021 and has been affiliated with Charles Schwab since 2018. Prior to her current role, she worked at TD Ameritrade and has experience teaching virtual yoga sculpt classes outside of finance. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory (SWA) program, offering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools.

Bawi Ceu is a CFP® professional with three years of industry experience, currently serving at Schwab Wealth Advisory since 2025. Prior to this role, Bawi worked at Charles Schwab and Mutual of Omaha Investor Services. Outside of finance, Bawi was involved with LUNA Language Services for three years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing asset allocation models and Schwab research tools to offer investment recommendations while leaving final decisions to clients.

John Monfreda is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 designations and bringing 35 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has also been associated with Charles Schwab since 2006. Outside of his advisory role, he serves as Vice President of Monfreda Realty Group, LLC, managing a rental portfolio of single-family residences. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations guided by Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority over client accounts.

Arianna Stern is a financial advisor at Schwab Wealth Advisory with two years of industry experience. She holds Series 63 and Series 65 licenses. Her prior work includes roles at Charles Schwab and Charles Schwab Bank, as well as experience with Money Positive Cooperative and Fun Factory USA. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, utilizing Schwab’s asset allocation models and research tools to recommend investments across various asset classes. The firm operates as an internal advisory unit within Charles Schwab and conducts annual reviews without exercising discretionary trading authority.

Lauren Melroy is a CFP® with ten years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2017. She has been associated with Charles Schwab since 2014. Lauren holds Series 63 and Series 66 licenses and works out of Westlake, TX. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset allocation models and research tools to guide investment recommendations, while clients retain final trading decisions.

Jeremy Jones is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Charles Schwab and its affiliated advisory businesses since 1998, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various securities and managed accounts. The firm delivers advice using standard asset allocation models and Schwab research tools, with final trading decisions made by clients, and operates as an internal advisory unit within the Schwab ecosystem.

Lisanne Beard is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. She has worked extensively within the Charles Schwab organization in various roles since 2016. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations utilizing Schwab’s proprietary research tools and asset allocation models.

William Bibbs is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ. He holds Series 66 and Series 63 licenses and has one year of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab & Co., Inc., as well as the YMCA Retirement Fund. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on annual financial reviews and tailored investment recommendations. The firm operates within the Schwab ecosystem and uses standard asset allocation models and Schwab research tools to support client decisions.

Husam Boraby is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has worked at Charles Schwab and Fidelity Investments during his career. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm offers financial reviews, retirement planning, and investment recommendations without exercising discretionary trading authority, operating as an internal advisory unit within the Schwab ecosystem.

Joshua Jordan is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Charles Schwab & Co., Inc., Harbor Freight Tools, and Grand Prairie ISD. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering client services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools and asset allocation models.

Parker Brandenburg is a CFP® professional at Schwab Wealth Advisory with four years of industry experience. He has previously worked at Charles Schwab Bank, Charles Schwab & Co., Inc., and Circle Financial Planning. Brandenburg is based in Indianapolis, IN. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and uses standardized asset allocation models and research tools, with final investment decisions made by clients.

Corey Garnier is a CFP® and holds a Series 66 designation, with 10 years of industry experience. He is currently an advisor at Schwab Wealth Advisory Inc., where he has worked since 2025. Prior to this, he held roles at Fidelity Investments, The Vanguard Group, Inc., and Creative Financial Group. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, serving clients with annual financial reviews, retirement planning, and investment recommendations across a range of asset classes. The firm operates within the Schwab ecosystem, delivering advice using standard asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Leah Harper is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 credentials and eight years of industry experience. She has worked at Schwab Wealth Advisory since 2022 and Charles Schwab since 2018. Outside of her advisory role, she engages in freelance writing on topics including art, design, art history, spirituality, and wine and food pairings. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab's research tools and asset allocation models. The firm operates within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many enterprise wealth managers.

Randall Lucke is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding a Series 66 designation and three years of industry experience. Prior to his advisory career, he worked for American Airlines for 20 years. Outside of advising, he owns and manages three rental duplex properties. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset allocation models and research tools to support investment recommendations, while leaving final trading decisions to clients.

Bradley Herx is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has 26 years of industry experience, having worked at Charles Schwab since 1999 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients services such as annual financial reviews, retirement planning, and investment recommendations across various asset types. The firm operates as an internal advisory unit within the Schwab ecosystem, utilizing standardized asset allocation models and research tools while leaving trading decisions to clients.

Miguel Molina is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work includes roles at Charles Schwab, Veyo Arizona, and Total Transit. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice based on standardized asset allocation models and Schwab research tools.

Wajima Rasoul is a financial advisor with Schwab Wealth Advisory in Atlanta, GA, holding a Series 66 credential and 11 years of industry experience. His prior roles include positions at Charles Schwab & Co., M Holdings Securities, Lion Street Financial, PURSHE KAPLAN STERLING INVESTMENTS, Crescent Wealth Advisory, and Ameriprise Financial Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and typically does not exercise discretionary trading authority, distinguishing its approach from many enterprise wealth managers.

Victor Benavides is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and eight years of industry experience. He previously worked at PCS | Aspire and T. Rowe Price before joining Schwab Wealth Advisory and Charles Schwab & Co., Inc. in 2021. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools.

Aria Hattiangadi is a CFP® professional with 11 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. She has held roles at Charles Schwab and Fidelity Investments, as well as experience at PepsiCo and as a self-employed advisor. Outside of advisory work, she is the owner of Arcis, a company involved in product development, marketing, and general management. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering investment recommendations and financial planning through standardized asset allocation models and Schwab research tools. The firm serves individual clients enrolled in the Schwab Wealth Advisory program and operates under a cost-and-expense arrangement with Charles Schwab & Co., Inc.

Christopher Sanchez is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2025. He has previously worked at USAA in various roles spanning over a decade. Sanchez has also been involved in community activities, including serving as vice president of the Habana Gardens HOA, overseeing maintenance of the townhouse community. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients through the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm delivers annual financial reviews and investment recommendations but does not exercise discretionary trading authority, distinguishing its approach within the enterprise wealth management space.